{"id":25646335,"date":"2026-05-11T19:56:47","date_gmt":"2026-05-11T14:26:47","guid":{"rendered":"https:\/\/entri.app\/blog\/?p=25646335"},"modified":"2026-05-11T19:56:47","modified_gmt":"2026-05-11T14:26:47","slug":"top-credit-cards-for-upi-payments-in-india","status":"publish","type":"post","link":"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/","title":{"rendered":"Top Credit Cards for UPI Payments in India"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a03b09dbbef0\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a03b09dbbef0\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#The_Shift_Why_Use_Credit_Cards_on_UPI\" >The Shift: Why Use Credit Cards on UPI?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#Top_RuPay_Credit_Cards_for_UPI_Payments\" >Top RuPay Credit Cards for UPI Payments\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#How_to_Link_Your_RuPay_Credit_Card_to_UPI\" >How to Link Your RuPay Credit Card to UPI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#Important_Things_to_Remember\" >Important Things to Remember\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/entri.app\/blog\/top-credit-cards-for-upi-payments-in-india\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span><strong>Key Takeaways<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>UPI on Credit Cards is only possible through the RuPay network.<\/li>\n<li>Users can earn reward points or cashback on small merchant transactions via UPI.<\/li>\n<li>Leading banks like HDFC, ICICI, Axis, and SBI offer specialized RuPay card for this purpose.<\/li>\n<li>Linking a credit card to UPI apps like GPay, PhonePe, or BHIM is seamless and secure.<\/li>\n<li>Choosing the <strong>Best RuPay Credit Card for UPI <\/strong>depends on your spending patterns \u2014 whether it&#8217;s groceries, fuel, or online shopping.<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/course\/personal-finance-course-in-kerala\/\" target=\"_blank\" rel=\"noopener\"><b>Ace your personal finance journey with Entri&#8217;s Personal Finance Online Course. Join Now!<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>For the longest time, the Unified Payments Interface (UPI) was synonymous with your savings account. Every time you scanned a QR code at a local Kirana store or a high-end cafe, the money was instantly deducted from your hard-earned savings.<\/p>\n<p>While convenient, it meant you were missing out on the credit cycle benefits and the reward points that traditional credit card swipes offered. However, the financial landscape in India changed dramatically when the Reserve Bank of India (RBI) allowed the linking of RuPay credit cards with UPI.<\/p>\n<p>For the unknown, RuPay is the domestic card network run by the National Payments Corporation of India. This move has revolutionized how Indians spend. Now, you can enjoy the &#8220;Buy Now, Pay Later&#8221; advantage of a credit card while maintaining the &#8220;Scan and Pay&#8221; ease of UPI.<\/p>\n<p>Also note that out of nearly 11 crore active cards in India, RuPay\u2019s overall market share of active cards stands at about 10% to 12%. In this comprehensive guide, we will explore the landscape of digital payments and help you identify the <strong>Best RuPay Credit Card for UPI <\/strong>to maximize your benefits.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Shift_Why_Use_Credit_Cards_on_UPI\"><\/span><strong>The Shift: Why Use Credit Cards on UPI?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-25646338 \" src=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603.webp\" alt=\"Credit Card\" width=\"502\" height=\"333\" srcset=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603.webp 1500w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603-300x199.webp 300w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603-1024x680.webp 1024w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603-768x510.webp 768w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603-150x100.webp 150w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603-750x498.webp 750w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/603-1140x757.webp 1140w\" sizes=\"auto, (max-width: 502px) 100vw, 502px\" \/><\/p>\n<p>The primary reason for the popularity of this integration is liquidity management. Instead of exhausting your bank balance for daily expenses, you can use your credit limit. This keeps your savings intact for longer, potentially earning you more interest in your savings account.<\/p>\n<p>Furthermore, every transaction\u2014no matter how small\u2014can now contribute toward your credit score and earn you rewards. According to Third Bridge, a global consultancy firm, RuPay is heading close to a 40% share in new credit card issuance by banks. In a country where digital payments have crossed billions of transactions monthly, using the <strong>Best RuPay Credit Card for UPI <\/strong>ensures that you aren&#8217;t leaving money on the table in the form of lost rewards.