{"id":25627565,"date":"2025-10-17T15:00:45","date_gmt":"2025-10-17T09:30:45","guid":{"rendered":"https:\/\/entri.app\/blog\/?p=25627565"},"modified":"2025-10-17T15:00:45","modified_gmt":"2025-10-17T09:30:45","slug":"federal-bank-ltd-stock-review","status":"publish","type":"post","link":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/","title":{"rendered":"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d50a10d928e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d50a10d928e\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#History_of_Federal_Bank\" >History of Federal Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Current_Business_Model\" >Current Business Model<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Deposit_Lending_Dynamics\" >Deposit &amp; Lending Dynamics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Key_Financial_Metrics_Recent\" >Key Financial Metrics (Recent)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Leadership\" >Leadership<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Trust_Branding\" >Trust &amp; Branding<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Milestones_Achievements\" >Milestones &amp; Achievements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Federal_Bank_Share_Price_Other_Key_Details\" >Federal Bank: Share Price &amp; Other Key Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Stock_Performance_Analysis\" >Stock Performance Analysis<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Valuation\" >Valuation<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Valuation_Risks_Sensitivities\" >Valuation Risks &amp; Sensitivities<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Investment_Opportunities_Future_Potential\" >Investment Opportunities &amp; Future Potential<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Risks_Headwinds_to_Monitor\" >Risks \/ Headwinds to Monitor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Final_Recommendations\" >Final Recommendations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#Parting_Words\" >Parting Words<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"History_of_Federal_Bank\"><\/span><strong>History of Federal Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-25627568 aligncenter\" src=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-scaled.webp\" alt=\"History of Federal Bank\" width=\"344\" height=\"138\" srcset=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-scaled.webp 2560w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-300x120.webp 300w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-1024x411.webp 1024w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-768x308.webp 768w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-1536x616.webp 1536w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-2048x822.webp 2048w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-150x60.webp 150w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-750x301.webp 750w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Federal-Bank-Logo-1140x458.webp 1140w\" sizes=\"auto, (max-width: 344px) 100vw, 344px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The birth of the Federal Bank dates back to the year <\/span><b>1931<\/b><span style=\"font-weight: 400;\">. Originally, it was founded as <\/span><i><span style=\"font-weight: 400;\">Travancore Federal Bank Limited<\/span><\/i><span style=\"font-weight: 400;\">. Gradually, the organisation expanded its operations beyond the former princely state of Travancore. In <\/span><b>March 1947<\/b><span style=\"font-weight: 400;\">, it adopted the name <\/span><i><span style=\"font-weight: 400;\">The Federal Bank Limited<\/span><\/i><span style=\"font-weight: 400;\">.<\/span><a href=\"https:\/\/www.valueresearchonline.com\/stocks\/42021\/the-federal-bank-ltd\/?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">The bank\u2019s founder, <\/span><b>K. P. Hormis<\/b><span style=\"font-weight: 400;\"> was a lawyer by training who took over the management of Travancore Federal Bank in December 1944 and guided its transition and expansion.<\/span><a href=\"https:\/\/en.wikipedia.org\/wiki\/K._P._Hormis?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">In the initial decades, the bank\u2019s primary focus was on regional operations in Kerala and nearby regions. However, later Federal Bank spread its wings across India, setting up a branch and ATM network and widening its footprint into retail, corporate, treasury, and NRI banking.<\/span><a href=\"https:\/\/www.valueresearchonline.com\/stocks\/42021\/the-federal-bank-ltd\/?utm_source=chatgpt.com\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Federal Bank\u2019s longstanding heritage made it easier for the organisation to build local trust, especially in southern India, and gradually emerge into a private sector bank with national presence.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Current_Business_Model\"><\/span><strong>Current Business Model<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Operating across several verticals in the banking and financial services space, Federal Bank\u2019s major business segments include retail banking, corporate\/wholesale banking, treasury operations, and other banking operations such as fees, commissions and services.<\/span><\/p>\n<div class=\"lead-gen-block\"><a href=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2023\/03\/Stock-Market-360_Pdf-1.pdf\" data-url=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2023\/03\/Stock-Market-360_Pdf-1.pdf\" class=\"lead-pdf-download\" data-id=\"25556854\">\n<p style=\"text-align: center;\"><button class=\"btn btn-default\">free download Stock market course roadmap<\/button><\/p>\n<\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Deposit_Lending_Dynamics\"><\/span><strong>Deposit &amp; Lending Dynamics<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Federal Bank offers its customers a wide range of deposit products: savings accounts, fixed deposits, current accounts, recurring deposits, NRI deposit schemes, demat accounts, etc.