{"id":25605164,"date":"2025-03-09T17:57:23","date_gmt":"2025-03-09T12:27:23","guid":{"rendered":"https:\/\/entri.app\/blog\/?p=25605164"},"modified":"2026-01-23T14:12:48","modified_gmt":"2026-01-23T08:42:48","slug":"mutual-fund-vs-fixed-deposit","status":"publish","type":"post","link":"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/","title":{"rendered":"Mutual funds vs Fixed Deposits: Which is better?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e904dd9d491\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e904dd9d491\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#What_is_a_Mutual_Fund\" >What is a Mutual Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#What_is_a_Fixed_Deposit\" >What is a Fixed Deposit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#Mutual_Funds_vs_Fixed_Deposits_Key_Differences\" >Mutual Funds vs Fixed Deposits: Key Differences<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#Returns_Which_Offers_Better_Growth\" >Returns: Which Offers Better Growth?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#Which_One_Should_You_Choose\" >Which One Should You Choose?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<p>Imagine this: You just got a fat bonus from your job and wondering how to make it grow. Your uncle swears by fixed deposits (FDs), telling tales of guaranteed returns over a cup of chai. Meanwhile your colleague can\u2019t stop raving about mutual funds, claiming they\u2019ve turned her small savings into a fortune. Suddenly you\u2019re in a tug-of-war between two giants\u2014mutual funds vs fixed deposits. Which one\u2019s the winner for you?<\/p>\n<p>In India where every rupee matters\u2014whether it\u2019s for a child\u2019s education, a dream home or a comfortable retirement\u2014this is not a casual choice; it\u2019s a life defining decision. The Indian stock market is buzzing, Sensex is climbing and investment options are more accessible than ever. But with great options come great debates. Should you lock your money in the steady comfort of an FD or ride the thrill of mutual funds? This is not just a comparison; it\u2019s a showdown. Stick with me as we break down what these two are, how they differ and which one can change your financial future. Ready to find out? Let\u2019s get started!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Money doesn\u2019t grow on trees but it <em>can<\/em> grow if you plant it in the right soil. For decades Indians have been wrestling with where to put their hard earned money. Fixed deposits have been the go to, a trusted friend offering predictability in a chaotic world. Meanwhile mutual funds have stormed into the scene promising higher returns and a taste of the stock market\u2019s magic. Both have fans but they couldn\u2019t be more different\u2014one\u2019s a tortoise the other a hare.<\/p>\n<p>In 2025 with India\u2019s economy booming and Sensex soaring past 80,000 the stakes are higher than ever. Inflation is nibbling at your savings and the old trick of stuffing cash under the mattress won\u2019t cut it anymore. So how do you choose? Do you play it safe with an FD\u2019s guaranteed returns or take a calculated risk with mutual funds\u2019 growth potential? This blog isn\u2019t just about facts; it\u2019s about helping <em>you<\/em> decide what\u2019s right for you. From returns to risks we\u2019ll dissect these two heavyweights and crown a winner. Interested yet? Let\u2019s start with the basics.<\/p>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/entri.app\/course\/stock-market-course\/?utm_source=stock-marketing&amp;utm_medium=blog_referral&amp;utm_campaign=how-to-buy-shares-in-zerodha\" target=\"_blank\" rel=\"noopener\">Ready to take your Trading skills to the next level? Sign up for a free demo today!<\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Mutual_Fund\"><\/span><strong>What is a Mutual Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Imagine pooling your money with thousands of others and handing it to a financial magician who spreads it across stocks, bonds and more to make it grow. That\u2019s a mutual fund in a sentence. It\u2019s like a diversified thali\u2014some equity, some debt, maybe a pinch of gold\u2014served by experts who know the Indian market like the back of their hand.