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Understanding the LIC AAO Cut Off 2026 is essential for effective preparation. Cut-off marks represent the minimum qualifying scores required to advance to the next stage of the selection process and vary each year based on factors such as exam difficulty, number of vacancies, and candidate performance. By analyzing the previous year cut-off marks and the expected cut-off for 2026, aspirants can set realistic score targets and plan their study strategy accordingly. This article provides complete details about LIC AAO previous year cut-offs, expected cut-off marks, and the factors influencing them, helping candidates prepare with clarity and confidence.
LIC AAO Cut Off 2026
Life Insurance Corporation of India (LIC), established on 1st September 1956 under the Life Insurance Corporation Act, is India’s largest state-owned insurance and investment organization. Over the decades, LIC has built a strong reputation for trust, stability, and nationwide service. The post of Assistant Administrative Officer (AAO) is one of the most prestigious entry-level officer positions in the insurance sector, attracting thousands of aspirants every year due to its attractive salary, job security, and excellent career growth opportunities. With the upcoming LIC AAO recruitment 2026, candidates are eagerly preparing for the Prelims and Mains examinations.
LIC AAO Expected Cut Off 2026
The LIC AAO Expected Cut Off 2026 represents the estimated minimum scores candidates may need to qualify in different stages of the Assistant Administrative Officer (AAO) recruitment process. These expected cut-off marks are projected based on previous year trends, exam difficulty level, number of vacancies, and overall performance of the candidates. While the official cut-off will be released by LIC along with the results, expected cut-offs help aspirants set realistic preparation targets and understand the score required to move to the next stage.
Expected cut-offs are generally category-wise and differ for Prelims, Mains, and Interview stages. For example, cut-off marks for General, OBC, SC/ST, EWS, and PwBD categories are estimated separately to reflect the reservation pattern followed by LIC. Candidates should use these expected cut-off marks as guidance while planning their preparation strategy but keep in mind that the final cut-off may vary slightly when officially announced.
LIC AAO Latest Cut off Marks
The latest cut off mark information that is available is the cut off marks for the prelims, mains and interview for the year 2023. The tables given below will given an idea regarding the LIC AAO Cut off mark for the latest recruitment examination conducted.
LIC AAO Prelims Cut off
| LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Mains Cut Off
| Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| For Generalist: Data Analysis & Interpretation
For Others: Professional Knowledge |
40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| For Rajbhasha: Knowledge of Language
For Others: English Language (Letter writing & Essay) |
9 | 10 |
LIC AAO Interview Cut Off
| Categories | Cut Off Marks |
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
More details regarding the cut off mraks like LIC AAO State wise cut off marks and category wise cut off marks will be announced by the commission accordingly after the completion of the examination. The details will be published through a notification. The details regarding the same will be updated here too once it is published by the commission.
LIC AAO Previous Year Cut-Off
As the official LIC AAO Cut Off 2026 has not yet been released, candidates are advised to refer to the LIC AAO previous year cut-off marks to understand the expected qualifying scores. Previous year cut-offs provide a clear idea of the minimum marks required to clear each stage of the examination and help aspirants set realistic preparation targets.
Analyzing past cut-off trends for Prelims, Mains, and Final selection is essential for effective exam preparation. Candidates must secure both sectional cut-offs and overall cut-offs to qualify for the next stage. Below are the detailed LIC AAO cut-off marks of previous recruitment cycles.
LIC AAO Prelims Cut-off (2019)
The LIC AAO prelims 2019 was conducted on 4th June 2019
| Category & Overall Cut off | Reasoning Ability | Quantitative Aptitude | English Language |
|---|---|---|---|
| General – 58.00 | 18.00 | 18.00 | 10.00 |
| SC – 50.00 | 16.00 | 16.00 | 9.00 |
| ST – 44.00 | 16.00 | 16.00 | 9.00 |
| OBC-54.00 | 18.00 | 18.00 | 10.00 |
| EWS-53.00 | 18.00 | 18.00 | 10.00 |
| LD-53.00 | 16.00 | 16.00 | 9.00 |
| VI-53.00 | 16.00 | 16.00 | 9.00 |
| HI-32.00 | 16.00 | 16.00 | 9.00 |
| ID/MD-32.00 | 16.00 | 16.00 | 9.00 |
LIC AAO Mains Cut-off (2019)
The LIC AAO Main exam was conducted on June 28 in a Computer Based Online Test (CBT).