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">When it comes to advances, the bank lends to retail customers, SMEs, corporate clients, trade finance, and digital lending.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It maintains a treasury function to manage liquidity, investments, interest rate risk, and trading in securities.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Key_Financial_Metrics_Recent\"><\/span><strong>Key Financial Metrics (Recent)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In FY25, Federal Bank\u2019s <\/span><b>Net Interest Margin (NIM)<\/b><span style=\"font-weight: 400;\"> was around <\/span><b>3.13%<\/b><span style=\"font-weight: 400;\"> annualized.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0During the same period, the bank&#8217;s <\/span><b>Gross NPA<\/b><span style=\"font-weight: 400;\"> was nearly <\/span><b>1.84%<\/b><span style=\"font-weight: 400;\">, and <\/span><b>Net NPA<\/b><span style=\"font-weight: 400;\"> was <\/span><b>0.44%<\/b><span style=\"font-weight: 400;\">.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Capital Adequacy (CRAR) was approximately <\/span><b>16.40%<\/b><span style=\"font-weight: 400;\">.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Its <\/span><b>CASA ratio<\/b><span style=\"font-weight: 400;\"> (current + savings deposits) was <\/span><b>30.23%<\/b><span style=\"font-weight: 400;\">, showing the bank\u2019s reliance on higher-cost term deposits for funding.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These metrics indicate that while asset quality is under control, margin pressure and deposit cost dynamics remain areas to keep a check upon.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Leadership\"><\/span><strong>Leadership<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-25627098\" src=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/9255.webp\" alt=\"Leadership\" width=\"396\" height=\"263\" srcset=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/9255.webp 1000w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/9255-300x199.webp 300w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/9255-768x510.webp 768w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/9255-150x100.webp 150w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/9255-750x498.webp 750w\" sizes=\"auto, (max-width: 396px) 100vw, 396px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Leadership plays an integral role in shaping banking performance. In Federal Bank\u2019s case:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For a long period, <\/span><b>Shyam Srinivasan<\/b><span style=\"font-weight: 400;\"> held the designation of Managing Director &amp; CEO since his appointment on 23 September 2010. During his stint, Shyam focused on digitization, branch expansion, modernization, and organizational restructuring.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In <\/span><b>September 2024<\/b><span style=\"font-weight: 400;\">, <\/span><b>KVS Manian<\/b><span style=\"font-weight: 400;\"> was appointed as MD &amp; CEO. Manian brought a rich legacy from Kotak Mahindra Bank, having extensive experience across corporate, institutional, and investment banking.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Manian\u2019s appointment was viewed positively by the market, instilling confidence regarding succession and strategic continuity.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The transition marks a new chapter in the bank\u2019s legacy. The new leadership\u2019s ability to sustain growth, manage risks, and drive profitability will influence investor sentiment tremendously.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Trust_Branding\"><\/span><strong>Trust &amp; Branding<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Federal Bank\u2019s brand and trust capital are anchored in its long legacy, customer relationships, and CSR ethos. Key highlights:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>Federal Bank Hormis Memorial Foundation<\/b><span style=\"font-weight: 400;\"> continues to carry the founder\u2019s vision forward, promoting awareness of banking, financial literacy, and social responsibility.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The bank has embraced digital innovations and branding efforts, its AI chatbot \u201cFeddy\u201d has won recognition, and it has earned awards in CSR, fintech, ESG adoption, and inclusion.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In 2025, it was ranked among the <\/span><b>Top 50 Future Ready Employers<\/b><span style=\"font-weight: 400;\"> by a leading business magazine.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The bank has bagged awards for gender equality, payment experience innovations (Flash Pay Smart Keychain), and recognition in ESG leadership in the commercial banking sector.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These initiatives add to the customer trust, stakeholder goodwill, and reputation in a competitive banking environment.