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Junior Cooperative Inspector Exam Coaching

Are you currently preparing for the junior cooperative inspector exam? Are you looking for the best online platform to accelerate your junior cooperative inspector exam preparation? Entri App is here to save you time and effort!

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About JCI (Junior Cooperative Inspector) Exam

The Junior Cooperative Inspector examination is a crucial first step for those who want to be in charge of supervising and controlling cooperative organizations. Candidates are assessed on their comprehension of regulatory frameworks, financial management, governance structures, and cooperative principles necessary for efficient oversight and assistance of cooperative organizations through this test.

The JCI role is glamorous in the Cooperative Sector! Having passed the Junior Cooperative Inspector Exam, candidates are prepared to support cooperative movements, which, in turn, promote socioeconomic development and community empowerment through cooperative endeavors. After entering a JCI role, there is a chance of promotion to an Additional Registrar.

Junior Cooperative Inspector Notification

Selection Process

The Junior Cooperative Inspector selection process usually consists of many phases intended to evaluate applicants' fit for the position. Usually, it starts with a communication from the relevant recruiting body outlining the requirements for eligibility, how to apply, and when the exams will be held. After submitting their applications online or through conventional channels, interested students receive their test admission cards. 

The actual test consists of multiple-choice questions on subjects such as general ability, cooperative principles, financial management, and legal regulations. Candidates may move on to next phases after passing the written test, which may involve document verification, interviews,and/or medical exams, based on the notification's unique criteria. Candidates are chosen in the end depending on how well they perform during the whole selection process and whether or not they meet the eligibility requirements outlined in the notification rules.

Salary Scale

A junior cooperative inspector's Salary is Level 7, with a Scale of pay of โ‚น 39300 – 83000/- 

Vaccancy Expected

700 +

Junior Cooperative Inspector | เด…เดจเตเดญเดตเด™เตเด™เดณเดฟเดฒเต‚เดŸเต† เด…เดฑเดฟเดฏเดพเด‚

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Junior Cooperative Inspector Eligibility Criteria
The JCI eligibility criteria that candidates may need to fulfill include;
Educational Qualification

1, B. Com. Degree of a Recognized University with Co-Operation as a special subject.

OR

2, Any Degree from UGC recognized university or National Institute established by the Government of India or an Institute established by the Government of Kerala.

AND

(i) Higher Diploma in Co-Operation (HDC)

OR

(ii) Higher Diploma in Co-operative Management.

OR

(iii) Successful completion of the subordinate Personal Training
Course conducted by the Co-Operative Department.

OR

(iv) Junior Diploma in Co-operation awarded by the State Co-
opertive Union Kerala.

OR

3, B.Sc.(Co-Operation and Banking) Degree of the Kerala
Agricultural University.

OR

4, Diploma in Rural Services with Co-Operation as special subject awarded by the National Council for Rural Higher Education.

OR

5, Co-Operation Degree(Bachelor of Co-Operation) awarded by the Gandhi-gram Rural Institute (Deemed University) .In the case of Supervisors/Inspectors/Ministerial Staff employed in Apex/Regional/Central Co-Operative Institutions as well as employees of Primary Co-Operative Institutions. The qualifications are as follows:-

(i) Pass in S.S.L.C. or equivalent.
(ii) Higher Diploma in Co-Operation.

OR

Junior Diploma in Co-Operation.

AND

(iii) Minimum service of five years as Supervisors/Inspectors or in any Ministerial post in Apex/Regional/Central Co-Operative Institutions in the State or as Clerk/Secretary or Manager in Primary co-Operative Institutions in the State. 

Age Limit

(a) 18 - 37. Only candidates born between 02.01.1986 and
01.01.2005 (both dates included) are eligible to apply for this post.


(b) In the case of Supervisors/Inspectors/Ministerial staff employed in the Apex/Regional/Central Co-operative Institutions and in case of Clerk, Manager or Secretary in Primary Co operative Institutions in the State, they must not have completed 38 years of age as on 01.01.2023.