| Category & Overall Cut off | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language |
|---|---|---|---|---|---|
| General –203 | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 |
| SC –153 | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
| ST –156 | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
| OBC-164 | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 |
| EWS-166 | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 |
| LD-172 | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
| VI-180 | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
| HI-167 | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
| ID/MD-185 | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 |
LIC AAO Final cut off (2019)
The LIC AAO final cut-off was released with the final result.
| Category & Overall Cut off | Interview | Final Cut off (Mains+ interview) |
|---|---|---|
| General | 30.00 | 258.00 |
| SC | 27.00 | 219.00 |
| ST | 27.00 | 190.00 |
| OBC | 30.00 | 246.00 |
| EWS | 30.00 | 248.00 |
| LD | * | 203.00 |
| VI | * | 233.00 |
| HI | * | 218.00 |
| ID/MD | * | 237.00 |
LIC AAO Final Cut Off (2016)
| S. No. | Section | Gen | OBC | SC | ST | OH | VI |
| 1. | Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
| 2. | GK & Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| 3. | Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| 4. | Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
| 5. | English Language | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| 6. | Total Weighted Score | 255.75 | 250.50 | 233.00 | 203.50 | 226.75 | 211.75 |
| 7. | Interview –
Qualifying Marks |
30 | 30 | 27 | 27 | * | * |
| 8. | CUT OFF – final selection
(Online test + Interview) |
306.00 | 290.75 | 276.00 | 246.00 | 274.75 | 255.25 |
How to Check LIC AAO Cut off 2026?
Candidates can check the LIC AAO Cut Off 2026 from the official website of the Life Insurance Corporation of India (LIC) once it is released along with the result. The cut-off marks are published separately for Prelims, Mains, and the final selection stage.
Follow the step-by-step process given below to check the LIC AAO Cut Off 2026:
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Visit the official website of LIC at www.licindia.in.
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On the homepage, click on the “Careers” or “Recruitment” section.
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Look for the link titled “LIC AAO Cut Off 2026” or “LIC AAO Result & Cut Off Marks 2026”.
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Click on the link and open the cut-off PDF file.
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The category-wise and section-wise cut-off marks will be displayed on the screen.
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Download the cut-off PDF and save it for future reference.
Candidates are advised to check both sectional cut-off and overall cut-off marks carefully, as qualifying in each section is mandatory to move to the next stage of the selection process. Regularly visiting the official LIC website will help candidates stay updated with the latest announcements regarding results and cut-off marks.
Factors Affecting LIC AAO Cut Off 2026
The LIC AAO Cut Off 2026 is determined by the Life Insurance Corporation of India based on several important factors. These factors influence the minimum qualifying marks required by candidates to advance to the next stage of the recruitment process. Understanding these factors helps aspirants set realistic expectations and prepare strategically.
1. Number of Vacancies
The total number of vacancies released for the LIC AAO 2026 recruitment plays a major role in deciding the cut-off marks. If the number of vacancies is high, the cut-off is usually lower, whereas fewer vacancies result in higher competition and higher cut-off marks.
2. Difficulty Level of the Examination
The overall difficulty level of the Prelims and Mains examinations significantly affects the cut-off. A tougher question paper generally leads to a lower cut-off, while an easier paper results in higher cut-off marks.
3. Number of Candidates Appearing
When a large number of candidates appear for the LIC AAO exam, competition increases, which can raise the cut-off marks. Fewer candidates usually result in comparatively lower cut-off scores.
4. Category-wise Reservation
LIC follows government reservation policies while determining cut-off marks for different categories such as General, OBC, SC, ST, EWS, and PwBD. Therefore, cut-offs vary category-wise.