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Milestones_Achievements\"><\/span><strong>Milestones &amp; Achievements<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Key milestones and achievements of Federal Bank are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Established in 1931 and later renamed as \u2018The Federal Bank Limited\u2019 in 1947<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expansion from regional Kerala operations to national presence<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sustained low net NPA levels even during stressed periods<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Digitization initiatives, adoption of AI and partnerships in the fintech space<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Launch of innovative products such as digital banking solutions, card &amp; payment innovations<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recognition in ESG, CSR, inclusion, gender equity awards<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Strong brand presence, especially in southern India<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Smooth leadership transition to KVS Manian in 2024<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintaining capital adequacy above regulatory thresholds<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These reflect both the bank\u2019s trajectory and resilience across decades.<\/span><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/course\/stock-market-course\/\" target=\"_blank\" rel=\"noopener\"><strong>Learn Stock Marketing with a Share Trading Expert! Explore Here!<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Federal_Bank_Share_Price_Other_Key_Details\"><\/span><strong>Federal Bank: Share Price &amp; Other Key Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The following table captures the key market and fundamental data:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Metric<\/b><\/td>\n<td><b>Value \/ Range<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Stock Symbol<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NSE: FEDERALBNK \/ BSE: 500469<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Current Share Price<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> \u20b9215.29 (as of mid-Oct 2025)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">52-Week Low \/ High<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9172.66 \/ \u20b9220.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Market Capitalization<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> \u20b952,900\u2013\u20b953,000 crore region<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">EPS (Trailing \/ TTM)<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> \u20b916.48<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">P\/E Ratio (TTM \/ trailing)<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 12.8\u201313.1\u00d7<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">P\/B Ratio<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 1.48\u20131.53\u00d7<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Dividend Yield<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 0.56%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">ROE (Recent)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11\u201312% range<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CRAR \/ Capital Adequacy<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 16.40%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Gross NPA \/ Net NPA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">1.84% \/ 0.44%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">CASA Ratio<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30.23%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">This gives a snapshot of how the market currently views Federal Bank and some key structural metrics.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Stock_Performance_Analysis\"><\/span><strong>Stock Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To better understand how Federal Bank\u2019s stock has behaved historically and relatively, consider the following table:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Period<\/b><\/td>\n<td><b>Return (Approx)<\/b><\/td>\n<td><b>Commentary<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 year<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 20-25% (approx)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The stock has shown respectable gains, aided by broad banking sector strength.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 years<\/span><\/td>\n<td><span style=\"font-weight: 400;\"> 65.3% vs Nifty 46.3% (benchmark)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Federal Bank outperformed the index over this period.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varies, but sustained growth over mid-term<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Demonstrates consistent performance despite sector cycles.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">In addition:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Volatility &amp; Beta<\/b><span style=\"font-weight: 400;\">: The stock exhibits moderate volatility, making it more suited for investors with a tolerance for banking sector dynamics.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Relative to Peers<\/b><span style=\"font-weight: 400;\">: Its P\/E ratio (\u00a0 12\u201313\u00d7 ) is relatively lower than broader banking sector averages, which may indicate value potential if fundamentals hold.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sensitivity to Macro &amp; Interest Rates<\/b><span style=\"font-weight: 400;\">: As in the case of all other banks, performance is sensitive to interest rate movements, deposit costs, credit cycles, and regulatory changes.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h1><span class=\"ez-toc-section\" id=\"Valuation\"><\/span><strong>Valuation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><span style=\"font-weight: 400;\">A key question for any investor is whether Federal Bank is fairly valued, undervalued, or overvalued. Below is a valuation analysis based on available metrics:<\/span><\/p>\n<h3><strong>Relative Valuation (Multiples)<\/strong><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>P\/E ratio<\/b><span style=\"font-weight: 400;\"> of 12.8\u201313.1\u00d7 is lower than many peer banks and the broader market, implying a potential discount.