Nationality
Candidates aspiring to apply for the JCI exam must be Indian citizens
Number of Attempts
The candidate can appear for the JCI exam as many times as they want until they reach the maximum permissible age as per eligibility criteria.
Training

(a) Junior Inspector (including Auditors and special Inspectors) who have not already undergone training in Co-operation shall successfully undergo the course “Junior Diploma in Co-operation”


(b) Junior Inspector (including Auditors and Special Inspectors) who have not already undergone the intermediate officers training shall undergo three months field training.This include one month with an Extension officer for Co-operation, one month with an Auditor of Co-operative Societies and one month in the Office of the Deputy Registrar. Junior Inspectors (Including Auditors and Special Inspectors) who have undergone the junior Officers Training shall undergo the above field training for one month only with an experienced inspector.

(c) The training under clause (a) and field training under clause (b) above shall be
completed within the period of probation.

Agreement

A person appointed to the service as Junior Inspector shall, before undergoing the course of training execute an agreement in proper form with two sureties binding himself.

(i) To undergo the entire course of the said Training and Instruction.

(ii) To serve in the Co-operative department for a period of not less than five years after completion of training.

(iii) In case he failed to fulfill either of the conditions mentioned in clause(i) and (ii) to refund to the State Government the total amount drawn by him as pay and allowances (Excluding Traveling allowances) during the course of training.

Benefits of taking the junior cooperative inspector Online Course

Entri’s junior cooperative inspector exam online coaching will help you achieve your dream of clearing your upcoming junior cooperative inspector exam. The Kerala Bank exam is highly competitive. The modern tools and techniques used at Entri App will help you to score more marks. The experienced mentors will help you to improve your chance of clearing the exam. Entri’s team will provide you with the experienced and the qualified mentors. Other major benefits of learning with Entri App includes:

  • Helps you to understand the performance potential
  • Live doubt-clearing session
  • Finely curated study materials
  • Daily mock tests
  • Revision sessions will help you to be more exam-focused
  • More effective practice sessions
  • Complete syllabus coverage within the short time span
  • Daily recordings will be made available
  • Live classes from experienced faculties
  • Clarify your exam-oriented doubts from the mentors
JCI Exam Pattern
Here, find the syllabus for the Junior Cooperative Inspector from last year! The syllabus is mainly divided into three parts: Part 1, Part 2, and Part 3, which includes IT & Cyber Laws.
PART - I
PART II
PART III - IT & CYBER LAWS

1. Cooperation and other economic systems- Capitalism, socialism and communism-
cooperatives and other forms of business organizations- distinctive features of
cooperative organization vis-à-vis-, partnership and joint stack companies- a cooperative
as an institution and as an enterprise- cooperative common wealth.


2. Evolution and development of cooperative principles- principles of cooperation-
Rochdale pioneers (I stage)- reformulated principles by ICA (II stage)- Karve Committee
on Cooperative Principles(III stage)- Principles of ICA in 1995( IV stage)- distinction
between Cooperative values and cooperative principles.


3. Types of Cooperatives in India and in Kerala
(i) Short term and medium term cooperative credit structure- primary agricultural credit
societies- urban cooperative Banks and state cooperative Banks,

(ii) Long term credit
structure-PCARDBs and SCRABDs

(iii) General Purpose and special purpose

agricultural marketing societies- primary marketing societies and their federations
including NAFED, rubber marketing societies and their federations, dairy cooperative
societies and their federations, fishery cooperatives and their federations

(iv) processing
cooperatives-need and importance

(v)Housing cooperatives and their federations

(vi)Consumer cooperatives and their federations

(vii) Industrial cooperatives and their federations- handlooms and power looms, coir, handicrafts

(viii) Workers cooperatives –significance of workers cooperatives in Kerala

4. Management and working of major cooperative organizations and institutions in aid of cooperatives-NAFED,IFFCO,KRIBCO,NABARD,NDDB,NCDC, and National Housing Bank and other national organizations providing assistance to housingcooperatives.

