{"id":8994,"date":"2019-09-17T14:53:46","date_gmt":"2019-09-17T09:23:46","guid":{"rendered":"https:\/\/entri.app\/blog\/?p=8994"},"modified":"2021-05-14T15:34:06","modified_gmt":"2021-05-14T10:04:06","slug":"top-10-public-sector-banks-paying-best-salary-in-india","status":"publish","type":"post","link":"https:\/\/entri.app\/blog\/top-10-public-sector-banks-paying-best-salary-in-india\/","title":{"rendered":"Top 10 Public Sector Banks Paying Best Salary in India"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d08b2b6230b\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d08b2b6230b\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/entri.app\/blog\/top-10-public-sector-banks-paying-best-salary-in-india\/#Top_10_Public_Sector_Banks_in_India\" >Top 10 Public Sector Banks in India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/entri.app\/blog\/top-10-public-sector-banks-paying-best-salary-in-india\/#Salary_and_Allowances\" >Salary and Allowances<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/entri.app\/blog\/top-10-public-sector-banks-paying-best-salary-in-india\/#List_of_Top_10_Public_Sector_banks_in_India\" >List of Top 10 Public Sector banks in India<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Well! Getting into Government services is considered to be the greatest achievement in this century. Nowadays, among all job sectors Public sector Bank jobs are favored by many of the aspirants because of it benefits and facilities provided by various banks as well. Obviously, achieving a <a href=\"https:\/\/entri.app\/blog\/category\/banking\/\">bank job<\/a> is a challenging dream for many of us. However, As we all know, there are so many public sector banks in India but to decide which bank to be chosen as our career can be a little bit messy and confusing. In this article, we have enlisted top 10 best public sector banks in India.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Top_10_Public_Sector_Banks_in_India\"><\/span><strong>Top 10 Public Sector Banks in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As its name states, Public sector banks are governed held by Govt. of India. Why these <\/span><span style=\"font-weight: 400;\">jobs are mostly aspired by us? A handful of answers will be there, isn\u2019t it ? It may be salary, benefits like increments, group medical insurance, reimbursements, quarter facilities etc, moreover job security and a pension plan for secure retired life. We thought to get it analysed about this trend among youth having a peculiar perceptions about their career. The list given here is comprised of\u00a0 the top ten best paying government banks of India has been drawn after a comparative study of salaries offered to familiar banker jobs. This blog has been created after keen observation and analyzing the various banks\u2019 advertisements for recruitment over the past few years. We tried here to bring out a brief study on the leading government banks of India offering their employees in terms of salary package and allowances.<\/span><\/p>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/entri.sng.link\/Bcofz\/n3cz\/636x\">Get free mock tests for Banking Exams! <\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Salary_and_Allowances\"><\/span><strong>Salary and Allowances<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Before that let\u2019s see some common terminologies regarding salary :<\/span><\/p>\n<ul>\n<li><b>Basic Pay or Basic Salary<\/b><span style=\"font-weight: 400;\">: It is that amount which a bank pays to an employee excluding any allowances. The basic pay of a newly recruited Officer and Clerk in the banks are Rs.36,000\/- and Rs.11,756\/- respectively.<\/span><\/li>\n<li><b>Allowances:<\/b><span style=\"font-weight: 400;\">\u00a0These are additional expenses given as a percentage of basic salary. Most common types of allowances are:<\/span><\/li>\n<\/ul>\n<p><b>(a) Dearness Allowance (DA)<\/b><span style=\"font-weight: 400;\">: It is a cost of living adjustment allowance paid to the Government and Public Sector (PSU) employees. Usually, in banks, it is revised on a quarterly basis (i.e. every three months) based on the Consumer Price Index (CPI), which is the deciding factor for the inflation of that quarter. Hence, DA is always found to be in directly proportional to inflation rate. <\/span><\/p>\n<p><b>(b) House Rent Allowance (HRA)<\/b><span style=\"font-weight: 400;\">:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">HRA is provided to the employees in order to meet their expenses pertaining to rent for their accommodation. In case of a bank PO, HRA depends on the place of posting. It is always calculated as\u00a0<\/span><b>9.0% or 8.0% or 7.0%\u00a0<\/b><span style=\"font-weight: 400;\">depending upon metro cities, big cities and other locations.