<\/p>\n<p>In India, mutual funds have gone crazy. By 2024, the Assets Under Management (AUM) touched \u20b950 lakh crore, as per the Association of Mutual Funds in India (AMFI). Why? Because they\u2019re flexible and accessible. You can start a Systematic Investment Plan (SIP) with just \u20b9500 a month\u2014less than a weekend movie ticket\u2014and watch your money grow over time. Whether it\u2019s equity funds riding the Nifty 50\u2019s highs or debt funds offering stability, there\u2019s a flavor for everyone.<\/p>\n<div class=\"epyt-video-wrapper\"><iframe loading=\"lazy\"  style=\"display: block; margin: 0px auto;\"  id=\"_ytid_89457\"  width=\"480\" height=\"270\"  data-origwidth=\"480\" data-origheight=\"270\"  data-relstop=\"1\" src=\"https:\/\/www.youtube.com\/embed\/5HDdRw_zrFc?enablejsapi=1&#038;autoplay=0&#038;cc_load_policy=0&#038;cc_lang_pref=&#038;iv_load_policy=1&#038;loop=0&#038;rel=0&#038;fs=0&#038;playsinline=1&#038;autohide=2&#038;theme=dark&#038;color=red&#038;controls=1&#038;disablekb=0&#038;\" class=\"__youtube_prefs__  epyt-is-override  no-lazyload\" title=\"YouTube player\"  allow=\"fullscreen; accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen data-no-lazy=\"1\" data-skipgform_ajax_framebjll=\"\"><\/iframe><\/div>\n<p>Take Priya, a 30-year-old teacher I met at a financial literacy camp. She started a \u20b92,000 monthly SIP in an equity mutual fund 5 years ago. Today, her \u20b91.2 lakhs investment is worth \u20b92 lakhs, thanks to 12% annualized returns. That\u2019s the power of mutual funds\u2014they leverages the stock market\u2019s ups (and sometimes downs) to create wealth. But here\u2019s the catch: returns aren\u2019t guaranteed and the ride can get bumpy. Is it worth it? Hold that thought\u2014we\u2019ll come back to that.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Fixed_Deposit\"><\/span><strong>What is a Fixed Deposit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Now, meet the grandfather of Indian investments: the fixed deposit. It\u2019s as simple as it gets\u2014give your money to a bank or post office, lock it away for a set period (say, 1 to 5 years) and earn a fixed interest rate. No surprises, no rollercoasters\u2014just a steady stream of returns. In India, FDs have been a household name, from small-town post offices to big-city banks offering rates between 5-7% in 2025.<\/p>\n<p>Why do people love FDs? Safety. Your principal is protected and the interest is locked in\u2014rain or shine, Sensex crash or boom. If you invest \u20b95 lakhs at 6% for 5 years, you\u2019ll get \u20b96.69 lakhs, no questions asked. It\u2019s the financial equivalent of a warm blanket on a rainy night. My neighbour, Mr. Sharma, swears by FDs. He\u2019s parked \u20b910 lakhs in a bank FD, earning \u20b965,000 yearly\u2014enough to pay his grandson\u2019s school fees without breaking a sweat.But here\u2019s the catch: those returns don\u2019t keep pace with inflation, which is 5-6% in India. Over time, your money\u2019s <em>buying power<\/em> reduces. Comfortable? Yes. Exciting? Not quite. So, how do these two stack up head-to-head? Let\u2019s see.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Mutual_Funds_vs_Fixed_Deposits_Key_Differences\"><\/span><strong>Mutual Funds vs Fixed Deposits: Key Differences<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual funds and fixed deposits are like chalk and cheese\u2014both have their fun, but they serve different appetites. Let\u2019s break it down:<\/p>\n<ul>\n<li><strong>Risk<\/strong>: FDs are safe\u2014your money\u2019s safe unless the bank collapses (and with RBI-backed deposit insurance up to \u20b95 lakhs, even that\u2019s rare). Mutual funds? They dance to the market\u2019s beat. Equity funds can go up with Nifty but down during a downturn. Debt funds are steadier but still carry some risk.<\/li>\n<li><strong>Returns<\/strong>: FDs offer fixed interest\u20145-7% today. Mutual funds aim higher\u2014equity funds average 10-15% over the long term, per historical data from the Indian stock market, while debt funds clock 6-8%.<\/li>\n<li><strong>Liquidity<\/strong>: Need cash fast? FDs lock your money (break it early and you\u2019ll pay a penalty). Mutual funds are more flexible\u2014sell your units anytime (though equity funds are best with patience).<\/li>\n<li><strong>Investment Amount<\/strong>: FDs need a lump sum (\u20b95,000 minimum, say). Mutual funds welcome small bites\u2014start an SIP with \u20b9500 monthly.<\/li>\n<li><strong>Taxation<\/strong>: FD interest is fully taxable as per your slab (up to 30% for high earners). Mutual fund gains? Equity funds held over a year get a 10% long-term capital gains tax (above \u20b91 lakh), while ELSS funds offer Section 80C deductions.