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <\/span><b>P\/B ratio<\/b><span style=\"font-weight: 400;\"> at 1.48\u20131.53\u00d7 suggests moderate premium over book value, but not excessive for a bank with decent fundamentals.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Analysts estimate earnings growth to be 13.68% annually forward in some models.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h3><strong>Intrinsic \/ DCF-based Considerations<\/strong><\/h3>\n<p><span style=\"font-weight: 400;\">While detailed DCF modeling isn\u2019t part of this review, key variables to factor in would be:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Future NIM trajectory (can it maintain or improve margins?)<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit cost trends and provisions (especially in stressed economic cycles)<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deposit cost pressures (especially if CASA doesn\u2019t improve)<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Capital requirements and capital raising dilution<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Growth in non-interest income (fee income, treasury, digital services)<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If the bank can sustain 12\u201313% ROE, moderate growth, controlled NPAs, and mild margin expansion, the current multiples appear to leave upside room.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Valuation_Risks_Sensitivities\"><\/span><strong>Valuation Risks &amp; Sensitivities<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If there is a sharp rise in interest rates, funding costs could compress margins.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Any deterioration in asset quality or sudden increase in provisions could stress profitability.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Regulatory changes such as reserve requirements, capital rules may require capital infusion, diluting equity.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Market sentiments (e.g. banking sector headwinds) may widen valuation gap even for solid names.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h1><span class=\"ez-toc-section\" id=\"Investment_Opportunities_Future_Potential\"><\/span><strong>Investment Opportunities &amp; Future Potential<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<h3><strong>Tailwinds \/ Strengths<\/strong><\/h3>\n<h4><strong>Valuation Leverage<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h4>\n<ul>\n<li><span style=\"font-weight: 400;\">The relatively modest P\/E and P\/B multiples mean that if fundamentals improve, the stock may rerate.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li><span style=\"font-weight: 400;\">Analysts\u2019 consensus target ( \u20b9224 in 12 months) suggests moderate upside from current \u2248 \u20b9215 levels.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h4><strong>Digital &amp; Tech Infusion<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h4>\n<ul>\n<li><span style=\"font-weight: 400;\">Partnerships for digital transaction banking (e.g. FedOne) and fintech collaborations may boost fee income and reduce costs.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li><span style=\"font-weight: 400;\">AI\/ML adoption (e.g. chatbot Feddy) improves customer experience and operational efficiencies.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h4><strong>Strong Capital Base<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h4>\n<ul>\n<li><span style=\"font-weight: 400;\">With CRAR around 16.4%, the bank is reasonably capitalized to absorb shocks and support growth.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h4><strong>Controlled Asset Quality<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h4>\n<ul>\n<li><span style=\"font-weight: 400;\">Net NPA of 0.44% suggests disciplined credit management so far.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li><span style=\"font-weight: 400;\">If the bank can maintain low credit costs, it would support stable returns.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h4><strong>Geographic &amp; Customer Diversity<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h4>\n<ul>\n<li><span style=\"font-weight: 400;\">Though strong in southern India, the bank continues to expand presence elsewhere, reducing regional dependence.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li><span style=\"font-weight: 400;\">Product diversification (retail, SME, corporate, treasury) helps balance cyclicality.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Headwinds_to_Monitor\"><\/span><strong>Risks \/ Headwinds to Monitor<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Margin squeeze from rising cost of funds<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit stress in economic downturns<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cutthroat competition in retail banking and digital lending<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Regulatory or macroeconomic shocks such as interest rates, inflation and banking sector reforms<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Execution risk under new leadership<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Taking all these factors into consideration, a prudent investor may use a <\/span><b>staged entry<\/b><span style=\"font-weight: 400;\"> or <\/span><b>core-satellite<\/b><span style=\"font-weight: 400;\"> approach, accumulate on dips, track quarterly performance, and maintain stop-loss discipline.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span><strong>Key Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Federal Bank stock currently offers a <\/span><b>value proposition<\/b><span style=\"font-weight: 400;\"> given its lower-than-peer multiples and growth potential.