<\/span><\/p>\n<p><b>(c) Special Allowance<\/b><span style=\"font-weight: 400;\">:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The SA allowance is paid over and above basic salary.<\/span><\/p>\n<p><b>(d)\u00a0Compensatory City Allowance (CCA)<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0CCA is paid to employees who are usually posted in\u00a0<\/span><b>metro cities<\/b><span style=\"font-weight: 400;\">, still for some PSU\u2019s they are even categorized cities on to various types and CCA is allotted but for metro cities it will be comparatively more.<\/span><\/p>\n<p><b>(e)\u00a0Travelling Allowance:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CA\u00a0is paid for commutation between the employee\u2019s home and\u00a0office. Some banks will provide a fixed Travelling Allowance (TA),while others allow reimbursement of fuel bills or will provide common shuttle for employees.<\/span><\/p>\n<h4><strong>Perks and benefits allotted for employees\u00a0<\/strong><\/h4>\n<p><b>(a)\u00a0Leased Accommodation:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u00a0 is available to some designations like bank PO instead of HRA. In case of\u00a0 some cities, banks provide Official Bank Accommodation as leased accommodation like guest houses or else.<\/span><\/p>\n<p><b>(b)\u00a0Newspaper Reimbursement:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A fixed monthly amount is paid for one newspaper.<\/span><\/p>\n<p><b>(c)\u00a0Medical Aid:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A fixed annual amount is paid by most of the banks.<\/span><\/p>\n<p><b>(d)<\/b><span style=\"font-weight: 400;\">\u00a0Benefits of\u00a0<\/span><b>New Pension Scheme:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to this scheme, every employee must contribute a\u00a0<\/span><b>10% of Basic Pay and D.A.<\/b><span style=\"font-weight: 400;\">\u00a0and the banks the employer also makes corresponding contribution to the scheme<\/span><\/p>\n<p><b>Promotions:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0Here, we will find a time bound career progression in each Public Sector Enterprises(PSU) including bank which is just another extreme as in case of Private sector, where we will find a target based progress. You can join as a clerk and reach out upto CMD level, if you are possessing a good qualification along with hard work and dedication Many public sector banks have foreign branches so they will send employees on deputation. Thus, a Public Sector (PSU) bank gives us an opportunity to work in foreign countries as well if you wish to work abroad.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"List_of_Top_10_Public_Sector_banks_in_India\"><\/span><strong>List of Top 10 Public Sector banks in India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Let\u2019s peep into the list of 10 best paying banks:<\/span><\/p>\n<p><b>STATE BANK OF INDIA (SBI)<\/b><\/p>\n<p><span style=\"font-weight: 400;\">It is for certain that in India while considering top banks in any category SBI comes to the prime position without any denies. The SBI, an Indian multinational, public sector banking and financial services statutory body. One of the largest commercial public sector bank in India with respect to its business value, customer obsession, number of branches, headcount of employees and employee salary CTC. SBI, also holds the glory of being the highest paying public sector bank in India and because of this job at the State Bank of India truly lucrative, which is considerably more than that offered by the competitor banks. The State Bank of India with its largest network stands out among all the PSU banks. <\/span><span style=\"font-weight: 400;\">As per the Salary survey 2014 done by Financial Express SBI pays around 8% more than standard market salaries. SBI provides the highest perks and incentives in the entire banking sector. A newly appointed candidate in Officer cadre gets an in-hand salary of about Rs. 68,000\/- after the 11th bipartite settlement and the in-hand salary of a newly joined clerk earns around Rs.35,000\/-\u00a0<\/span><\/p>\n<p><b>BANK OF BARODA (BOB)<\/b><\/p>\n<p><span style=\"font-weight: 400;\">BoB is a bank hailed as one of the largest public sector banks in India with around more than 4000 branches in India , with the most comprehensive salary packages for employees. Recently, Government of India announced the merger of Bank of Baroda, along with Vijaya Bank and Dena Bank on September 17, 2018 to create the country&#8217;s third largest lender after SBI and ICICI bank. This amalgamation is\u00a0 considered to be the first-ever three-way consolidation of public sector banks in the history of India, with a combined business of Rs 14.82 lakh crore.