<\/li>\n<\/ul>\n<p>Here\u2019s the hook: FDs are the safe harbor, but mutual funds are the wind in your sails. One keeps you grounded; the other pushes you forward. Which matters more to you\u2014security or growth? Let\u2019s dive into returns to find out.<\/p>\n<table>\n<tbody>\n<tr>\n<th colspan=\"2\">Related Articles<\/th>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/share-market-vs-mutual-fund\/\" target=\"_blank\" rel=\"noopener noreferrer\">Share Market and Mutual Fund &#8211; Which is Best?<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/basic-mutual-fund-terms\/\" target=\"_blank\" rel=\"noopener noreferrer\">Basic Mutual Fund Terms<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/mutual-funds-common-types-and-terminologies\/\" target=\"_blank\" rel=\"noopener noreferrer\">Mutual Funds: Common Types and Terminologies<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/open-ended-mutual-funds-and-closed-ended-mutual-funds-comparative-analysis\/\" target=\"_blank\" rel=\"noopener noreferrer\">Open Ended Mutual Funds and Closed Ended Mutual Funds \u2013 Comparative Analysis<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/performance-evaluation-of-mutual-funds\/\" target=\"_blank\" rel=\"noopener noreferrer\">Performance Evaluation of Mutual Funds<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/sip-calculator\/\" target=\"_blank\" rel=\"noopener noreferrer\">SIP Calculator<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/mutual-funds\/\" target=\"_blank\" rel=\"noopener noreferrer\">What is a Mutual Fund and How Does it Work? (Complete Guide)<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/sip-vs-lumpsum\/\" target=\"_blank\" rel=\"noopener noreferrer\">Sip or Lumpsum: Which Is Better?<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/mf-vs-elss\/\" target=\"_blank\" rel=\"noopener noreferrer\">What Is the Difference Between ELSS and Mutual Funds?<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/how-to-choose-mutual-fund\/\" target=\"_blank\" rel=\"noopener noreferrer\">How to Choose the Right Mutual Funds to Invest for Beginners<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/best-mutual-fund-apps-to-invest\/\" target=\"_blank\" rel=\"noopener noreferrer\">Best Mutual Fund Apps for Investment in India<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/jio-blackrock-flexi-cap-fund\/\" target=\"_blank\" rel=\"noopener noreferrer\">Jio BlackRock Flexi Cap Fund NFO<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/how-much-of-your-salary-should-you-invest-in-mutual-funds\/\" target=\"_blank\" rel=\"noopener noreferrer\">How Much of Your Salary Should You Invest in Mutual Funds?<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/blog\/how-to-start-sip-in-groww\/\" target=\"_blank\" rel=\"noopener noreferrer\">How to Start SIP in Groww<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Returns_Which_Offers_Better_Growth\"><\/span><strong>Returns: Which Offers Better Growth?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Returns are the heart of this battle, so let\u2019s get to it. Say you invest \u20b91 lakh today. In an FD at 6% for 5 years, you\u2019d get \u20b91.33 lakhs\u2014safe, steady, but modest. Now, park that same \u20b91 lakh in an equity mutual fund averaging 12% annually (a realistic figure based on India\u2019s market history). After 5 years? \u20b91.76 lakhs. Stretch it to 10 years, and it\u2019s \u20b93.1 lakhs, while the FD limps to \u20b91.79 lakhs. That\u2019s the magic of compounding in mutual funds\u2014time turns small seeds into big trees.<\/p>\n<p>But wait\u2014FDs aren\u2019t out yet. Inflation\u2019s the silent thief. At 5% yearly, your \u20b91.33 lakhs from the FD buys less in 5 years than \u20b91 lakh does today. Mutual funds, even with market dips, have historically outrun inflation. Look at the Nifty 50\u2014despite crashes like 2008 or 2020, it\u2019s delivered 12-14% annualized returns over decades. Funds like SBI Bluechip or Mirae Asset Large Cap are inflation-beaters.Here\u2019s a real story: My cousin invested \u20b92 lakhs in an FD in 2015 at 7%. By 2020, she had \u20b92.8 lakhs\u2014nice, but her dream car still slipped away as prices soared. Her friend chose a mutual fund SIP instead\u2014\u20b95,000 monthly for 5 years (\u20b93 lakhs total). By 2020, it was worth \u20b94.5 lakhs. She bought the car <em>and<\/em> had change. Returns don\u2019t lie\u2014mutual funds flex harder. But is higher always better? Let\u2019s find out.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which_One_Should_You_Choose\"><\/span><strong>Which One Should You Choose?