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Home Articles

​​World Savings Day 2025 – History, Theme, Importance

by Shibani Ghosh
October 10, 2025
in Articles, Current Affairs
​​World Savings Day
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Table of Contents

  • World Savings Day 2025 Date –  October 31
  • About ​​World Savings Day 2025
  • ​History of World Savings Day
  • World Savings Day 2025 Theme
  • World Savings Day Previous Themes
  • World Thrift Day 2025: Importance of Savings
  • Celebrating World Thrift Day 2025
  • World Savings Day Quiz 2025
  • World Savings Day Quiz 2025 PDF

World Savings Day or World Thrift Day highlights the necessity of savings in every individual’s life. Savings encompasses many essential factors that generally mean ‘economising’ or ‘reserving’ a part of our stock to look forward to a bright future. Savings help us secure our future, along with preserving resources by avoiding wastage. This day is celebrated on October 31st every year.

World Savings Day is an event created to increase the public’s awareness of the importance of savings both for modern economies and for individuals alike. Savings is important in the global economy and every depositor contributes to its development.

World Savings Day 2025 Quiz 

World Savings Day 2025 Date –  October 31

In this article readers can get a glimpse on

  • History and Celebration of World Savings Day
  • World Savings Day Theme 2025
  • World Savings Day Quiz

About ​​World Savings Day 2025

1: Who was the first woman President of India?

2: Which of the following is the longest river in India?

3: Who is known as the ‘Missile Man of India’?

4: What is the capital of Arunachal Pradesh?

5: Who among the following wrote the book ‘Discovery of India’?

    Fill out the form to see the results



    Ready to see how much you know? Take the challenge!

    For more than 90 years, the World Savings and Retail Banking Institute and its members have spearheaded annually a day dedicated to promoting the virtue of people saving money. Called World Savings Day, it was the first initiative of WSBI, the voice of savings and retail banks in close to 80 countries, the day remains relevant for members who engage actively in celebrating in their local areas. This day is celebrated in countries all around the world.

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    ​History of World Savings Day

    World savings day 2025 date is October 31, 1924, during the 1st International Savings Bank Congress (World Society of Savings Banks) in Milano, Italy. The Italian Professor Filippo Ravizza declared this day the “International Saving Day” on the last day of the congress. This day was established to inform people all around the world about the idea of saving their money in a bank rather than keeping it under their mattress.

    There had been some examples of days that were committed to the idea of saving money to gain a higher standard of life and to secure the economy. For example,  the first national thrift day ​was celebrated in 1921. In other countries, such as Germany, peoples’ confidence in savings had to be restored because many ​people didn’t even think of saving since they had lost close to everything in the German monetary reform of 1923.

    After the Second World War, World Thrift Day continued and reached the peak of its popularity in the years between 1955 and 1970. It became a veritable tradition in certain countries. In Austria, for instance, the official mascot of saving, the so-called ‘Sparefroh’ (literally: ‘Happy Saver’) reached a higher degree of brand awareness than the republic’s President and even a street was named after him. In the 1970s the ‘Sparefroh-Journal’, an educational magazine for younger people, reached a circulation of 400,000 copies.

    World Savings Day 2025 Theme

    The primary theme and awareness campaign for World Savings Day 2025 (October 31st), as promoted by the World Savings and Retail Banking Institute (WSBI-ESBG), is:

    “This is not a savings account”

    This theme aims to challenge traditional perceptions and redefine savings as much more than just a deposit account. It focuses on the broader, more active concept of savings as a pursuit toward a better future, emphasizing its vital role in providing personal security, financial stability, and broader economic resilience.

    World Savings Day Previous Themes

    Here is the list of themes for World Savings Day from 2017 to 2025. Please note that while the official themes from the World Savings and Retail Banking Institute (WSBI) are sometimes general, individual countries and financial institutions often adopt specific, localized sub-themes.