<\/span> <span style=\"font-weight: 400;\">Also, as the bank incorporates a sizeable overseas presence its staffs might have the chance to be deputed outside of India. The headquarters of BOB is in Vadodara, Gujarat and established in 1908. For a new joine, BOB offers a monthly income around Rs.55,000\/- in Officer cadre and around Rs.31,000\/- in clerical cadre. Being nicknamed as the &#8216;international Bank of India&#8217; BOB also has branches abroad.<\/span><\/p>\n<p><b>PUNJAB NATIONAL BANK (PNB)\u00a0<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The second largest public sector bank of India, PNB is ranked high in matters of employee satisfaction. The bank employees also enjoy perks and benefits. Headquartered in New Delhi PNB was established in 1894, making it one of the oldest existing public sector banks.<\/span><span style=\"font-weight: 400;\"> In April 2020, Oriental Bank of Commerce and United Bank of India merged with PNB making it even more profitable. The average per annual income of a PNB employee is between 4lakh to 5lakh. There is a total of more than 12,000 branches for PNB across India. PNB handles more than 3000 ATMs across India making it the bank with highest number of branches and business right after SBI. The annual turnover of PNB is over Rs.700 billion making it profitable.<\/span><\/p>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/entri.app\/blog\/government-banks-of-india-in-a-nutshell\/#:~:text=Public%20sector%20Bank-,The%20Current%20List%20of%2012%20Public%20Sector%20Banks%20in%20India,Bank%2C%20and%20Bank%20of%20Maharashtra.\">List of Government Banks in India<\/a><\/strong><\/p>\n<p><b>CENTRAL BANK OF INDIA<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Central Bank of India may be small when compared to the other banks but it is known for paying high salaries to its employees. The per annum income of a Central Bank of India employee is around Rs.4 lakh-Rs.5lakh. The pan India presence and the business of Central Bank has increased drastically in a few years, making it one of the profitable banks in India. Other incentives and perks enjoyed by Central Bank of India employees includes DA, Medical allowances, HRA etc. Headquartered in Mumbai, the bank has a total branches of around 5000 with a turnover of Rs.260 billion. <\/span><span style=\"font-weight: 400;\">This bank is comparatively smaller bank has firmly consolidated its place among the leading public sector banks in India paying some of the best salaries in the industry.<\/span><\/p>\n<p><b>UNION BANK OF INDIA (UBI)<\/b><\/p>\n<p><span style=\"font-weight: 400;\">UBI is another public sector bank that offers good salary package to their employees. Established in 1919, the headquarters of UBI is in Mumbai. employee ranges from Rs.4 lakh to Rs.5lakh. The incentives provided by the UBI is highest in the market. Apart from the salary bank offers valuable incentives to its employees and also provides loans on a subsidised rate. The annual turnover of UBI is around 700 billion with around 9500+branches and with a employee base of around 75000.<\/span><\/p>\n<p><b>INDIAN OVERSEAS BANK\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">IOB <\/span><span style=\"font-weight: 400;\">is a stable , public sector\u00a0<\/span><b>bank<\/b><span style=\"font-weight: 400;\"> job, has one of the highest number of customer basis in India IOB has around 3500 branches and about 6 foreign branches. It was established in 1937 and headquarters is in Chennai, Tamil Nadu. The annual turn over of IOB close to around Rs.250 billion. The salary perks and allowances in IOB is similar to any other public sector banks. The annual average income of an IOB employee is around Rs.5 lakhs. Promotion opportunities are time bound within every 3 years, salary increments in every 5 years, great place to maintain work life balance.