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This isn\u2019t a one-size-fits-all answer\u2014it\u2019s about <em>you<\/em>. Are you the cautious type, sleeping better knowing your money\u2019s untouchable? Fixed deposits are your match. They\u2019re perfect for short-term goals\u2014like saving for a wedding in two years\u2014or for retirees who can\u2019t stomach market swings. If you\u2019ve got \u20b95 lakhs and need \u20b95.5 lakhs guaranteed, FDs deliver.<\/p>\n<p>But if you\u2019re dreaming bigger\u2014say, a kid\u2019s MBA in 10 years or a comfy retirement\u2014mutual funds beckon. They\u2019re for the bold, the patient, the ones who see money as a tool to multiply, not just preserve. Start an SIP in an equity fund, ride out the market\u2019s waves and watch your wealth bloom. Even debt mutual funds beat FDs for short-term goals, offer 6-8% with more flexibility.<\/p>\n<p>Here\u2019s the persuasive twist: why settle for less when you can have more? India\u2019s financial landscape is changing, mutual fund SIP accounts hit 9 crore in 2024 (AMFI data), while FD growth slows. Young professionals, homemakers, even small-town earners are jumping in. Why? Because 6% won\u2019t cut it when inflation\u2019s at 5% and your dreams cost 10% more every year. Mutual funds aren\u2019t reckless\u2014they\u2019re strategic. Diversify with a hybrid fund, ease in with a debt fund or go big with equity. You\u2019re not gambling; you\u2019re growing.<\/p>\n<p>Still confused? Blend them. Put 60% in mutual funds for growth, 40% in FDs for safety. It\u2019s not about picking a side- it\u2019s about picking what works. So, what\u2019s your move?<\/p>\n<table width=\"468\">\n<tbody>\n<tr>\n<td colspan=\"2\"><strong>Gain Financial Literacy in your Mother Tongue<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/course\/stock-market-course-in-malayalam\/\">Stock Market Course in Malayalam<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/course\/mutual-funds-course-in-kerala\/\">Mutual Funds Course in Malayalam<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/course\/stock-market-course-in-tamil\/\">Stock Market Course in Tamil<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/course\/mutual-funds-course-in-tamil\/\">Mutual Funds Course in Tamil<\/a><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/course\/stock-market-course\/\">Stock Market Course<\/a><\/td>\n<td><a href=\"https:\/\/entri.app\/course\/mutual-funds-course\/\">Mutual Funds Course<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual funds vs fixed deposits isn\u2019t just a debate\u2014it\u2019s a mirror to your goals. FDs offer the comfort of certainty, a financial rock in turbulent times. Mutual funds promise the thrill of growth, tapping into India\u2019s roaring stock market to create real wealth. One\u2019s a safety net; the other\u2019s a ladder.<\/p>\n<p>In 2025, with the Sensex climbing and inflation lurking, standing still isn\u2019t an option. FDs might keep you afloat, but mutual funds can lift you higher. It\u2019s not about right or wrong\u2014it\u2019s about now or later, safety or ambition. Open a Demat account, start an SIP or lock in an FD today. Your money\u2019s waiting to work\u2014make it work for you. Which path will you take? The clock\u2019s ticking\u2014decide now.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Imagine this: You just got a fat bonus from your job and wondering how to make it grow. Your uncle swears by fixed deposits (FDs), telling tales of guaranteed returns over a cup of chai. Meanwhile your colleague can\u2019t stop raving about mutual funds, claiming they\u2019ve turned her small savings into a fortune. Suddenly you\u2019re [&hellip;]<\/p>\n","protected":false},"author":69,"featured_media":25605166,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[802,1867],"tags":[2108],"class_list":["post-25605164","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-stock-marketing","tag-mutual-funds-vs-fixed-deposits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mutual funds vs Fixed Deposits: Which is better? - Entri Blog<\/title>\n<meta name=\"description\" content=\"Mutual funds vs fixed deposits: Compare returns, risks, and growth to choose the best investment for your money in India.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/entri.app\/blog\/mutual-fund-vs-fixed-deposit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mutual funds vs Fixed Deposits: Which is better? 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