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The bank\u2019s fundamentals (capital adequacy, manageable NPAs) provide a cushion in a volatile banking environment.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Leadership transition to KVS Manian is a decisive inflection point; execution under him will count.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Digital initiatives and fintech tie-ups could bring in non-interest income and cost efficiencies.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Macro\/regulatory and interest rate risks remain major downside considerations.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<div class=\"lead-gen-block\"><a href=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2023\/03\/Stock-Market-360_Pdf-1.pdf\" data-url=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2023\/03\/Stock-Market-360_Pdf-1.pdf\" class=\"lead-pdf-download\" data-id=\"25556854\">\n<p style=\"text-align: center;\"><button class=\"btn btn-default\">free download Stock market course roadmap<\/button><\/p>\n<\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Final_Recommendations\"><\/span><strong>Final Recommendations<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Long-Term Investors<\/b><span style=\"font-weight: 400;\">: This stock can form part of a <\/span><b>core banking allocation<\/b><span style=\"font-weight: 400;\">, with room for upside if Federal Bank executes well on digital, margin, and credit fronts.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Short- to Medium-Term Traders<\/b><span style=\"font-weight: 400;\">: Keep an eye on quarterly earnings and key metrics such as NIM, credit cost, deposit growth. Entry during corrections may bring favorable risk-reward.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Risk Mitigation<\/b><span style=\"font-weight: 400;\">: Consider position sizing, stop losses, and diversification, given sector cyclicality.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<p><b>To sum it up<\/b><span style=\"font-weight: 400;\">, the <\/span><b>Federal Bank Ltd stock<\/b><span style=\"font-weight: 400;\"> offers an interesting mix of growth potential and value appeal. Though risks are there, the balance of fundamentals, valuation, and new leadership suggests it warrants attention from investors seeking exposure in the banking sector.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Parting_Words\"><\/span><strong>Parting Words<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Interested in learning stock markets and analyzing stocks right from the scratch? Entri Finacademy is one such SEBI-compliant finance education platform with over 9 million students across India. A trusted brand name with highly experienced mentors and features such as live sessions and market analysis, Entri Finacademy clearly stands out from the rest of the crowd. To know more, click this <\/span><a href=\"https:\/\/entri.app\/course\/stock-market-course\/\"><span style=\"font-weight: 400;\">link<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<table class=\"table\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" colspan=\"2\" rowspan=\"1\" data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Related Links &quot;}\"><strong>Related Links<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/entri.app\/blog\/why-gold-price-is-rising\/\" target=\"_blank\" rel=\"noopener\"><strong>Why Gold Price is Rising<\/strong><\/a><\/td>\n<td><strong><a href=\"https:\/\/entri.app\/blog\/best-mutual-fund-apps-to-invest\/\" target=\"_blank\" rel=\"noopener noreferrer\">Best Mutual Fund Apps for Investment in India<\/a><\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong><a href=\"https:\/\/entri.app\/blog\/entri-finacademy-sebi-compliant\/\" target=\"_blank\" rel=\"noopener noreferrer\">Entri Finacademy is Now Monitored by an SEBI-registered advisor!<\/a><\/strong><\/td>\n<td><strong><a href=\"https:\/\/entri.app\/blog\/stock-market-glossary-india\/\" target=\"_blank\" rel=\"noopener\">Stock Market Glossary: 50+ Must-Know Terms for Beginners<\/a><\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong><a href=\"https:\/\/entri.app\/blog\/is-silver-a-good-investment\/\" target=\"_blank\" rel=\"noopener\">Is Silver a Good Investment?<\/a><\/strong><\/td>\n<td><strong><a href=\"https:\/\/entri.app\/blog\/ultimate-guide-to-personal-finance-in-india\/\" target=\"_blank\" rel=\"noopener\">The Ultimate Guide to Personal Finance in India<\/a><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"alert alert-warning\"><strong>Disclaimer:<\/strong>\u00a0The information provided in this article is for general informational purposes only and is not intended as investment advice, financial guidance, or an offer or solicitation to buy or sell any securities. Readers should conduct their own research or consult a qualified financial advisor before making any investment decisions. The author(s) and the publisher disclaim any liability for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.