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Top_RuPay_Credit_Cards_for_UPI_Payments\"><\/span><strong>Top RuPay Credit Cards for UPI Payments\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-25646339 \" src=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494.webp\" alt=\"Credit Card\" width=\"488\" height=\"254\" srcset=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494.webp 2560w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-300x156.webp 300w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-1024x532.webp 1024w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-768x399.webp 768w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-1536x798.webp 1536w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-2048x1064.webp 2048w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-150x78.webp 150w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-750x390.webp 750w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/45332904-scaled-e1778509162494-1140x592.webp 1140w\" sizes=\"auto, (max-width: 488px) 100vw, 488px\" \/><\/p>\n<h3><strong>1. HDFC Bank Tata Neu Plus &amp; Infinity RuPay Cards<\/strong><\/h3>\n<p>HDFC Bank has been a pioneer in the RuPay space, especially with its collaboration with the Tata Group. The Tata Neu Infinity and Plus cards are often cited in discussions about the <strong>Best RuPay Credit Card for UPI<\/strong>.<\/p>\n<p>The Infinity variant offers 1.5% NeuCoins on UPI transactions (to a certain limit), while the Plus variant offers 1%. These coins can be redeemed across the vast Tata ecosystem, including BigBasket, 1mg, and Croma. For a heavy Tata brand user, this card is virtually unbeatable for UPI spends.<\/p>\n<h3><strong>2. ICICI Bank Coral RuPay Credit Card<\/strong><\/h3>\n<p>The ICICI Coral RuPay card is an excellent entry-level choice. It provides reward points on almost all spends, including UPI. The beauty of this card lies in its milestone rewards and the added benefit of railway lounge access, which is a rare feature for cards in this category.<\/p>\n<p>It simplifies the transition for existing ICICI customers who want to jump onto the UPI-Credit bandwagon without high annual fees.<\/p>\n<h3><strong>3. Axis Bank Indian Oil RuPay Credit Card\u00a0<\/strong><\/h3>\n<p>For those who travel frequently or drive daily, this card is a gem. While its primary focus is fuel, being on the RuPay network allows it to be used for all UPI payments. You earn edge reward points that can be redeemed for various vouchers. It\u2019s a versatile card that bridges the gap between a niche fuel card and a daily-use UPI card.<\/p>\n<p><span style=\"color: #333333; font-size: 15px;\"><div class=\"lead-gen-block\"><a href=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/04\/Personal-Finance-coursePDF.pdf\" data-url=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/04\/Personal-Finance-coursePDF.pdf\" class=\"lead-pdf-download\" data-id=\"25556854\"><\/span><\/p>\n<p style=\"text-align: center;\"><button class=\"btn btn-default\">free download PERSONAL FINANCE course roadmap<\/button><\/p>\n<\/a><\/div>\n<h3><strong>4. SBI Card Pulse (RuPay)<\/strong><\/h3>\n<p>The SBI Card Pulse is designed for health enthusiasts, offering a Fitpass membership and Netmeds vouchers. However, its RuPay version is highly effective for UPI payments. SBI&#8217;s robust reward system ensures that every scan counts. If you are looking for a card that rewards a healthy lifestyle along with your digital spends, this might be the <strong>Best RuPay Credit Card for UPI <\/strong>for you.<\/p>\n<h3><strong>5. Kotak Mahindra Bank League Platinum Card<\/strong><\/h3>\n<p>Kotak\u2019s League Platinum card on the RuPay network is often offered as a lifetime free (LTF) card to many customers. It offers 8x reward points on specific categories and is a great&#8221;starter&#8221; card for those who want to test the waters of credit card UPI payments without worrying about annual charges.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Link_Your_RuPay_Credit_Card_to_UPI\"><\/span><strong>How to Link Your RuPay Credit Card to UPI<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The process is incredibly straightforward. Open your preferred UPI app (PhonePe, Google Pay, BHIM, or Paytm). Navigate to your profile section and select &#8220;Add Bank Account&#8221; or &#8220;Link Credit Card.&#8221; Choose the &#8220;Credit Card on UPI&#8221; option and select your bank.<\/p>\n<p>The app will fetch your RuPay card details associated with your mobile number. Once you set a 6-digit UPI PIN using your card details, you are ready to go. You can now select your credit card as the payment mode whenever you scan a merchant QR code.