5. Cooperative auditDefinition-objectives-scope-advantage-difference between audit of cooperative societies and joint stock companies- special features of cooperative audit- administrative set up for cooperative audit-types of audit-mechanical audit-preparations for audit and framing of audit programme-staged of practical audit- mechanical audit, administrative audit,preparation of final statement- reconciliation of bank accounts- cooperative auditor- duties, powers and liabilities- audit report- audit certificate- audit
classification- assessment and levy of audit fees.

6. Issues in cooperative managementManaging the social process in a cooperative, competition, conflict and cooperation. Associative character of a cooperative and managing a cooperative association. Issues in organizing a cooperative - size of the organization- small area vs large area, single purpose vs multipurpose cooperatives- multipurpose vs multifunctional cooperatives- unitary vs federal cooperatives- designer vs greenhouse cooperatives- issues in financing a cooperative- evaluating a cooperative organization- member dimension, enterprise dimension and ethical dimension.

7 Settlement of disputes- arbitration and awards- provisions and procedures- execution and enforcement of awards- provisions and procedures, appeals, review and revision- meaning and distinction- authority of appeals- cooperative tribunal- constitution and powers- offences and penalties- provisions and procedures.

8. Sources of funds- State aid to cooperatives-share capital contribution- principal state partnership fund- subsidiary state partnership fund- grants- subsidies- owned funds- borrowed funds.

9. Cooperative Legislation in India and in Kerala- Evolution of cooperative legislation in India-the 1904 Act, the Act of 1912, transfer of cooperation as provincial subject, National development Council Resolution 1956, the Model Cooperative Societies Bill 1957, the Model Cooperative Societies Bill 1991 by Planning Commission- Trend towards parallel Cooperative Laws- Andhra Pradesh Mutually Aided Cooperative Societies Act 1995, Multi State Cooperative Societies Act 1984 and its replacement in 2002.Evolutions of Cooperative legislation in Kerala and enactment of Kerala Cooperative Societies Act 1969.

1. Commercial Banking: Origin of the word ‘Bank’. Commercial banking system: Unit banking, branch banking, correspondent banking, group banking/ holding company bankingchain banking, mixed banking. Functions of a commercial bank: Primary functions - Accepting of deposits – different types of deposits – savings deposits, current deposits, fixed deposits, recurring deposits, Basic Savings Bank Deposit Account (BSBDA), Current Account Savings Account (CASA), certificate of deposits; Lending of funds – different methods – direct loans, cash credit, overdraft, discounting of billsAncillary Services / Subsidiary Functions: Agency services, general utility services. Principles of commercial banking/ Principles of lending. Credit creation by commercialbanks: primary deposits and derived deposits, technique of credit creation, credit contraction, limitations of credit creation.

2. Central Banking: Definition of a central bank, origin of Reserve Bank of India, nationalisation of RBI, functions of RBI – issue of currency, principles and systems of note – issue, RBI as currency authority; RBI as banker, agent, advisor and debt manager to Government, RBI’s financial assistance to Central and State Governments – ways and means advances, overdraft; central bank as bankers’ bank -regulation and supervision of banks by RBI; Reserve Bank as custodian of foreign exchange reserves of the country; developmental role of RBI; Instruments of Monetary Policy : Quantitative techniques of credit control – Bank Rate Policy, operation and limitations of Bank Rate Policy, Open Market Operations (OMO) – objectives, method of operation by RBI, limitations of OMO, Variable Reserve Requirement – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR); Qualitative methods of creditcontrol- regulation of consumercredit, variation of margin requirements, moral suasion, rationing of credit.


3. Indian Commercial Banking- Pre- Liberalisation period:Formation of Imperial Bank of India, Origin of State Bank of India and its associates, merging of associate banks with SBI.Social Control over banks – circumstances leading to social control, aims and objectives of National Credit Council. Nationalisation of commercial banks. Lead Bank Scheme: Objectives, functions of Lead Bank, District Credit Plan. Concept of Service Area Approach. Differential Rate of Interest Scheme – features of the scheme. RegionalRural Banks – objectives, capital structure and management, problems and progress of RRBs, merging of RRBs.

