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Following the Finance Minister’s announcement to build 75 DBUs in the Budget 2022 speech to commemorate our country’s 75th anniversary, the Prime Minister, Shri Narendra Modi, dedicated 75 Digital Banking Units (DBU) across 75 districts to the country through video conference. To help India move to a cashless and inclusive economy, the government, the Reserve Bank of India, and the Indian Banks Association together launched DBUs. 11 public sector banks, 12 private sector banks, and one small financing bank collaborated in the initiative.
What is Digital Banking Units in India?
The DBUs will make it possible for people without ICT infrastructure to access banking services online. They will also help non-technical people accept digital banking. Customers will have two ways to access the goods and services in DBU: Self-service mode and assisted mode
Specialties of Digital Banking Units in India – Key Highlights
1: Who was the first woman President of India?
- Digital Banking Units simplify the banking procedure in India
- A reliable and secure financial system will be offered.
- By providing digital banking services across the nation, these DBUs will reach all states and union territories.
- The services offered through this initiative include the opening of savings accounts, checking account balances, printing passbooks, transferring money, investing in fixed deposits, applying for credit or debit cards, reviewing account statements, paying taxes and bills, making nominations, etc.
- Residents of small towns and villages can find advantages such as credit availability and money transfers.
- Savings, credit, investment, and insurance goods and services will all be provided by DBUs.
- DBUs will offer savings, credit, investment, and insurance products/ services.
- They will also participate in government-sponsored initiatives.
- It will promote Digital financial literacy and cybersecurity education
- Real-time assistance
- People who do not have personal computers, laptops, or smartphones will be able to use DBUs to access banking services
- The products and services at DBUs will be available in two modes: self-service mode and assisted mode. Self-service mode shall be available 24 hours a day, seven days a week.
- DBUs will offer savings, credit, investment, and insurance products/ services.
- They will also participate in government-sponsored initiatives.
- It will promote Digital financial literacy and cybersecurity education
- Real-time assistance
- People who do not have personal computers, laptops, or smartphones will be able to use DBUs to access banking services
- The products and services at DBUs will be available in two modes: self-service mode and assisted mode. Self-service mode shall be available 24 hours a day, seven days a week.
What is 75 Digital Banking Units (DBUs) in the Budget 2022 – Full List
| Sl. No | State/ UT | District Name/ DBU | Bank allocated DBU |
| 1 | Andaman & Nicobar (UT) | Port Blair | State Bank of India |
| 2 | Andhra Pradesh | East Godavari | Union Bank of India |
| 3 | Andhra Pradesh | Machilipatam | Union Bank of India |
| 4 | Arunachal Pradesh | Papum Pare | Yes Bank |
| 5 | Assam | Bongaigaon | Punjab National Bank |
| 6 | Assam | Baksa | State Bank of India |
| 7 | Bihar | Patna (Danapur) | Jana Small Finance Bank |