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Important_Things_to_Remember\"><\/span><strong>Important Things to Remember\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-25646340 \" src=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825.webp\" alt=\"Credit Card\" width=\"296\" height=\"296\" srcset=\"https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825.webp 2000w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-300x300.webp 300w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-1024x1024.webp 1024w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-150x150.webp 150w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-768x768.webp 768w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-1536x1536.webp 1536w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-24x24.webp 24w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-48x48.webp 48w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-96x96.webp 96w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-75x75.webp 75w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-350x350.webp 350w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-750x750.webp 750w, https:\/\/entri.app\/blog\/wp-content\/uploads\/2026\/05\/1307825_1307825-1140x1140.webp 1140w\" sizes=\"auto, (max-width: 296px) 100vw, 296px\" \/><\/p>\n<p>While the benefits are plenty, there are a few caveats. Firstly, you cannot make Person-to Person (P2P) transfers using a credit card on UPI. This means you can&#8217;t send money to your friend&#8217;s personal QR or phone number; it only works for Merchant (P2M) transactions.<\/p>\n<p>Secondly, some small merchants may have disabled credit card payments to avoid Merchant Discount Rate (MDR) charges, though this is becoming less common as the ecosystem matures.<\/p>\n<p>To truly benefit, you must find the <strong>Best RuPay Credit Card for UPI <\/strong>that aligns with where you spend most\u2014be it groceries, utilities, or dining. Last but not least, never use RuPay credit card on UPI for cash-like transactions or anything that might attract fees.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/course\/personal-finance-course-in-kerala\/\" target=\"_blank\" rel=\"noopener\"><b>Ace your personal finance journey with Entri&#8217;s Personal Finance Online Course. Join Now!<\/b><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The integration of credit cards with UPI is perhaps the most significant update to India&#8217;s digital payment story since the launch of UPI itself. Going by industry estimates, RuPay\u2019s cumulative monthly transaction value on UPI comes close to Rs. 20,000 crore.<\/p>\n<p>It offers the perfect blend of convenience, credit, and rewards. Whether you choose a co-branded card like Tata Neu or a classic like the ICICI Coral, the goal is to stop using your debit balance for merchant payments and start earning on every scan. By selecting the <strong>Best RuPay Credit Card for UPI <\/strong>tailored to your lifestyle, you can turn your daily expenses into a rewarding financial habit.<\/p>\n<div class=\"alert alert-warning\"><strong>Disclaimer:<\/strong>\u00a0The information provided in this article is for general informational purposes only and is not intended as investment advice, financial guidance, or an offer or solicitation to buy or sell any securities. Readers should conduct their own research or consult a qualified financial advisor before making any investment decisions. The author(s) and the publisher disclaim any liability for any loss or damage arising directly or indirectly from the use of or reliance on the information provided herein.<\/div>\n<div>\n<table>\n<tbody>\n<tr>\n<td colspan=\"2\">\n<p style=\"text-align: center;\"><b>RELATED POSTS<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/blog\/best-credit-cards-with-airport-lounge-access-in-india\/\" target=\"_blank\" rel=\"noopener\"><b>Best Credit Cards with Airport Lounge Access in India<\/b><\/a><b>\u00a0<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/blog\/how-credit-card-rewards-are-being-cut-down-in-2026\/\" target=\"_blank\" rel=\"noopener\"><b>How Credit Card Rewards are Being Cut Down in 2026<\/b><\/a><b>\u00a0<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/blog\/best-credit-card-to-book-flight-tickets\/\" target=\"_blank\" rel=\"noopener\"><b>Best Credit Card To Book Flight Tickets<\/b><\/a><b>\u00a0<\/b><\/p>\n<\/td>\n<td style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/blog\/best-credit-cards-for-online-shopping\/\" target=\"_blank\" rel=\"noopener\"><b>Best Credit Cards For Online Shopping<\/b><\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/blog\/how-many-credit-cards-are-too-many\/\" target=\"_blank\" rel=\"noopener\"><b>How Many Credit Cards Are Too Many?