4. Indian Commercial BankingPost Liberalisation: Post liberalisation banking in India – major recommendations of the Narasimham Committee on Financial System, NarasimhamCommittee on Banking Sector Reforms. Entry of new generation banks. Mergers and acquisitions in banking sector. Local Area Banks: Features. Differentiated banks: Payment Banks and Small Finance Banks – permitted business. Financial Inclusion: Concept, RBI and NABARD initiatives for financial inclusion.


5. Banking Legislation in India: Banking Regulation Act, 1949 with latest amendments – objectives, definition of banking, banking company, approved securities, Demand and Time Liabilities (DTL), permitted and prohibited business of a banking company, regulation of voting rights of shareholders, restriction as to payment of dividend, reserve
fund, licensing of banking companies, power of inspection, audit of bank accounts, acquisition of banking companies, amalgamation of banking companies, winding up of a banking company.


6. Practices of Banking: Banker and Customer – general and special relationship between a banker and customer, obligations of banker – honouring of cheques, maintaining secrecy of customers’ accounts, garnishee order, consequences of wrongful dishonor of cheques, stop payment of cheques; rights of a banker- right of general lien, right of set off, banker’s right of appropriation (Clayton’s rule). Banking Ombudsman – objectives, nature of complaints dealt by Ombudsman. Types of customers – operation and closing of different types of bank accounts, special types of bank customers, Accounts 
of Non Resident Indians; Joint accounts, accounts of partnership firms, joint stock companies, clubs and associations.


7. Law relating to Negotiable Instruments: Characteristics of negotiability, types and features of negotiable instruments – bill of exchange, promissory notes and cheques. Bank drafts, pay orders. Endorsement of negotiable instruments – legal significance, kinds of endorsements. Crossing of cheques – significance of crossing, types of crossing, marking of cheques. Collecting banker – legal status, statutory protection, duties. Paying Banker – dishonour of cheques, statutory protection, payment in due course, holder and holder in due course. Modes of charging securities – lien, pledge, hypothecation, mortgage – kinds of mortgage; Guarantee and indemnity – rights and duties of guarantor.


8. Agriculture and Micro Finance by banks: Types of agricultural credit – short term, medium term, long term, crop loans; Kisan Credit Card (KCC) Scheme – Objectives/
purpose, eligibility, features. Lending to priority sectors – categories, targets and sub targets. National Bank for Agriculture and Rural Development (NABARD) – financial, developmental and supervisory role. Micro finance – concept and significance, Linking of Self Help Groups (SHG) and banks.

9. Technological Advances in Banking : Payment and Settlement System of RBI - Concepts of electronic banking, Electronic Clearing Services (ECS), Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IMPS), Indian Financial System Code (IFSC), Automated Teller Machine (ATM) card, debit card,credit card, RuPay card, internet banking, mobile banking, digital banking, digital signature, digital certificate, digital wallet, Cash Deposit Machine (CDM), Cheque Truncation System (CTS), cashless payment system, cashless economy; International Payment System - Society for Worldwide Interbank FinancialTelecommunication (SWIFT).


10.Recent Trends in Indian Banking: Credit Rating of banks: CAMELS Rating. Capital Adequacy Ratio – Tier I & Tier II capital, Risk Weighted Assets, Capital to Risk Weighted Assets Ratio (CRAR). Non-Performing Assets (NPA) of banks – Classification of Standard, Substandard, doubtful and loss assets, provisioning for NPAs. Concepts of Securitisation, Reconstruction and Security Interest Enforcement under SARFAESI Act, 2002. Pradhan Mantri Social Security Schemes implemented through banks - Rules for Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)’ Atal
Pension Yojana (APY).