    • 2025: “This is not a savings account” (Challenging traditional perceptions: savings are much more than just deposit accounts, redefining them as an active pursuit toward a better future.)
    • 2024: Shared Prosperity
    • 2023: (Theme not universally announced, but a focus on the importance of saving for financial security.)
    • 2022: Saving prepares you for the future. or Savings can make all the difference
    • 2021: Understanding the importance of savings.
    • 2020: When you save a bit, big things follow.
    • 2019: (Theme varies by country, focusing on the future of saving and digital transformation.)
    • 2018: Save, Invest, Insure: What Do You Wish For?
    • 2017: Our Future Starts with Savings (Also observed in some regions as: ‘Know and Plan Your Finances to Live a Better Life’, focusing on saving towards Key Life Events).

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    World Thrift Day 2025: Importance of Savings

    The word ‘Thrift’ itself means to use resources in a wise and careful manner so that we don’t end up finishing it all up in one go. As we all know, financial resources are not available in abundance. Rather, they are limited. Therefore, it becomes important to safeguard money to gain a higher standard of life and to secure the country’s economy as well. Therefore, World Thrift Day even focuses on the financial security of the country.

    That is why savings banks play an important role in enhancing savings in countries as they promote campaigns and initiatives such as working with non-governmental organisations in order to double the number of savings accounts held by the poor. On World Thrift Day, people are encouraged to be more mindful about their money and save it the right way.

    It is necessary to save money for children’s education needs and bring hope for a secure future. Information on the need to save and the various areas available for saving were some of the information to be told to the common public through this day. Today, World Thrift Day has taken on a more significant role with commercial participation across the globe. Financial security is essential for a bright future. Saving money and investing them further in suitable commodities yield good returns, thus creating a sizeable contingency for one’s future.

    Celebrating World Thrift Day 2025

    Some of the common forms of celebrations include:

    • Children should be encouraged and educated to begin with small savings. Parents can celebrate world savings day by gifting new piggy boxes to their children and introducing them to the concept of savings.
    • Poster making competitions are held at various places to highlight the need to save and reserve assets for the future.
    • People circulate many world savings day quotes to educate people about this day.
    • Schools and colleges spread awareness among children by arranging debate competitions, quizzes, essay writing and college/poster making events.
    • Financial institutions introduce attractive schemes to their customers to encourage them to indulge in more savings.
    • People circulate printed copies of educational material about good and trustworthy saving instruments.
    • Investment companies encourage people to invest in smart choices through various initiatives wisely.

    World Savings Day Quiz 2025

    Ans: B)
    2. Where was the first World Savings Day observed?

    A) Rome
    B) Paris
    C) Milan
    Ans: C)

    3. What is the primary aim of World Savings Day?

    A) To promote saving habits among people
    B) To reduce taxes
    C) To encourage spending

    Ans: A)
    4. Which organization initiated World Savings Day?

    A) International Monetary Fund (IMF)
    B) International Savings Bank Congress
    C) World Bank
    Ans: B)

    5. When is World Savings Day celebrated every year?

    A) October 31
    B) November 1
    C) September 30

    Ans: A)
    6. Which symbol is commonly associated with saving money?

    A) Tree
    B) Piggy bank
    C) Coin
    Ans: B)
    7. Which event interrupted the observance of World Savings Day in its early years?

    A) World War I
    B) World War II
    C) The Great Depression
    Ans: B)
    8. Which organization currently supports global financial literacy efforts related to savings?

    A) United Nations
    B) World Bank
    C) UNESCO
    Ans: B)
    9. Why is saving money important for individuals?

    A) It helps meet future needs and emergencies
    B) It increases daily expenses
    C) It encourages borrowing
    Ans: A)
    Want More Engaging Questions?

    Download our FREE PDF packed with insightful quiz questions to test your knowledge!

