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LIC recruits candidates to fill vacancies for its various posts like Assistant AAO, ADO. Apprentice Development Officer (ADO) is one such post to which large applicants apply every year. In this article, aspirants can go through the LIC ADO job profile 2022 which includes the main responsibilities, duties, and roles that an ADO has to handle. LIC ADO Notification 2022 recruitment is yet to be released. Given below, we are sharing the details of the LIC ADO Job Profile 2022 – Check Out Career Growth. Make sure, to check out the details of the LIC ADO job profile including the details of the LIC ADO career, LIC ADO career growth, LIC ADO roles and responsibilities and LIC ADO duties.
LIC ADO Job Profile 2022
The Apprentice Development Officer job is primarily a sales supervision job. The selected candidates will be required to sponsor suitable persons to be appointed as Life Insurance Agents, train them properly, and help the recruited agents to sell life insurance to a maximum number of persons. They will also be required to give prompt after-sales service to policyholders. For this purpose, considerable movement including tours covering the entire area allotted to them is involved. The recruitment as Apprentice Development Officers is for Urban and Rural Areas and the selected candidates will have to work in these areas. It is, however, likely that some of the selected candidates may be posted in the jurisdiction of nearby Divisional Office/s within the jurisdiction of the Zone. It is clarified that appointment as Apprentice Development Officer does not by itself confer any right on the candidates to be appointed as Probationary Development Officer.
LIC ADO 2022 Roles and Responsibilities
As discussed it is a sales supervision job. So, it demands the management and administrative skills of the candidate. ADO has to manage the agents and also the acquisition of new sales. And the ADO’s increment or bonus completely relies on the sales. In that sense, it is a somewhat risky job and involves work pressure. But it is having a flexible work time. However, marketing skills and innovative thinking which increase the sales product will be promoting factors. The new sales strategy should be developed along with the coordination of all Life Insurance agents. The Roles and Responsibilities include:-
- Recruit Life Insurance agents for selling or marketing LIC policies to assigned areas.
- Should be aware of current policies and also the trends.
- Providing training to the selected agents working under ADO guidance.
- To analyze the overall performance of each agent.
- Find out the marketing capabilities and shortcomings of each agent.
- Motivate the agents to acquire maximum sales in a given time period.
- Assign a target quota for each agent.
- Maintain overall integrity in sales.
LIC ADO 2022 Promotions
There are a lot of promotions available inside the Life Insurance Corporation and all of the people will be able to get their promotions after they have exceeded the experience presented by the concerned authorities of the Life Insurance Corporation. You can apply for the promotions and give the entrance examination in order to be promoted in this organisation. Given below, we are sharing the cycles of promotions available to each and every employee of the Life Insurance Corporation. Make sure that you keep an eye out for the promotions available inside this organisation in order to be sure.
- Senior Divisional Manager
- Assistant Divisional Officer
- Apprentice Development Officer
- Regional Manager
- Divisional Officer
- Assistant Branch Officer
- Branch Officer
- Development Officer
- Probationary Development officer
- Senior Branch Officer
LIC ADO 2022 Salary
The total emoluments at the minimum of the pay scale, including the House Rent Allowance, HRA, and City Compensatory Allowance wherever admissible depending upon the classification of the city, will be approximately Rs. 37,345/- in ‘A-Class City. INR 21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 will be given to LIC ADO. The basic pay for being appointed as an Apprentice Development Officer will be 21,865/- per month (excluding the Employee Category Candidates). For the next two years, an annual increase of 1340/- will be provided. The essential pay for applicants with two years of experience will be 24545/-. After that, there will be a 1580/- annual increase for the next two years. At the end of two years, the essential pay will be 27705/-. Further, there will be a 1610/- annual increase for the next 17 years. The essential pay will be 55075/- when you reach above 17 years.
|LIC ADO Salary 2022|
|Increment- (after fixed years)||Rs 55,075/-|
|Dearness Allowance||40% of the basic pay (Based on the Inflation rate)|
|House Rent Allowance||7%-9% of the basic pay (Location dependent)|
|City Compensatory Allowance||0% – 4% of the basic pay (Location dependent)|
Apprentice Development Officer will be paid a fixed amount as a stipend per month as per the rules of the Corporation. An Apprentice Development Officer other than an Employee Apprentice shall be paid equal to the minimum of the basic pay and the dearness allowance thereon on the scale of pay applicable to Development Officers as on the date of commencement of the apprenticeship. At present, the amount of stipend is about Rs.34,503/- per month, except in the case of candidates selected from the LIC Employees category. A Probationary Development Officer at a specified headquarters in the area will be placed on the scale of Rs. 21865 1340(2)-24545-1580(2)-27705-1610(17)-55075 plus allowances and other benefits as per rules in force.
The basic pay of Rs. 21,865/- per month (except for Employee Category candidates) on the scale of 21865 1340(2)-24545-1580(2)-27705-1610(17)- 55075 and other admissible allowances as per rules shall be payable. Total emoluments at the minimum of the scale, inclusive of House Rent Allowance and City Compensatory Allowance wherever admissible depending upon the classification of the city, will be approximately Rs. 37,345/- in ‘A-Class City. Other benefits include Gratuity, Defined Contributory Pension Scheme, LTC, Medical Benefit, Group Insurance, Group Personal Accident Insurance, vehicle advance (2-wheeler/4-wheeler), reimbursement towards the cost of Brief Case/leather bag, mobile handset, the supply of dailies as per rules and on confirmation in service, attractive performance-linked Incentives.
LIC ADO 2022 Allowances
There are a lot of allowances available for the people of the Life Insurance Corporation and you will be eligible to get medical benefits and house allowances. You will also be provided various compensation for your help. You will be provided gratuity and also group insurance services if you are joining the Life Insurance Corporation. Given below, we are sharing the list of benefits that will be available to you if you are planning to get a job in this organisation. The LIC ADO post is eligible to enjoy some other incentives and perks. Let us check more about that.
- Dearness Allowances (DA) – The DA is revised quarterly based on the Consumer Price Index. 40% of the entire salary is DA for LIC ADO employees.
- House Rent Allowances (HRA) – The HRA depends on the location of the posting. LIC ADO HRA is approved in the range of 9%, 8%, or 7% of the LIC AAO Basic Pay as per the type of city.
- City Compensatory Allowances – CCA depends on the location of posting and can be 4%, 3%, or 2% of the LIC AAO Basic Pay.
Apart from these, some other benefits are also included, like:-
- Defined Contributory Pension Scheme
- Medical Benefit
- Mobile Handset
- Group Insurance
- Group Personal Accident Insurance
- Vehicle Advance (2-wheeler/4-wheeler)
- Supply of Dailies as per Rules and on Confirmation in Service
- Attractive Performance Linked Incentives
- Reimbursement Towards the Cost of Brief Case/leather bag
LIC ADO 2022 Exam Details
The ADO exam is conducted through three stages, viz Prelims, Mains, and Interview. Candidates between 21 and 30 years (for the General category) are eligible to apply for the post. Age relaxation for the eligible candidates will be given. The candidates of the General/open category will have these three phases. Those candidates who clear the cut-off for prelims and mains only can attend the interview. The LIC agents and employees will have only single phase-Mains. While discussing the exam pattern we have to check with each category available namely, Open Market, LIC Employee Only and LIC Agent /Other than an agent (such as DSE/FSE) Only.
So, these are the job profile for the post of ADO. Hope the article was informative. Aspirants can practice the latest online mock test series 2022 and previous question papers for the upcoming LIC examinations on ENTRI