Hardware
  • Input Devices (Names and uses)
  • Output Devices (Names and uses/features)
  • Memory devices - Primary and Secondary (Examples,Features)

Software

  • Classification – System software and Application software
  • Operating System – Functions and examples
  • Popular Application software packages – Word processors,
    Spreadsheets, Database packages, Presentation, Image
    editors (Uses, features and fundamental concepts of each)
  • Basics of programming – Types of instructions (Input,
    Output, Store, Control transfer) (Languages need not be
    considered)

Computer Networks

  • Computer Networks
  • Types of networks – LAN, WAN, MAN (Features and
    application area)
  • Network Devices – Media, Switch, Hub, Router, Bridge,
    Gateway (Uses of each)

Internet

  • Services – WWW, E-mail, Search engines (Examples and
    purposes)
  • Social Media (Examples and features)
  • Web Designing – Browser, HTML (Basics only)

Cyber Crimes and Cyber Laws

  • Types of crimes (Awareness level)
  • IT Act and Other laws (Awareness level)
PART - I

1. Cooperation and other economic systems- Capitalism, socialism and communism-
cooperatives and other forms of business organizations- distinctive features of
cooperative organization vis-à-vis-, partnership and joint stack companies- a cooperative
as an institution and as an enterprise- cooperative common wealth.


2. Evolution and development of cooperative principles- principles of cooperation-
Rochdale pioneers (I stage)- reformulated principles by ICA (II stage)- Karve Committee
on Cooperative Principles(III stage)- Principles of ICA in 1995( IV stage)- distinction
between Cooperative values and cooperative principles.


3. Types of Cooperatives in India and in Kerala
(i) Short term and medium term cooperative credit structure- primary agricultural credit
societies- urban cooperative Banks and state cooperative Banks,

(ii) Long term credit
structure-PCARDBs and SCRABDs

(iii) General Purpose and special purpose

agricultural marketing societies- primary marketing societies and their federations
including NAFED, rubber marketing societies and their federations, dairy cooperative
societies and their federations, fishery cooperatives and their federations

(iv) processing
cooperatives-need and importance

(v)Housing cooperatives and their federations

(vi)Consumer cooperatives and their federations

(vii) Industrial cooperatives and their federations- handlooms and power looms, coir, handicrafts

(viii) Workers cooperatives –significance of workers cooperatives in Kerala

4. Management and working of major cooperative organizations and institutions in aid of cooperatives-NAFED,IFFCO,KRIBCO,NABARD,NDDB,NCDC, and National Housing Bank and other national organizations providing assistance to housingcooperatives.

5. Cooperative auditDefinition-objectives-scope-advantage-difference between audit of cooperative societies and joint stock companies- special features of cooperative audit- administrative set up for cooperative audit-types of audit-mechanical audit-preparations for audit and framing of audit programme-staged of practical audit- mechanical audit, administrative audit,preparation of final statement- reconciliation of bank accounts- cooperative auditor- duties, powers and liabilities- audit report- audit certificate- audit
classification- assessment and levy of audit fees.

6. Issues in cooperative managementManaging the social process in a cooperative, competition, conflict and cooperation. Associative character of a cooperative and managing a cooperative association. Issues in organizing a cooperative - size of the organization- small area vs large area, single purpose vs multipurpose cooperatives- multipurpose vs multifunctional cooperatives- unitary vs federal cooperatives- designer vs greenhouse cooperatives- issues in financing a cooperative- evaluating a cooperative organization- member dimension, enterprise dimension and ethical dimension.

7 Settlement of disputes- arbitration and awards- provisions and procedures- execution and enforcement of awards- provisions and procedures, appeals, review and revision- meaning and distinction- authority of appeals- cooperative tribunal- constitution and powers- offences and penalties- provisions and procedures.

8. Sources of funds- State aid to cooperatives-share capital contribution- principal state partnership fund- subsidiary state partnership fund- grants- subsidies- owned funds- borrowed funds.

9. Cooperative Legislation in India and in Kerala- Evolution of cooperative legislation in India-the 1904 Act, the Act of 1912, transfer of cooperation as provincial subject, National development Council Resolution 1956, the Model Cooperative Societies Bill 1957, the Model Cooperative Societies Bill 1991 by Planning Commission- Trend towards parallel Cooperative Laws- Andhra Pradesh Mutually Aided Cooperative Societies Act 1995, Multi State Cooperative Societies Act 1984 and its replacement in 2002.Evolutions of Cooperative legislation in Kerala and enactment of Kerala Cooperative Societies Act 1969.