| 8 | Chandigarh (UT) | Chandigarh (Rural) | HDFC Bank |
| 9 | Chattisgarh | Balod | State Bank of India |
| 10 | Chattisgarh | Mahasammand | State Bank of India |
| 11 | Dadra Nagar Haveli Daman and Diu (UT) | Silvasa | Bank of Baroda |
| 12 | Goa | South Goa | State Bank of India |
| 13 | Gujarat | Vadodara | Bank of Baroda |
| 14 | Gujarat | Mehsana | Kotak Mahindra Bank |
| 15 | Gujarat | Surat | Kotak Mahindra Bank |
| 16 | Haryana | Faridabad | HDFC Bank |
| 17 | Himachal Pradesh | Solan | Indian Overseas Bank |
| 18 | Jammu & Kashmir (UT) | Jammu | Jammu & Kashmir Bank |
| 19 | Jammu & Kashmir (UT) | Srinagar | Jammu & Kashmir Bank |
| 20 | Jharkhand | East Singhbhum | Bank of India |
| 21 | Jharkhand | Ranchi | Jana Small Finance Bank |
| 22 | Karnataka | Bangaluru Rural | Canara Bank |
| 23 | Karnataka | Raichur | Canara Bank |
| 24 | Karnataka | Mangaluru | Karanataka Bank |
| 25 | Karnataka | Mysuru | Karanataka Bank |
| 26 | Kerala | Ernakulam | Canara Bank |
| 27 | Kerala | Thrissur | South Indian Bank |
| 28 | Kerala | Palakkad | Union Bank of India |
| 29 | Ladakh (UT) | Leh | Bank of Baroda |
| 30 | Lakshadweep (UT) | Kawarati | Canara Bank |
| 31 | Madhya Pradesh | Itarsi (Hoshangabad) | Axis Bank |
| 32 | Madhya Pradesh | Indore | Bank of Baroda |
| 33 | Madhya Pradesh | Sagar | Union Bank of India |
| 34 | Maharashtra | Aurangabad | Bank of Maharashtra |
| 35 | Maharashtra | Satara | Bank of Maharashtra |
| 36 | Maharashtra | Nagpur | Union Bank of India |
| 37 | Manipur | Kakching | State Bank of India |
| 38 | Meghalaya | Ri Bhoi (Aspirational) | State Bank of India |
| 39 | Mizoram | Aizawl | Punjab National Bank |
| 40 | Nagaland | Kohima | ICICI Bank |
| 41 | Nagaland | Dimapur | IDFC FIRST Bank |
| 42 | NCT of Delhi (UT) | South Delhi | Indian Bank |
| 43 | Odisha | Puri | UCO Bank |
| 44 | Odisha | Khurda | Bank of India |
| 45 | Odisha | Keonjhar | IDFC FIRST Bank |
| 46 | Odisha | Cuttack | UCO Bank |
| 47 | Puducherry (UT) | Puducherry | ICICI Bank |
| 48 | Puducherry (UT) | KARAIKAL | Indian Bank |
| 49 | Punjab | Faridkot | Punjab & Sind Bank |
| 50 | Punjab | Ludhiana | Punjab & Sind Bank |
| 51 | Punjab | Janlandhar | IndusInd Bank |
| 52 | Rajasthan | Bundi | Axis Bank |
| 53 | Rajasthan | Vijaynagar, Bhilwara | Axis Bank |
| 54 | Rajasthan | Kota | Bank of Baroda |
| 55 | Rajasthan | Karauli | Bank of Baroda |
| 56 | Sikkim | East Sikkim | State Bank of India |
| 57 | Sikkim | North Sikkim | State Bank of India |
| 58 | Sikkim | West Sikkim | State Bank of India |
| 59 | Tamilnadu | Karur | ICICI Bank |
| 60 | Tamilnadu | Thanjavur | Indian Overseas Bank |
| 61 | Tamilnadu | Chengalpattu | IndusInd Bank |
| 62 | Tamilnadu | Virudhnagar | Canara Bank |
| 63 | Telangana | Khammam | City Union Bank |
| 64 | Telangana | Jangaon | State Bank of India |
| 65 | Telangana | Rajanna | State Bank of India |
| 66 | Tripura | Gomati | Punjab National Bank |
| 67 | Tripura | West Tripura | Union Bank of India |
| 68 | Uttar Pradesh | Varanasi | Bank of Baroda |
| 69 | Uttar Pradesh | Kanpur Dehat Rural | Bank of Baroda |
| 70 | Uttar Pradesh | Lucknow | Indian Bank |
| 71 | Uttar Pradesh | Jhansi | Punjab National Bank |
| 72 | Uttarakhand | Dehradun | ICICI Bank |
| 73 | Uttarakhand | Haridwar | HDFC Bank |
| 74 | West Bengal | North 24 Paraganas | Federal Bank |
| 75 | West Bengal | South 24 paraganas | HDFC Bank |
