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Home Articles

​​World Savings Day 2022 – History, Theme, Importance

by Shibani Ghosh
October 13, 2022
in Articles, Current Affairs
​​World Savings Day 2022 - History, Theme, Importance
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Table of Contents

  • About ​​World Savings Day 2022
  • ​History of World savings day 2022
  • World Savings Day 2022 Theme
  • World Thrift Day 2022: Importance of Savings
  • Celebrating World Thrift Day 2022
  • Takeaway

World Savings Day or World Thrift Day highlights the necessity of savings in every individual’s life. Savings encompasses many essential factors that generally mean ‘economising’ or ‘reserving’ a part of our stock to look forward to a bright future. Savings help us secure our future, along with preserving resources by avoiding wastage. World Savings Day is celebrated on October 31st every year.

World Savings Day is an event created to increase the public’s awareness of the importance of savings both for modern economies and for individuals alike. Savings is important in the global economy and every depositor contributes to its development.

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About ​​World Savings Day 2022

For more than 90 years, the World Savings and Retail Banking Institute and its members have spearheaded annually a day dedicated to promoting the virtue of people saving money. Called World Savings Day, it was the first initiative of WSBI, the voice of savings and retail banks in close to 80 countries, the day remains relevant for members who engage actively in celebrating in their local areas. World Savings Day is celebrated in countries around the world.

​History of World savings day 2022

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    World savings day 2021 date is October 31, 1924, during the 1st International Savings Bank Congress (World Society of Savings Banks) in Milano, Italy. The Italian Professor Filippo Ravizza declared this day the “International Saving Day” on the last day of the congress. World Savings Day or World Thrift Day was established to inform people all around the world about the idea of saving their money in a bank rather than keeping it under their mattress.

    There had been some examples of days that were committed to the idea of saving money to gain a higher standard of life and to secure the economy. For example,  the first national thrift day ​was celebrated in 1921. In other countries, such as Germany, peoples’ confidence in savings had to be restored because many ​people didn’t even think of saving since they had lost close to everything in the German monetary reform of 1923.

    After the Second World War, World Thrift Day continued and reached the peak of its popularity in the years between 1955 and 1970. It became a veritable tradition in certain countries. In Austria, for instance, the official mascot of saving, the so-called ‘Sparefroh’ (literally: ‘Happy Saver’) reached a higher degree of brand awareness than the republic’s President and even a street was named after him. In the 1970s the ‘Sparefroh-Journal’, an educational magazine for younger people, reached a circulation of 400,000 copies.

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    World Savings Day 2022 Theme

    Here we discuss some past year themes that have fascinated the world towards saving:

    • The World Savings Day 2020 theme – “When you save a bit, big things follow”.
    • 2018 presented a questioned theme – “What do you wish for?”
    • 2017 had a beautiful theme in place – “Know and Plan your finances to live a better life”.

    The world savings day 2021 theme is much awaited, and exciting ideas and innovative ways are called in worldwide to suggest novel ways to celebrate the day. A theme is usually a representation of an event, an idea or a scheme that helps us carry out the designated activity in a much more colourful and attractive way. World Saving Day themes are usually concentrated around money, investments, funds, savings and pooling monetary resources. They help communicate the message of saving money, helping oneself allocate a sizeable amount periodically for the future.

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    World Thrift Day 2022: Importance of Savings

    The word ‘Thrift’ itself means to use resources in a wise and careful manner so that we don’t end up finishing it all up in one go. As we all know, financial resources are not available in abundance. Rather, they are limited. Therefore, it becomes important to safeguard money to gain a higher standard of life and to secure the country’s economy as well. Therefore, World Thrift Day even focuses on the financial security of the country.

    That is why savings banks play an important role in enhancing savings in countries as they promote campaigns and initiatives such as working with non-governmental organisations in order to double the number of savings accounts held by the poor. On World Thrift Day, people are encouraged to be more mindful about their money and save it the right way.

    It is necessary to save money for children’s education needs and bring hope for a secure future. Information on the need to save and the various areas available for saving were some of the information to be told to the common public through this day. Today, World Thrift Day has taken on a more significant role with commercial participation across the globe. Financial security is essential for a bright future. Saving money and investing them further in suitable commodities yield good returns, thus creating a sizeable contingency for one’s future.

    Celebrating World Thrift Day 2022

    Some of the common forms of celebrations include:

    • Children should be encouraged and educated to begin with small savings. Parents can celebrate world savings day by gifting new piggy boxes to their children and introducing them to the concept of savings.
    • Poster making competitions are held at various places to highlight the need to save and reserve assets for the future.
    • People circulate many world savings day 2021 quotes to educate people about this day.
    • Schools and colleges spread awareness among children by arranging debate competitions, quizzes, essay writing and college/poster making events.
    • Financial institutions introduce attractive schemes to their customers to encourage them to indulge in more savings.
    • People circulate printed copies of educational material about good and trustworthy saving instruments.
    • Investment companies encourage people to invest in smart choices through various initiatives wisely.

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    Takeaway

    World Savings Day or World Thrift Day highlights the necessity of savings in every individual’s life. Savings encompasses many essential factors that generally mean ‘economising’ or ‘reserving’ a part of our stock to look forward to a bright future. Savings help us secure our future, along with preserving resources by avoiding wastage. World Savings Day is celebrated on October 31st every year.

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    Share69SendShare

    Shibani Ghosh

    Pouring out my thoughts through words!

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