5. Normalization of Marks
If the exam is conducted in multiple shifts, LIC may apply a normalization process to ensure fairness across different question paper difficulty levels. This can influence the final cut-off marks.
6. Overall Performance of Candidates
The average performance level of candidates in the examination also impacts the cut-off. If most candidates perform well, the cut-off tends to increase; if performance is poor, the cut-off may decrease.
7. Sectional Cut-Off Requirement
Apart from the overall cut-off, LIC also sets sectional cut-off marks for each subject. Candidates must clear both sectional and overall cut-offs to qualify for the next stage.
By keeping these factors in mind, candidates can better estimate the expected cut-off and plan their preparation accordingly. Regular practice, mock tests, and analysis of previous year cut-off trends can help aspirants achieve scores well above the cut-off and improve their chances of selection.
LIC AAO Exam Pattern 2026
The LIC Assistant Administrative Officer (AAO) recruitment process consists of three main stages: Preliminary Examination, Main Examination, and Interview. Candidates must qualify at each stage to move forward in the selection process. Understanding the exam pattern is essential for effective preparation and time management.
LIC AAO Preliminary Examination Pattern
The Prelims exam is conducted online and includes objective-type questions. It is qualifying in nature and consists of three sections with a total duration of 60 minutes.
| Section | No. of Questions | Maximum Marks | Time Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language | 30 | 30 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Note: English Language marks are not counted for final merit but qualifying is mandatory.
LIC AAO Main Examination Pattern
The Mains examination is also conducted online and consists of both objective and descriptive tests. The objective test carries 300 marks and the descriptive test carries 25 marks.
Objective Test:
| Section | No. of Questions | Maximum Marks |
|---|---|---|
| Reasoning Ability | 30 | 90 |
| General Knowledge & Current Affairs | 30 | 60 |
| Professional Knowledge (Specialist) / Data Analysis & Interpretation (Generalist) | 30 | 90 |
| Insurance & Financial Market Awareness | 30 | 60 |
| English Language | 30 | 30 |
| Total | 150 | 330 |
Descriptive Test:
| Section | Marks | Time |
|---|---|---|
| Essay & Letter Writing (English) | 25 | 30 minutes |
LIC AAO Interview Pattern
Candidates who qualify in the Mains examination will be called for the Interview round, which carries 60 marks. The interview assesses candidates’ communication skills, subject knowledge, personality, and suitability for the AAO role.
Final Selection
The final merit list is prepared based on the combined marks obtained in the Mains Examination and Interview. The Prelims exam is qualifying in nature and its marks are not included in the final selection.
So, all these regarding the previous year cut off scores. The expected cut-off for the LIC AAO Prelims and Mains will be updated after the respective examination. Candidates tuned to this page for the LIC AAO cut-off score updates. Meanwhile, prepare with LIC AAO’s latest test series available.
Frequently Asked Questions
What is the LIC AAO Cut Off 2026?
The LIC AAO Cut Off 2026 is the minimum qualifying mark decided by LIC for each stage of the selection process—Prelims, Mains, and Interview. Candidates must score equal to or above the cut-off to qualify for the next round.
When will LIC release the LIC AAO Cut Off 2026?
LIC will release the official cut-off marks along with or shortly after the declaration of the LIC AAO Result 2026 on its official website.
Is the LIC AAO Cut Off different for each category?
Yes, the cut-off marks are released category-wise for General, OBC, SC, ST, EWS, and PwBD candidates as per government reservation rules.
Is there a sectional cut-off in the LIC AAO examination?
Yes, candidates must clear both the sectional cut-off and overall cut-off in each stage of the examination to qualify for the next stage of selection.
How is the LIC AAO Cut Off 2026 calculated?
The cut-off is calculated based on factors such as number of vacancies, difficulty level of the exam, number of candidates appearing, and overall performance of candidates.
Can I estimate my chances using previous year cut-off marks?
Yes, analyzing previous year cut-off trends helps candidates estimate the expected cut-off for 2026 and set a target score for effective preparation.