<\/div>\n<div><div class=\"modal\" id=\"modal25556854\"><div class=\"modal-content\"><span class=\"close-button\">&times;<\/span>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f25556854-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"25556854\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/25627565#wpcf7-f25556854-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"25556854\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f25556854-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_group_fields\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_hidden_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_visible_groups\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_repeaters\" value=\"[]\" \/><input type=\"hidden\" name=\"_wpcf7cf_steps\" value=\"{}\" \/><input type=\"hidden\" name=\"_wpcf7cf_options\" value=\"{&quot;form_id&quot;:25556854,&quot;conditions&quot;:[{&quot;then_field&quot;:&quot;group-coding&quot;,&quot;and_rules&quot;:[{&quot;if_field&quot;:&quot;course&quot;,&quot;operator&quot;:&quot;equals&quot;,&quot;if_value&quot;:&quot;Coding&quot;}]},{&quot;then_field&quot;:&quot;group-accounting&quot;,&quot;and_rules&quot;:[{&quot;if_field&quot;:&quot;course&quot;,&quot;operator&quot;:&quot;equals&quot;,&quot;if_value&quot;:&quot;Commerce&quot;}]}],&quot;settings&quot;:{&quot;animation&quot;:&quot;yes&quot;,&quot;animation_intime&quot;:200,&quot;animation_outtime&quot;:200,&quot;conditions_ui&quot;:&quot;normal&quot;,&quot;notice_dismissed&quot;:false,&quot;notice_dismissed_update-cf7-5.9.8&quot;:true,&quot;notice_dismissed_update-cf7-6.1.1&quot;:true}}\" \/>\n<\/fieldset>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"full_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name\" value=\"\" type=\"text\" name=\"full_name\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email_id\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-text wpcf7-validates-as-email\" aria-invalid=\"false\" placeholder=\"Email\" value=\"\" type=\"email\" name=\"email_id\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"language\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"language\"><option value=\"\">Language<\/option><option value=\"Malayalam\">Malayalam<\/option><option value=\"Tamil\">Tamil<\/option><option value=\"Telugu\">Telugu<\/option><option value=\"Kannada\">Kannada<\/option><option value=\"Hindi\">Hindi<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"course\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required course-field-select\" aria-required=\"true\" aria-invalid=\"false\" name=\"course\"><option value=\"\">Upskill in<\/option><option value=\"Stock Market Course\">Stock Market Course<\/option><option value=\"Mutual Funds\">Mutual Funds<\/option><option value=\"Forex Trading\">Forex Trading<\/option><option value=\"Coding\">Coding<\/option><option value=\"Commerce\">Commerce<\/option><option value=\"Spoken English\">Spoken English<\/option><option value=\"German Language\">German Language<\/option><option value=\"Montessori Teacher Training\">Montessori Teacher Training<\/option><option value=\"IELTS\">IELTS<\/option><option value=\"OET\">OET<\/option><option value=\"MEP\">MEP<\/option><option value=\"Robotics &amp; AI Course\">Robotics &amp; AI Course<\/option><option value=\"Quantity Surveying\">Quantity Surveying<\/option><option value=\"Structural Design\">Structural Design<\/option><option value=\"Embedded System Software Engineering\">Embedded System Software Engineering<\/option><option value=\"BIM\">BIM<\/option><option value=\"HR Management\">HR Management<\/option><option value=\"Hospital and Healthcare Administration\">Hospital and Healthcare Administration<\/option><option value=\"Yoga TTC\">Yoga TTC<\/option><option value=\"Digital Marketing\">Digital Marketing<\/option><option value=\"AI for Teachers\">AI for Teachers<\/option><option value=\"Arabic\">Arabic<\/option><\/select><\/span>\n<\/p>\n<div data-id=\"group-coding\" data-orig_data_id=\"group-coding\" data-clear_on_hide class=\"\" data-class=\"wpcf7cf_group\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"course_name\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required course-name-select\" aria-required=\"true\" aria-invalid=\"false\" name=\"course_name\"><option value=\"\">Select Course<\/option><option value=\"Full Stack Development\">Full Stack Development<\/option><option value=\"Data Science and ML\">Data Science and ML<\/option><option value=\"Software Testing\">Software Testing<\/option><option value=\"Python Programming\">Python Programming<\/option><option value=\"AWS Training\">AWS Training<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<div data-id=\"group-accounting\" data-orig_data_id=\"group-accounting\" data-clear_on_hide class=\"\" data-class=\"wpcf7cf_group\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"course_name\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required course-name-select\" aria-required=\"true\" aria-invalid=\"false\" name=\"course_name\"><option value=\"\">Select Course<\/option><option value=\"Business Accounting\">Business Accounting<\/option><option value=\"SAP FICO\">SAP FICO<\/option><option value=\"SAP MM\">SAP MM<\/option><option value=\"SAP SD\">SAP SD<\/option><option value=\"ACCA\">ACCA<\/option><option value=\"Tally\">Tally<\/option><option value=\"UAE Accounting\">UAE Accounting<\/option><option value=\"GST\">GST<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"education\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Educational qualification\" value=\"\" type=\"text\" name=\"education\" \/><\/span>\n<\/p>\n<div style=\"display:none\">\n<input class=\"wpcf7-form-control wpcf7-hidden course-name-input\" value=\"\" type=\"hidden\" name=\"course_name\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-source\" value=\"\" type=\"hidden\" name=\"utm_source\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-medium\" value=\"\" type=\"hidden\" name=\"utm_medium\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-campaign\" value=\"\" type=\"hidden\" name=\"utm_campaign\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-content\" value=\"\" type=\"hidden\" name=\"utm_content\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-term\" value=\"\" type=\"hidden\" name=\"utm_term\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden blog-url\" value=\"\" type=\"hidden\" name=\"blog_url\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden post-category-name\" value=\"\" type=\"hidden\" name=\"post_category_name\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden