{"id":25522732,"date":"2022-04-30T10:00:47","date_gmt":"2022-04-30T04:30:47","guid":{"rendered":"https:\/\/entri.app\/blog\/?p=25522732"},"modified":"2022-04-29T21:10:23","modified_gmt":"2022-04-29T15:40:23","slug":"bank-of-maharashtra-generalist-officer-posts-lists","status":"publish","type":"post","link":"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/","title":{"rendered":"Bank of Maharashtra Generalist Officer Posts Lists 2022"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d6d02cc8423\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d6d02cc8423\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/#Bank_of_Maharashtra_Generalist_Officer_2022_Post_List\" >Bank of Maharashtra Generalist Officer 2022 Post List<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/#Bank_of_Maharashtra_Generalist_Officer_2022_Selection_Process\" >Bank of Maharashtra Generalist Officer 2022 Selection Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/#Bank_of_Maharashtra_Generalist_Officer_2022_Exam_Pattern\" >Bank of Maharashtra Generalist Officer 2022 Exam Pattern<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/#Bank_of_Maharashtra_Generalist_Officer_2022_Interview\" >Bank of Maharashtra Generalist Officer 2022 Interview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/#Bank_of_Maharashtra_Generalist_Officer_2022_Post_Wise_Exam_Details\" >Bank of Maharashtra Generalist Officer 2022 Post Wise Exam Details<\/a><\/li><\/ul><\/nav><\/div>\n<p>The BANK OF MAHARASHTRA, a well-known public sector bank with headquarters in Pune as well as a nationwide network of branches, invites people to apply online for Generalist Officers in Scale II and III positions. The bank is looking for candidates who have significant banking experience as well as experience in a variety of sectors. The online application deadline for this position is February 22nd, 2022. Candidates with the necessary qualifications are invited to apply as soon as possible for this fantastic opportunity and begin their preparation.<\/p>\n<p style=\"text-align: center\"><a href=\"https:\/\/entri.sng.link\/Bcofz\/fy8s\/0bjx\" target=\"_blank\" rel=\"noopener\"><strong>Click here to learn the full syllabus and question paper trends of the BOM generalist officer exam<\/strong><\/a><\/p>\n<table width=\"624\">\n<tbody>\n<tr>\n<td><strong>Events<\/strong><\/td>\n<td colspan=\"2\"><strong>Particulars <\/strong><\/td>\n<\/tr>\n<tr>\n<td>Notification date<\/td>\n<td colspan=\"2\">04th February 2022<\/td>\n<\/tr>\n<tr>\n<td>\u00a0Starting of application<\/td>\n<td colspan=\"2\">05th February 2022<\/td>\n<\/tr>\n<tr>\n<td>Last date of application<\/td>\n<td colspan=\"2\">22nd February 2022<\/td>\n<\/tr>\n<tr>\n<td>Call letters for Exam<\/td>\n<td colspan=\"2\">Yet to be notified<\/td>\n<\/tr>\n<tr>\n<td>Online Exam date<\/td>\n<td colspan=\"2\">12 Mar 2022<\/td>\n<\/tr>\n<tr>\n<td>Result date<\/td>\n<td colspan=\"2\">Yet to be notified<\/td>\n<\/tr>\n<tr>\n<td>Call letters for interview<\/td>\n<td colspan=\"2\">Will be informed later<\/td>\n<\/tr>\n<tr>\n<td>Interview\/ GD date<\/td>\n<td colspan=\"2\">Will be informed later<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\">Vacancy<\/td>\n<td width=\"193\">Generalist Officer Scale-II<\/td>\n<td width=\"247\">\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 General- 162<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 EWS- 40<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OBC- 108<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 SC- 60<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ST-30<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Total- 400<\/td>\n<\/tr>\n<tr>\n<td>Generalist Officer Scale-III<\/td>\n<td>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 General- 41<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 EWS-10<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 OBC-27<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 SC- 15<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 ST- 7<\/p>\n<p>\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Total -100<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center\"><a href=\"https:\/\/entri.sng.link\/Bcofz\/fy8s\/0bjx\" target=\"_blank\" rel=\"noopener\"><strong>Click here to learn about the best free sources and books for the BOM generalist officer exam 2022<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Generalist_Officer_2022_Post_List\"><\/span><strong>Bank of Maharashtra Generalist Officer 2022 Post