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Home Articles

SBI Clerk vs ESIC UDC: A detailed analysis

by Susan Jacob
January 30, 2020
in Articles, Banking, Other Government Exam, SBI Clerk
SBIClerkvsESICUDC
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Table of Contents

  • SBI Clerk vs ESIC UDC: Roles and responsibilities
  • SBI Clerk vs ESIC UDC: Career Growth
  • ESIC UDC
  • SBI Clerk vs ESIC UDC: Exam Pattern

In our comparative analysis series, we are here with a comparative analysis on SBI Clerk vs ESIC UDC. While the last ESIC UDC and Steno Notification announced over 1700 vacancies, 8000 clerk vacancies are expected through SBI Clerk 2020 recruitment. Here is an attempt of a detailed comparative analysis of SBI Clerk vs IBPS Clerk in terms of their Job profile, responsibilities, salary and career growth.

SBI Clerk vs ESIC UDC: Roles and responsibilities

ESIC UDC Job Profile

Employees’ State Insurance (abbreviated as ESI) is a self-financing social security and health insurance scheme for Indian workers. This fund is managed by the Employees’ State Insurance Corporation (ESIC) according to rules and regulations stipulated there in the ESI Act 1948. ESIC is an autonomous corporation by a statutory creation under the Ministry of Labour and Employment, Government of India.

Let us go through the job roles and responsibilities for the post of Upper Division Clerk (UDC) in the ESIC.

Categories

Roles and Responsibilities

If posted in the Regional office/ Headquarters/
Sub-Region Office
  • Accounts Related Work
  • Drafting Letters
  • Maintaining Files
  • Online Processing of Data
If posted in Branch Office (Non-cashier)
  • Drafting Letters
  • Maintaining Registers
  • Preparing Monthly, Quarterly and Yearly reports
  • Preparing Online Payment Dockets
  • Uploading of Various Certificates
If posted in Branch Office (Cashier)
  • Bank-Related Works
  • Issuing Cheques
  • Maintaining Cashbook

SBI Clerk Job Profile

Clerks/Junior Associate is required to assist customers and potential customers through various banking processes. They need to be highly confident and answer every query. They are involved in

1. Document Verification
2. Managing Single Window Counter
3. Attending to Government Treasury Work
4. Update Pass Books
5. Issue Cash Receipts at Counters
6. Clearing and Transferring Cheques and Receipts as per request
7. Verification of Vernacular Signatures

SBI Clerk vs ESIC UDC: Salary

ESIC UDC is an upper-division clerk with grade pay of 2400. The main job is divided into two sub-post UDC and UDC cashier. A UDC has work related to public dealing, employer dealing, cashier ship ( special allotment), benefit payment, and various allotted tasks.

A UDC regulates the work allotted to an LDC and MTS and reports directly to head clerks.

As per the 7th Pay Commission, Pay Scale of an ESIC UDC is Level- 4 of Pay Matrix(Civilian employees)

ESIC UDC Salary

Basic UDC Salary

Pay Band Rs. 5,200-20,200

Level 4 is Rs.25500/-
Dearness Allowance DA 7% of Basic Salary
Transport Allowance Rs.3600 for ‘x’ category cities and Rs.1800 for remaining
House Rent Allowance HRA@24% of Basic Salary) 24%, 16% & 8% respectively for X,Y and Z category cities.
Gross Salary Rs. 37000/- ‘X’ category cities

Rs. 33000/- ‘Y’ category cities

Rs.31000/- ‘Z’ category cities

SBI Clerk Salary

Basic SBI clerk Salary 11,765 – 31,540
Special Allowance Rs.911.79
Dearness Allowance DA(@45% of Basic Salary currently) Rs.5,312
Transport Allowance Rs 425
House Rent Allowance HRA@24% of Basic Salary) 800 – 1176
Gross Salary 20,000 – 25,000

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SBI Clerk vs ESIC UDC: Career Growth

ESIC UDC

ESIC’s job is much better as there are better promotional avenues. Every directly recruited UDC gets promotions at least up to asst. director based on seniority only (no exam). if one can clear departmental exams then promotion is up to Deputy director at least.

After selection as an ESIC UDC, the next promotion will be as an Assistant with initial grade pay of Rs 4200. This normally requires service for a continuous period of 3 years in the same cadre and also depends on the vacancies available. After serving 3 years as an Assistant, one becomes eligible for Social Security Officer in the initial grade pay of Rs 4600.

Upper Division Clerk ⇒ Assistant ⇒ Social Security Assistant

SBI Clerk vs ESIC UDC: Exam Pattern

Post Name Phase 1
Upper Division Clerk Preliminary Examination Main Examination Computer Skill Test

ESIC Steno & UDC Exam Pattern

ESIC Steno & UDC 2019 follow a three-tier selection procedure. ESIC result is released in three stages that is, Prelims, Mains, and Computer Skill Test (final merit list).  Each tier will have a separate ESIC result for Steno & UDC. ESIC UDC Result for Mains decides the number of candidates sitting for the Phase III exam. For Upper Divison Clerk: The marks obtained in Phase –II will be considered for final selection. But candidates have to clear all stages of examination.

SBI Clerk Exam Pattern

Follow the link to know more and pattern and syllabus here.

In the end,  ESIC UDC is a central government job and comparatively better than a PSU job like the SBI Clerk. It will have a better salary, more allowances, steady growth, complete job security, lesser workload as compared to a bank clerk/PO. While an ESIC UDC  job may look brighter in terms of certain factors, the SBI clerk job with its prospects looks more challenging. But the choice is yours, and yours alone to make.

Whatever it is, Entri is with you every step you take. With the latest exam updates, loads of information, mock tests and other preparation material, you will be ready to ace any exam!

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Susan Jacob

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