<\/span><\/p>\n<p><b>CANARA BANK<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Headquartered at Bangalore , Canara bank is one of the oldest bank in India. Established in 1906 by\u00a0 \u00a0 \u00a0<\/span><span style=\"font-weight: 400;\">Ammembal Subbarao Pai and later got nationalized in 1969, Canara is one of the banks with highest presence pan India. With over 10,000 branches and a worth of about 550 billion, it is one of the most profitable bank in India. In terms of customer satisfaction and employee friendly, Canara bank always ranks the top in the list. The average per annum income of a Canara Bank employee ranges from Rs. 4 lakh to Rs. 5lakh. Bank Clerks are also paid well in this bank and get a salary of around 4.5 LPA. Proba<\/span><span style=\"font-weight: 400;\">tionary officers or assistant managers get around 4.5 LPA. In 2020 April based on the decision of Finance Ministry, Manipal based Syndicate bank got merged with Canara being the anchor bank.<\/span><\/p>\n<p><strong>INDIAN BANK<\/strong><\/p>\n<p>The Chennai Headquartered Indian Bank was established in 1907 with the aim of financial\u00a0 inclusion under the Swadeshi Movement. With over 6000 branches and an estimated profit of Rs.369 crore, Indian bank remains one of the biggest and high paying Public Sector Banks in India. In April 2020, Allahabad Bank merged with Indian Bank making it more stronger in terms of manpower and profitability. With a man power of over 20,000 employees, Indian bank provides one of the highest salary and allowances in the banking industry. An Indian bank employee earns an average of Rs.4.5 lakhs per annum. In addition to salary, an Indian Bank employee enjoys a handful of other allowances and perks.<\/p>\n<p><strong>UCO BANK<\/strong><\/p>\n<p>The Kolkata headquartered UCO bank is a medium sized public sector bank. It was established in 1943. The annual turnover of UCO bank is around Rs.185 billion with a branch number over 3000. UCO bank also ranks tops in the terms of salary and allowances. After the 11th bipartite settlement the monthly salary of an Officer in UCO bank ranges to around Rs.52,000\/- and that of a clerk to around Rs.32,000\/-.<\/p>\n<p><strong>BANK OF INDIA<\/strong><\/p>\n<p>Bank of India was established in 1906 and headquarters is in Mumbai. It is one of the most profitable banks in India. The bank of India has around 5000 branches pan India with an annual turnout of Rs.418 billion. Bank of India offers an attractive salary package to its employees. The allowances and promotion policies in Bank of India is also very attractive. A newly recruited Officer or Clerk in Bank of India gets around Rs.55,000 and Rs.35,000\/-. There are also eligible for other promotion opportunities once they complete a stipulated time in the bank as an employee.<\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s quite important to note that almost all banks listed above are recruiting their staff through IBPS common examination, so their benefits, perks salaries will be similar except the designations. We, the <\/span><b>ENTRI <\/b><span style=\"font-weight: 400;\">team hope that this blog would help you to get a good understanding of\u00a0 <\/span><b>Top Ten Public Sector Banks Paying Best Salary In India.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">We wish you all success to grab a job at India\u2019s top public sector bank, we are glad to be a part of your journey. Please feel free to join us at Entri for any preparation related queries!<\/span><\/p>\n<p style=\"text-align: center;\"><strong><a href=\"https:\/\/entri.sng.link\/Bcofz\/n3cz\/636x\">Get Higher Rank in Banking Exams! Download Entri App Now!<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Well! Getting into Government services is considered to be the greatest achievement in this century. Nowadays, among all job sectors Public sector Bank jobs are favored by many of the aspirants because of it benefits and facilities provided by various banks as well. Obviously, achieving a bank job is a challenging dream for many of [&hellip;]<\/p>\n","protected":false},"author":57,"featured_media":22178082,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[802,246],"tags":[],"class_list":["post-8994","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-banking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 10 Best Paying Public Sector Banks in India - Entri Blog<\/title>\n<meta name=\"description\" content=\"Here is the list of top 10 best paying public sector banks in India. 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