List<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The two posts that are open for recruitment for Bank of Maharashtra Generalist Officer 2022 are:<\/p>\n<ol>\n<li>Generalist Officer MMGS Scale-II<\/li>\n<li>Generalist Officer MMGS Scale III<\/li>\n<\/ol>\n<p style=\"text-align: center\"><strong><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\">Register to get free notes for banking awareness lessons<\/a> <\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Generalist_Officer_2022_Selection_Process\"><\/span><strong>Bank of Maharashtra Generalist Officer 2022 Selection Process<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The following are the phases of the Bank of Maharashtra&#8217;s Generalist Officer post-selection procedure for 2022: Online Written Exam, Interview and Review of Documents<\/p>\n<ul>\n<li>The applicants would be required to take an online test administered by IBPS. Based on their rank, the selected candidates will be summoned for an interview in a ratio of 1:4. The marks for the online exam and the interview are 150 and 100, respectively, which will be converted to 60:40. For the online test, interview, and final selection, the minimum cut off marks will be 50 per cent for UR \/ EWS and 45 per cent for SC \/ ST \/ OBC \/ PwBD.<\/li>\n<li>The aggregate final score of applicants will be calculated using their results in the Online Examination and Interview, and a merit list will be created for candidate selection. If more than one applicant achieves the same cut-off points (common marks at the cut-off point), such candidates will be listed in the merit list according to their age in decreasing order.<\/li>\n<\/ul>\n<p style=\"text-align: center\"><strong><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\">Register to get free video lectures for the BOM exam 2022 reasoning<\/a> <\/strong><\/p>\n<ul>\n<li>If in the bank&#8217;s judgement, an acceptable number of applicants have not qualified by achieving the minimum marks specified above in the online test, the bank has the right to modify the minimum marks as deemed appropriate.<\/li>\n<li>Mere eligibility\/admission to Group Discussions\/Interviews\/passing the GD\/interview does not mean that the Bank is convinced beyond a reasonable doubt of the candidate&#8217;s eligibility and does not confer any right of selection on the candidate.<\/li>\n<li>If an applicant is found to be ineligible or has provided inaccurate or false information, certificates, or documents, or has suppressed any material facts, the Bank has the right to reject his or her candidature at any stage of the selection process, and the fees paid by disqualified candidates will be forfeited. If selected, such a candidate may be dismissed from the Bank immediately.<\/li>\n<\/ul>\n<p style=\"text-align: center\"><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\"><strong>Click here to view model question papers for the BOM generalist officer exam<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Generalist_Officer_2022_Exam_Pattern\"><\/span><strong>Bank of Maharashtra Generalist Officer 2022 Exam Pattern<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On the formal announcement issued by the organizing authority, the specifics of the Bank of Maharashtra Generalist Officer Exam Pattern are listed. The online examination is the preliminary part of the selection process, after which qualified applicants will appear for an interview. The following are the contents of the Bank of Maharashtra Generalist test pattern for the online exam stage:<\/p>\n<table width=\"621\">\n<tbody>\n<tr>\n<td><strong>Topic <\/strong><\/td>\n<td><strong>Number of Questions <\/strong><\/td>\n<td><strong>Marks <\/strong><\/td>\n<td><strong>Time of exam <\/strong><\/td>\n<\/tr>\n<tr>\n<td>English Language<\/td>\n<td>20<\/td>\n<td>20<\/td>\n<td>15 minutes<\/td>\n<\/tr>\n<tr>\n<td>Quantitative Aptitude<\/td>\n<td>20<\/td>\n<td>20<\/td>\n<td>15 minutes<\/td>\n<\/tr>\n<tr>\n<td>Reasoning Ability<\/td>\n<td>20<\/td>\n<td>20<\/td>\n<td>15 minutes<\/td>\n<\/tr>\n<tr>\n<td>Professional Knowledge<\/td>\n<td>90<\/td>\n<td>90<\/td>\n<td>75 minutes<\/td>\n<\/tr>\n<tr>\n<td><strong>Total <\/strong><\/td>\n<td><strong>150<\/strong><\/td>\n<td><strong>150<\/strong><\/td>\n<td><strong>2 hours (120 minutes)<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center\"><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\"><strong>Register to attempt a maths mock test for the BOM generalist officer exam<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Generalist_Officer_2022_Interview\"><\/span><strong>Bank of Maharashtra Generalist Officer 2022 Interview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The original copy of the following papers, as well as a self-attested photocopy that verifies the applicant&#8217;s eligibility and identity, must be submitted for verification at the time of the interview. The applicant&#8217;s candidacy will be revoked if he or she fails to present the required documentation.