<\/b><\/a><b>\u00a0<\/b><\/td>\n<td>\n<p style=\"text-align: center;\"><a href=\"https:\/\/entri.app\/blog\/big-changes-in-upi-and-card-payment-from-april-1\/\" target=\"_blank\" rel=\"noopener\"><b>Big changes in UPI and Card payment from April 1 &#8211; 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AI Course\">Robotics &amp; AI Course<\/option><option value=\"Quantity Surveying\">Quantity Surveying<\/option><option value=\"Structural Design\">Structural Design<\/option><option value=\"Embedded System Software Engineering\">Embedded System Software Engineering<\/option><option value=\"BIM\">BIM<\/option><option value=\"HR Management\">HR Management<\/option><option value=\"Hospital and Healthcare Administration\">Hospital and Healthcare Administration<\/option><option value=\"Yoga TTC\">Yoga TTC<\/option><option value=\"Digital Marketing\">Digital Marketing<\/option><option value=\"AI for Teachers\">AI for Teachers<\/option><option value=\"Arabic\">Arabic<\/option><\/select><\/span>\n<\/p>\n<div data-id=\"group-coding\" data-orig_data_id=\"group-coding\" data-clear_on_hide class=\"\" data-class=\"wpcf7cf_group\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"course_name\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required course-name-select\" aria-required=\"true\" aria-invalid=\"false\" name=\"course_name\"><option value=\"\">Select Course<\/option><option value=\"Full Stack Development\">Full Stack Development<\/option><option value=\"Data Science and ML\">Data Science and ML<\/option><option value=\"Software Testing\">Software Testing<\/option><option value=\"Python Programming\">Python Programming<\/option><option value=\"AWS Training\">AWS Training<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<div data-id=\"group-accounting\" data-orig_data_id=\"group-accounting\" data-clear_on_hide class=\"\" data-class=\"wpcf7cf_group\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"course_name\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required course-name-select\" aria-required=\"true\" aria-invalid=\"false\" name=\"course_name\"><option value=\"\">Select Course<\/option><option value=\"Business Accounting\">Business Accounting<\/option><option value=\"SAP FICO\">SAP FICO<\/option><option value=\"SAP MM\">SAP MM<\/option><option value=\"SAP SD\">SAP SD<\/option><option value=\"ACCA\">ACCA<\/option><option value=\"Tally\">Tally<\/option><option value=\"UAE Accounting\">UAE Accounting<\/option><option value=\"GST\">GST<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"education\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Educational qualification\" value=\"\" type=\"text\" name=\"education\" \/><\/span>\n<\/p>\n<div style=\"display:none\">\n<input class=\"wpcf7-form-control wpcf7-hidden course-name-input\" value=\"\" type=\"hidden\" name=\"course_name\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-source\" value=\"\" type=\"hidden\" name=\"utm_source\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-medium\" value=\"\" type=\"hidden\" name=\"utm_medium\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-campaign\" value=\"\" type=\"hidden\" name=\"utm_campaign\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-content\" value=\"\" type=\"hidden\" name=\"utm_content\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden utm-term\" value=\"\" type=\"hidden\" name=\"utm_term\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden blog-url\" value=\"\" type=\"hidden\" name=\"blog_url\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden post-category-name\" value=\"\" type=\"hidden\" name=\"post_category_name\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden post-author-name\" value=\"\" type=\"hidden\" name=\"post_author_name\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden file-url\" value=\"\" type=\"hidden\" name=\"file_url\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden video-url\" value=\"\" type=\"hidden\" name=\"video_url\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden courseid\" value=\"\" type=\"hidden\" name=\"course_id\" \/>\n<\/div>\n<div class=\"cf7-cf-turnstile\" style=\"margin-top: 0px; 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Users can earn reward points or cashback on small merchant transactions via UPI. Leading banks like HDFC, ICICI, Axis, and SBI offer specialized RuPay card for this purpose. Linking a credit card to UPI apps like GPay, PhonePe, or BHIM is seamless [&hellip;]<\/p>\n","protected":false},"author":137,"featured_media":25646337,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[802,1867],"tags":[],"class_list":["post-25646335","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-stock-marketing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top Credit Cards for UPI Payments in India<\/title>\n<meta name=\"description\" content=\"Looking for the top credit cards for UPI payments? 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