post-author-name\" value=\"\" type=\"hidden\" name=\"post_author_name\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden file-url\" value=\"\" type=\"hidden\" name=\"file_url\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden video-url\" value=\"\" type=\"hidden\" name=\"video_url\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden courseid\" value=\"\" type=\"hidden\" name=\"course_id\" \/>\n<\/div>\n<div class=\"cf7-cf-turnstile\" style=\"margin-top: 0px; margin-bottom: -15px;\"> <div id=\"cf-turnstile-cf7-2711180245\" class=\"cf-turnstile\" data-sitekey=\"0x4AAAAAABVigxtkiZeGTu5L\" data-theme=\"light\" data-language=\"auto\" data-size=\"normal\" data-retry=\"auto\" data-retry-interval=\"1000\" data-action=\"contact-form-7\" data-appearance=\"always\"><\/div> <script>document.addEventListener(\"DOMContentLoaded\", function() { setTimeout(function(){ var e=document.getElementById(\"cf-turnstile-cf7-2711180245\"); e&&!e.innerHTML.trim()&&(turnstile.remove(\"#cf-turnstile-cf7-2711180245\"), turnstile.render(\"#cf-turnstile-cf7-2711180245\", {sitekey:\"0x4AAAAAABVigxtkiZeGTu5L\"})); }, 0); });<\/script> <br class=\"cf-turnstile-br cf-turnstile-br-cf7-2711180245\"> <style>#cf-turnstile-cf7-2711180245 { margin-left: -15px; }<\/style> <script>document.addEventListener(\"DOMContentLoaded\",function(){document.querySelectorAll('.wpcf7-form').forEach(function(e){e.addEventListener('submit',function(){if(document.getElementById('cf-turnstile-cf7-2711180245')){setTimeout(function(){turnstile.reset('#cf-turnstile-cf7-2711180245');},1000)}})})});<\/script> <\/div><br\/><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>History of Federal Bank The birth of the Federal Bank dates back to the year 1931. Originally, it was founded as Travancore Federal Bank Limited. Gradually, the organisation expanded its operations beyond the former princely state of Travancore. In March 1947, it adopted the name The Federal Bank Limited.\u00a0 The bank\u2019s founder, K. P. Hormis [&hellip;]<\/p>\n","protected":false},"author":137,"featured_media":25627569,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[802,1867],"tags":[],"class_list":["post-25627565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-stock-marketing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Federal Bank Stock Review | Growth, Valuation &amp; Investment Guide- Entri Blog<\/title>\n<meta name=\"description\" content=\"Explore Federal Bank stock review with insights on growth, valuation, and future prospects. Know if Federal Bank is a good investment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Federal Bank Stock Review | Growth, Valuation &amp; Investment Guide- Entri Blog\" \/>\n<meta property=\"og:description\" content=\"Explore Federal Bank stock review with insights on growth, valuation, and future prospects. Know if Federal Bank is a good investment.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Entri Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/entri.me\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-17T09:30:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"820\" \/>\n\t<meta property=\"og:image:height\" content=\"615\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Nikhil T K\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@entri_app\" \/>\n<meta name=\"twitter:site\" content=\"@entri_app\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nikhil T K\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\"},\"author\":{\"name\":\"Nikhil T K\",\"@id\":\"https:\/\/entri.app\/blog\/#\/schema\/person\/14151e009d4de961714245b873ef9b74\"},\"headline\":\"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities\",\"datePublished\":\"2025-10-17T09:30:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\"},\"wordCount\":1773,\"publisher\":{\"@id\":\"https:\/\/entri.app\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp\",\"articleSection\":[\"Articles\",\"Stock Marketing\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\",\"url\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\",\"name\":\"Federal Bank Stock Review | Growth, Valuation & Investment Guide- Entri Blog\",\"isPartOf\":{\"@id\":\"https:\/\/entri.app\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp\",\"datePublished\":\"2025-10-17T09:30:45+00:00\",\"description\":\"Explore Federal Bank stock review with insights on growth, valuation, and future prospects. Know if Federal Bank is a good investment.\",\"breadcrumb\":{\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage\",\"url\":\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp\",\"contentUrl\":\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp\",\"width\":820,\"height\":615,\"caption\":\"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/entri.app\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Entri Skilling\",\"item\":\"https:\/\/entri.app\/blog\/category\/entri-skilling\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Stock Marketing\",\"item\":\"https:\/\/entri.app\/blog\/category\/entri-skilling\/stock-marketing\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/entri.app\/blog\/#website\",\"url\":\"https:\/\/entri.app\/blog\/\",\"name\":\"Entri Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/entri.app\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/entri.app\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/entri.app\/blog\/#organization\",\"name\":\"Entri App\",\"url\":\"https:\/\/entri.app\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/entri.app\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2019\/10\/Entri-Logo-1.png\",\"contentUrl\":\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2019\/10\/Entri-Logo-1.png\",\"width\":989,\"height\":446,\"caption\":\"Entri App\"},\"image\":{\"@id\":\"https:\/\/entri.app\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/entri.me\/\",\"https:\/\/x.com\/entri_app\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/entri.app\/blog\/#\/schema\/person\/14151e009d4de961714245b873ef9b74\",\"name\":\"Nikhil T K\",\"description\":\"A content writer with extensive experience in personal finance, stock market and mutual fund domains. Expertise in both English and Malayalam content writing and works on video scripts, news articles and blogs.