    🔽 Click below to get your free copy now! 🔽

    World Savings Day Quiz 2025 PDF

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      Encouraging the habit of saving is essential for both personal and financial well-being. By planning ahead and setting aside small amounts regularly, individuals can secure their future and manage unexpected expenses more easily. Educational programs and bank initiatives help spread awareness about the benefits of disciplined money management. Developing consistent saving habits from a young age ensures long-term financial stability. Simple steps, when practiced regularly, can make a significant difference over time.

      Beyond personal security, savings strengthen the broader economy by providing funds for investment and growth. When more people save, businesses can expand, creating jobs and opportunities. Awareness campaigns and practical guidance foster a culture of financial responsibility across communities. Cultivating mindful spending and saving habits today lays the foundation for a prosperous tomorrow. Thoughtful financial planning ensures both immediate stability and long-term success.

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      Frequently Asked Questions

      What is the main purpose of World Savings Day?

      World Savings Day aims to promote the importance of saving money for a secure future. It encourages individuals to develop the habit of saving regularly. The day highlights how savings can help people face financial emergencies. It also reminds individuals that even small savings can grow over time. Overall, the goal is to build financial awareness and responsibility among all age groups.

      When and where was World Savings Day first celebrated?

      World Savings Day was first celebrated on October 31, 1924. The event took place in Milan, Italy, during the first International Savings Bank Congress. The initiative was led by savings banks worldwide. Its goal was to inspire people to save money rather than hoard it at home. Since then, it has become a global event observed in many countries.

      Why is saving money considered important for individuals?

      Saving money helps people prepare for unexpected situations and emergencies. It provides financial security and peace of mind. Regular savings can also help individuals achieve their long-term goals like education or retirement. It reduces the need to depend on loans or debt during tough times. Simply put, saving builds a stable and secure financial future.

      How do banks participate in World Savings Day celebrations?

      Banks often launch special campaigns and offers to encourage savings. They promote new savings accounts or higher interest rates to attract customers. Many banks also organize awareness programs in schools and communities. Educational sessions help people understand the value of saving early in life. Through these activities, banks help strengthen saving habits among citizens.

      What caused World Savings Day to lose popularity temporarily?

      The observance lost popularity during World War II. During this time, global financial instability reduced people’s ability to save. Many banks also faced disruptions due to war-related issues. However, after the war, the event regained importance as economies rebuilt. Governments and banks then promoted saving as a key to economic recovery.

      What are some simple ways to start saving money?

      People can start by setting aside a small portion of their income regularly. Creating a monthly budget helps control unnecessary spending. Opening a savings account is another easy way to manage money safely. Avoiding impulse purchases can also increase savings. Even small, consistent steps lead to long-term financial growth.

      Who were the main founders or supporters of World Savings Day?

      World Savings Day was established by the International Savings Bank Congress in 1924. The idea was supported by bankers, economists, and financial experts worldwide. They wanted to restore people’s trust in banks after World War I. Their vision was to create a global savings culture. This movement soon gained international recognition and participation.

      How does saving contribute to a nation’s economy?

      When people save more, banks get more funds for lending. These funds are then used to support businesses and investments. As a result, economic growth and job opportunities increase. Savings also reduce a nation’s dependency on foreign loans. Therefore, individual saving contributes directly to national development.

      How do schools promote saving habits on World Savings Day?

      Many schools organize programs to teach children about financial responsibility. They conduct small savings challenges or open student bank accounts. Teachers use creative activities to explain the value of money and budgeting. Early education about saving helps students develop good money habits. This ensures financial awareness from a young age.

      What is the significance of the piggy bank symbol on World Savings Day?

      The piggy bank is a universal symbol of saving. It represents the idea of storing small amounts that eventually grow. The design encourages children and adults alike to save consistently. It’s often used in banks and awareness campaigns to promote the saving habit. The symbol reminds everyone that even small savings matter for a secure future.

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      Shibani Ghosh

      Pouring out my thoughts through words!

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