<\/p>\n<ul>\n<li>A printout of the original Interview Call Letter i.e. a hardcopy of the original.<\/li>\n<li>Original printer copies of the online application form created by the system.<\/li>\n<li>A document showing your date of birth is required (Birth Certificate allotted by the Competent Municipal Authority Std. X Certificate with the date of birth).<\/li>\n<li>A valid photo ID (Passport, Aadhar Card, PAN card, Voter ID, Driving License, any other Photo affixed ID card allotted by Statutory Authorities)<\/li>\n<li>Certificates and scorecards from the SSLC test to the most recent exam passed.<\/li>\n<li>Separate semester\/year scorecards and certificates for academic qualifications up to and including a bachelor&#8217;s degree<\/li>\n<li>a thorough and specific experience certificate that includes complete name, address, and phone numbers of employers, term of experience with exact dates, the position occupied, Work Description, number of workers who have worked under you, kind of projects dealt with, and so on.<\/li>\n<\/ul>\n<p style=\"text-align: center\"><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\"><strong>Register to get the latest updates about further events of BOM generalist officer recruitment 2022<\/strong><\/a><\/p>\n<ul>\n<li>Income and Asset Certificate issued by a competent body in the format prescribed by the Government of India, particularly in the case of EWS applicants.<\/li>\n<li>In the case of SC\/ST\/OBC category candidates, a caste certificate is issued by a competent body, exactly in the required format as stated by the Government of India.<\/li>\n<li>Applicants in the OBC category should present a document that states explicitly that they do not belong to the creamy layer segment of the Caste. The name on the certificate must match the name on the Central Government announcement.<\/li>\n<li>In the event of those who may fall into the Disability category, the District Medical Board will issue a disability certificate in a certain format. If the applicant used the scribe&#8217;s services during the online objective test, the scribe&#8217;s information should be included in the format.<\/li>\n<\/ul>\n<p style=\"text-align: center\"><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\"><strong>Register to get interview date notifications for BOM Generalist officer recruitment 2022<\/strong><\/a><\/p>\n<ul>\n<li>An Ex-serviceman candidate must present a copy of his or her Service or Discharge Book, a pension payment order, and verifiable evidence of rank held.<\/li>\n<li>Applicants who work for the government, quasi-government offices, or Public Sector Undertakings (which includes Nationalized Banks and other Financial Institutions) must present their employer with a &#8220;No Objection Certificate.&#8221;<\/li>\n<li>Any additional valid documentation demonstrating the candidate&#8217;s eligibility.<\/li>\n<\/ul>\n<p style=\"text-align: center\"><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\"><strong>Grab the latest and most affordable practise test set for the BOM generalist officer exam 2022<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Generalist_Officer_2022_Post_Wise_Exam_Details\"><\/span><strong>Bank of Maharashtra Generalist Officer 2022 Post Wise Exam Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are some criteria different for the two posts they are given below.