\",\"url\":\"https:\/\/entri.app\/blog\/author\/nikhil-t-k\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Federal Bank Stock Review | Growth, Valuation & Investment Guide- Entri Blog","description":"Explore Federal Bank stock review with insights on growth, valuation, and future prospects. Know if Federal Bank is a good investment.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/","og_locale":"en_US","og_type":"article","og_title":"Federal Bank Stock Review | Growth, Valuation & Investment Guide- Entri Blog","og_description":"Explore Federal Bank stock review with insights on growth, valuation, and future prospects. Know if Federal Bank is a good investment.","og_url":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/","og_site_name":"Entri Blog","article_publisher":"https:\/\/www.facebook.com\/entri.me\/","article_published_time":"2025-10-17T09:30:45+00:00","og_image":[{"width":820,"height":615,"url":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp","type":"image\/webp"}],"author":"Nikhil T K","twitter_card":"summary_large_image","twitter_creator":"@entri_app","twitter_site":"@entri_app","twitter_misc":{"Written by":"Nikhil T K","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#article","isPartOf":{"@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/"},"author":{"name":"Nikhil T K","@id":"https:\/\/entri.app\/blog\/#\/schema\/person\/14151e009d4de961714245b873ef9b74"},"headline":"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities","datePublished":"2025-10-17T09:30:45+00:00","mainEntityOfPage":{"@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/"},"wordCount":1773,"publisher":{"@id":"https:\/\/entri.app\/blog\/#organization"},"image":{"@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage"},"thumbnailUrl":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp","articleSection":["Articles","Stock Marketing"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/","url":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/","name":"Federal Bank Stock Review | Growth, Valuation & Investment Guide- Entri Blog","isPartOf":{"@id":"https:\/\/entri.app\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage"},"image":{"@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage"},"thumbnailUrl":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp","datePublished":"2025-10-17T09:30:45+00:00","description":"Explore Federal Bank stock review with insights on growth, valuation, and future prospects. Know if Federal Bank is a good investment.","breadcrumb":{"@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#primaryimage","url":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp","contentUrl":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2025\/10\/Stock-Market_BlogBanner-_34_-1.webp","width":820,"height":615,"caption":"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities"},{"@type":"BreadcrumbList","@id":"https:\/\/entri.app\/blog\/federal-bank-ltd-stock-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/entri.app\/blog\/"},{"@type":"ListItem","position":2,"name":"Entri Skilling","item":"https:\/\/entri.app\/blog\/category\/entri-skilling\/"},{"@type":"ListItem","position":3,"name":"Stock Marketing","item":"https:\/\/entri.app\/blog\/category\/entri-skilling\/stock-marketing\/"},{"@type":"ListItem","position":4,"name":"Federal Bank Ltd Stock Review: Growth, Valuation, and Investment Opportunities"}]},{"@type":"WebSite","@id":"https:\/\/entri.app\/blog\/#website","url":"https:\/\/entri.app\/blog\/","name":"Entri Blog","description":"","publisher":{"@id":"https:\/\/entri.app\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/entri.app\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/entri.app\/blog\/#organization","name":"Entri App","url":"https:\/\/entri.app\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/entri.app\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2019\/10\/Entri-Logo-1.png","contentUrl":"https:\/\/entri.app\/blog\/wp-content\/uploads\/2019\/10\/Entri-Logo-1.png","width":989,"height":446,"caption":"Entri App"},"image":{"@id":"https:\/\/entri.app\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/entri.me\/","https:\/\/x.com\/entri_app"]},{"@type":"Person","@id":"https:\/\/entri.app\/blog\/#\/schema\/person\/14151e009d4de961714245b873ef9b74","name":"Nikhil T K","description":"A content writer with extensive experience in personal finance, stock market and mutual fund domains. Expertise in both English and Malayalam content writing and works on video scripts, news articles and blogs.","url":"https:\/\/entri.app\/blog\/author\/nikhil-t-k\/"}]}},"_links":{"self":[{"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/posts\/25627565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/users\/137"}],"replies":[{"embeddable":true,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/comments?post=25627565"}],"version-history":[{"count":1,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/posts\/25627565\/revisions"}],"predecessor-version":[{"id":25627570,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/posts\/25627565\/revisions\/25627570"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/media\/25627569"}],"wp:attachment":[{"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/media?parent=25627565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/categories?post=25627565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entri.app\/blog\/wp-json\/wp\/v2\/tags?post=25627565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}