PART II

1. Commercial Banking: Origin of the word ‘Bank’. Commercial banking system: Unit banking, branch banking, correspondent banking, group banking/ holding company bankingchain banking, mixed banking. Functions of a commercial bank: Primary functions - Accepting of deposits – different types of deposits – savings deposits, current deposits, fixed deposits, recurring deposits, Basic Savings Bank Deposit Account (BSBDA), Current Account Savings Account (CASA), certificate of deposits; Lending of funds – different methods – direct loans, cash credit, overdraft, discounting of billsAncillary Services / Subsidiary Functions: Agency services, general utility services. Principles of commercial banking/ Principles of lending. Credit creation by commercialbanks: primary deposits and derived deposits, technique of credit creation, credit contraction, limitations of credit creation.

2. Central Banking: Definition of a central bank, origin of Reserve Bank of India, nationalisation of RBI, functions of RBI – issue of currency, principles and systems of note – issue, RBI as currency authority; RBI as banker, agent, advisor and debt manager to Government, RBI’s financial assistance to Central and State Governments – ways and means advances, overdraft; central bank as bankers’ bank -regulation and supervision of banks by RBI; Reserve Bank as custodian of foreign exchange reserves of the country; developmental role of RBI; Instruments of Monetary Policy : Quantitative techniques of credit control – Bank Rate Policy, operation and limitations of Bank Rate Policy, Open Market Operations (OMO) – objectives, method of operation by RBI, limitations of OMO, Variable Reserve Requirement – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR); Qualitative methods of creditcontrol- regulation of consumercredit, variation of margin requirements, moral suasion, rationing of credit.


3. Indian Commercial Banking- Pre- Liberalisation period:Formation of Imperial Bank of India, Origin of State Bank of India and its associates, merging of associate banks with SBI.Social Control over banks – circumstances leading to social control, aims and objectives of National Credit Council. Nationalisation of commercial banks. Lead Bank Scheme: Objectives, functions of Lead Bank, District Credit Plan. Concept of Service Area Approach. Differential Rate of Interest Scheme – features of the scheme. RegionalRural Banks – objectives, capital structure and management, problems and progress of RRBs, merging of RRBs.

4. Indian Commercial BankingPost Liberalisation: Post liberalisation banking in India – major recommendations of the Narasimham Committee on Financial System, NarasimhamCommittee on Banking Sector Reforms. Entry of new generation banks. Mergers and acquisitions in banking sector. Local Area Banks: Features. Differentiated banks: Payment Banks and Small Finance Banks – permitted business. Financial Inclusion: Concept, RBI and NABARD initiatives for financial inclusion.


5. Banking Legislation in India: Banking Regulation Act, 1949 with latest amendments – objectives, definition of banking, banking company, approved securities, Demand and Time Liabilities (DTL), permitted and prohibited business of a banking company, regulation of voting rights of shareholders, restriction as to payment of dividend, reserve
fund, licensing of banking companies, power of inspection, audit of bank accounts, acquisition of banking companies, amalgamation of banking companies, winding up of a banking company.


6. Practices of Banking: Banker and Customer – general and special relationship between a banker and customer, obligations of banker – honouring of cheques, maintaining secrecy of customers’ accounts, garnishee order, consequences of wrongful dishonor of cheques, stop payment of cheques; rights of a banker- right of general lien, right of set off, banker’s right of appropriation (Clayton’s rule). Banking Ombudsman – objectives, nature of complaints dealt by Ombudsman. Types of customers – operation and closing of different types of bank accounts, special types of bank customers, Accounts 
of Non Resident Indians; Joint accounts, accounts of partnership firms, joint stock companies, clubs and associations.


