PNB Metlife launches the first-ever dental plan in India

PNB MetLife India Insurance Company has announced India’s first dental health insurance plan. It is the pioneer  insurance plan in India that covers fixed-benefit outpatient transactions and gives financial support with costs related to overall dental health. The essence of the project,  PNB MetLife leadership and to set a milestone  in the industry with one-of-a-kind, standalone, the dental health insurance plan that covers significant dental procedures without the hindrances of hospitalization. PNB MetLife’s new Dental Care Plan shall assist customers to tackle  their dental health and  to make sure they do not have to look into their savings or decrease their vital spending in order to make space for dental treatment. In order to give hassle free service to its customers, PNB MetLife has formed alliance with more than 340 dental clinics.

PNB Metlife Dental Plan – Insights

PNB Met life has recently declared a dental care insurance plan which it assures to be the first in the country. The plan is termed as ‘PNB Met life Dental Care Plan’ also provides tax benefits to the customers. The Dental Care Plan is accessible  at the minimum price of Rs 3006 and offers and added features  worth Rs 50000 on dental procedures and treatment without the need for overnight hospitalization. According to the statement made by the company it claims that any expenses or claims related to dental treatments during first 24 days of the coverage period will not be payable, except any claims arising due to accident, provided the same is covered.

PNB Metlife Dental Plan – Details

The vision of the Dental plan is “Keeping your Dental Health insured is now possible with the PNB MetLife Dental Care Plan. Now let your smile shine!,” With reference to the additional expenses with respect to the medical or  current dental conditions , ailment or illness will not be covered.

Here are key features of this plan along with advantages and disadvantages.

Advantages:

• Tax Benefits
  • The policy holder can avail tax benefits under section 80D of the Income Tax Act, 1961.
• Cashless Facility
  • The insurer promises to pay directly for procedures without customers having to pay by themselves.

Disadvantages

• The services can be availed only in the network service providers.

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