<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"200\"><strong>Post name<\/strong><\/td>\n<td width=\"200\"><strong>Generalist Officer MMGS Scale 2<\/strong><\/td>\n<td width=\"200\"><strong>Generalist Officer MMGS Scale 3<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for SC<\/td>\n<td width=\"200\">60<\/td>\n<td width=\"200\">15<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for ST<\/td>\n<td width=\"200\">30<\/td>\n<td width=\"200\">7<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for OBC<\/td>\n<td width=\"200\">108<\/td>\n<td width=\"200\">27<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for EWS<\/td>\n<td width=\"200\">40<\/td>\n<td width=\"200\">10<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for UR<\/td>\n<td width=\"200\">162<\/td>\n<td width=\"200\">41<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for PwBD OC<\/td>\n<td width=\"200\">4<\/td>\n<td width=\"200\">1<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for PwBD VI<\/td>\n<td width=\"200\">4<\/td>\n<td width=\"200\">1<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for PwBD HI<\/td>\n<td width=\"200\">4<\/td>\n<td width=\"200\">1<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">No. of vacancies for PwBD ID<\/td>\n<td width=\"200\">4<\/td>\n<td width=\"200\">1<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">Scale<\/td>\n<td width=\"200\">2<\/td>\n<td width=\"200\">3<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">Age limit<\/td>\n<td width=\"200\">25-35 years<\/td>\n<td width=\"200\">25-38 years<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">Qualification<\/td>\n<td width=\"200\">Bachelor&#8217;s degree in any subject with a minimum cumulative grade point average of 60% (55 per cent for SC, ST, OBC, and PwBD).<\/p>\n<p>It is desirable to pass the JAIIB and CAIIB exams.<\/p>\n<p>OR<\/p>\n<p>a professional certification like CA, CMA, or CFA from a recognised university, institution, or board that has been accepted by government regulatory organisations.<\/td>\n<td width=\"200\">Bachelor&#8217;s degree in any subject with a minimum of 60% overall (55 per cent for SC\/ST\/OBC\/PwBD). It is preferable to pass JAIIB and CAIIB.<\/p>\n<p>OR<\/p>\n<p>a professional certification like CA, CMA, or CFA from a recognised university, institution, or board that has been approved by the government of India.<\/td>\n<\/tr>\n<tr>\n<td width=\"200\">Experience<\/td>\n<td width=\"200\">After earning a degree, 3 years of experience as an officer in a Scheduled Commercial Bank.<\/p>\n<p>Experience in a Credit field, Branch Head, or in Incharge is appreciated.<\/td>\n<td width=\"200\">Work experience as an officer in a Scheduled Commercial Bank for 5 years after graduation. Out of a total of five years of experience, the candidate must have at least one year as a Branch Manager \/ Head. It is preferred if you have experience in credit-related sectors or have been in charge of specialised verticals.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center\"><strong><a href=\"https:\/\/bit.ly\/34U8gx8\" target=\"_blank\" rel=\"noopener\">Grab the latest and most affordable study materials for the bank exam reasoning segment<\/a> <\/strong><\/p>\n<p>The article has discussed the major differences between scale 2 and scale 3 generalist officers of the Bank of Maharashtra. Many details like the duration of the bond, payment during the bond, probation period, exam pattern etc are similar for both the posts. <a href=\"https:\/\/entri.sng.link\/Bcofz\/fy8s\/0bjx\" target=\"_blank\" rel=\"noopener\">Download the Entri app<\/a> to get necessary study materials and preparation tips for but scale 2 and scale 3 Bank of Maharashtra generalist officer 2022 recruitment exam.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The BANK OF MAHARASHTRA, a well-known public sector bank with headquarters in Pune as well as a nationwide network of branches, invites people to apply online for Generalist Officers in Scale II and III positions. The bank is looking for candidates who have significant banking experience as well as experience in a variety of sectors. [&hellip;]<\/p>\n","protected":false},"author":90,"featured_media":25522937,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[802,246,799],"tags":[],"class_list":["post-25522732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-banking","category-rrb-ntpc"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of Maharashtra Generalist Officer Posts Lists 2022 - Entri Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/entri.app\/blog\/bank-of-maharashtra-generalist-officer-posts-lists\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of Maharashtra Generalist Officer Posts Lists 2022 - Entri Blog\" \/>\n<meta property=\"og:description\" content=\"The BANK OF MAHARASHTRA, a well-known public sector bank with headquarters in Pune as well as a nationwide network of branches, invites people to apply online for Generalist Officers in Scale II and III positions. The bank is looking for candidates who have significant banking experience as well as experience in a variety of sectors. 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