7. Law relating to Negotiable Instruments: Characteristics of negotiability, types and features of negotiable instruments – bill of exchange, promissory notes and cheques. Bank drafts, pay orders. Endorsement of negotiable instruments – legal significance, kinds of endorsements. Crossing of cheques – significance of crossing, types of crossing, marking of cheques. Collecting banker – legal status, statutory protection, duties. Paying Banker – dishonour of cheques, statutory protection, payment in due course, holder and holder in due course. Modes of charging securities – lien, pledge, hypothecation, mortgage – kinds of mortgage; Guarantee and indemnity – rights and duties of guarantor.


8. Agriculture and Micro Finance by banks: Types of agricultural credit – short term, medium term, long term, crop loans; Kisan Credit Card (KCC) Scheme – Objectives/
purpose, eligibility, features. Lending to priority sectors – categories, targets and sub targets. National Bank for Agriculture and Rural Development (NABARD) – financial, developmental and supervisory role. Micro finance – concept and significance, Linking of Self Help Groups (SHG) and banks.

9. Technological Advances in Banking : Payment and Settlement System of RBI - Concepts of electronic banking, Electronic Clearing Services (ECS), Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IMPS), Indian Financial System Code (IFSC), Automated Teller Machine (ATM) card, debit card,credit card, RuPay card, internet banking, mobile banking, digital banking, digital signature, digital certificate, digital wallet, Cash Deposit Machine (CDM), Cheque Truncation System (CTS), cashless payment system, cashless economy; International Payment System - Society for Worldwide Interbank FinancialTelecommunication (SWIFT).


10.Recent Trends in Indian Banking: Credit Rating of banks: CAMELS Rating. Capital Adequacy Ratio – Tier I & Tier II capital, Risk Weighted Assets, Capital to Risk Weighted Assets Ratio (CRAR). Non-Performing Assets (NPA) of banks – Classification of Standard, Substandard, doubtful and loss assets, provisioning for NPAs. Concepts of Securitisation, Reconstruction and Security Interest Enforcement under SARFAESI Act, 2002. Pradhan Mantri Social Security Schemes implemented through banks - Rules for Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)’ Atal
Pension Yojana (APY).

PART III - IT & CYBER LAWS
Hardware
  • Input Devices (Names and uses)
  • Output Devices (Names and uses/features)
  • Memory devices - Primary and Secondary (Examples,Features)

Software

  • Classification – System software and Application software
  • Operating System – Functions and examples
  • Popular Application software packages – Word processors,
    Spreadsheets, Database packages, Presentation, Image
    editors (Uses, features and fundamental concepts of each)
  • Basics of programming – Types of instructions (Input,
    Output, Store, Control transfer) (Languages need not be
    considered)

Computer Networks

  • Computer Networks
  • Types of networks – LAN, WAN, MAN (Features and
    application area)
  • Network Devices – Media, Switch, Hub, Router, Bridge,
    Gateway (Uses of each)

Internet

  • Services – WWW, E-mail, Search engines (Examples and
    purposes)
  • Social Media (Examples and features)
  • Web Designing – Browser, HTML (Basics only)

Cyber Crimes and Cyber Laws

  • Types of crimes (Awareness level)
  • IT Act and Other laws (Awareness level)
Preparation Tips for the Junior Cooperative Inspector Exam

Preparing for the junior cooperative inspector exam should be done with more care as it depends on the schedule you are preparing to learn. You have to find the best resources and the apt study materials to learn effectively. You have to refer to the books and start learning from scratch. Make sure that you are properly allotting time to each subject and revising properly. The basic preparation tips are as follows: 

  • Creating a well-structured study plan
  • Find a reliable source of the materials from the market 
  • Acquire time management skills
  • Practice writing and improve your writing skills
  • Learn from experienced mentors 
  • Find the best solutions to clear your doubts 
  • Know the syllabus and the exam pattern in a thorough way
  • Know the availability of the best quality study material
  • Keep updated with the syllabus
  • Make an effective study plan
  • Spend more time to practice regularly 
  • Total coverage of the syllabus
  • Find the stronger and weaker sections in the syllabus
  • Allot more productive time and quality time to the weaker session
  • Try to improve the speed and accuracy of writing
  • Revise your portions regularly
  • Attend mock tests and daily tests regularly
  • Practice with the revision test and previous years’ question paper