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The Life Insurance Corporation of India’s (LIC) Housing Finance Limited (HFL) section conducts yearly national level examinations attended by candidates seeking opportunities at the administrative level. The major focus of the HFL department is to implement financial services for construction, housing, and other purposes. The LIC HFL examination is a gateway for aspirants who wish to secure positions such as Associates, Assistant and Assistant Manager in this field.
With two shifts each, the LIC HFL Exam conducted in the first week of October every year has a cut-off rate higher this year as the difficulty level of the exam was from easy to moderate with less number of vacancies.
To find more about the LIC HFL Exam analysis 2022 including shift-wise analysis, subject-wise analysis and expected cut-off, this article below will guide you in understanding the same along with the major highlights, important events and exam pattern.
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LIC HFL Exam 2022: Overview
The table below gives you a glimpse of the particulars and details of the LIC HFL Examination 2022:
| Name of Exam | LIC HFL Exam 2022 |
| Conducted by | Life Insurance Corporation |
| Level of Exam | National |
| Placement | Across the country (India) |
| Mode of Application | Online |
| Exam Phase | Two |
| Official website | https://www.lichousing.com/ |
LIC HFL Exam 2022: Important Events
1: What does the acronym "ATM" stand for in banking?
Following are the important events and tentative dates for the LIC HFL Exam 2022:
| Important events | Tentative dates |
| Official release of notification | To be notified |
| Release of online application | 3rd week of August 2022 |
| Final submission of online application | 1st week of September 2022 |
| Admit card availability | 4th week of September 2022 |
| Date of examination | 1st week of October 2022 |
| Release of examination results | 2nd week of November 2022 |
| Date of interview | 2nd week of December 2022 |
| Declaration of final results | 4th week of December 2022 |
LIC HFL Exam Pattern and Mark Distribution
The LIC HFL Exam 2022 follows a two-level recruitment process which includes the online exam and interview. Qualifying both these levels offers the candidates to be posted for their respective positions.
The LIC HFL 2022 online examination is conducted based on the following pattern and mark distribution:
| Mode of Examination | Online | ||
| Medium | English | ||
| Duration | 2 hours | ||
| Type | Objective | ||
| Total number of Questions | 200 | ||
| Total Marks | 200 | ||
| Marking Scheme | 1 mark for each correct answer.
0.25 mark will be deducted for each incorrect/wrong answer. |
||
| Section-wise marking | |||
| Exam sections | Duration | Total no. of questions | Total marks |
| English | 35 minutes | 50 | 50 |
| General Awareness | 15 minutes | 50 | 50 |
| Logical Reasoning | 35 minutes | 50 | 50 |
| · Quantitative Aptitude – Assistant Manager
· Numerical Ability- Assistant and Associates |
35 minutes |
50 |
50 |
LIC HFL Exam Syllabus 2022
Comprising questions from various areas of learning, awareness, and application, the examination evaluates the candidate’s capability of understanding concepts, reasoning, basic knowledge in arithmetic or current affairs.
The syllabus provided below gives a brief idea of the relevant areas to be covered while preparing for the LIC HFL examination 2022:
| Subjects | Topics |
| English Language | Spotting Errors
Vocabulary Fill in the blanks Para jumbles Para completion Sentence Improvement Sentence Connectors Sentence Completion Cloze Test Reading Comprehension |
| General Awareness | Current Affairs
Financial or Banking Knowledge Static Knowledge |
| Logical Reasoning | Puzzles
Coding-Decoding Alphanumeric Series Seating Arrangement Order and Ranking Inequality Blood Relations Input-Output Distance and Direction Data sufficiency Syllogism Verbal reasoning |
| Quantitative Aptitude/Numerical Ability | Simple & Compound Interest
Profit, Loss & Discount Averages Mathematical Inequality Number Series Data Interpretation Time, Work & Wages Speed, Time & Distance Quadratic Equations Ratio & Proportion Percentages Probability Problem on Age(s) Mixture & Allegations Boats & Streams Pipes and Cisterns Simplification/Approximation |
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LIC HFL Exam analysis
The following sections provide a depiction of the topics and the number of questions covered in both shifts.
LIC HFL Exam: Shift 1
Given below is the exam analysis of shift 1 exam analysis in accordance by each subject:
English Language
| Topic | Number of questions |
| Cloze Test | 8 |
| Fillers | 5 |
| Error Detection | 6 |
| Para Jumbles | 5 |
| Antonym | 4 |
| Synonym | 4 |
| Reading Comprehension | 8 |
| Miscellaneous | 10 |
| Total | 50 |
General Awareness
| Topic | Number of questions |
| General Knowledge | 15 |
| Banking Awareness | 7 |
| Insurance Awareness | 6 |
| Current Affairs | – |
| Total | 50 |
Reasoning
| Topic | Number of questions |
| Coding-Decoding | 5 |
| Alphabetical Series | 5 |
| Number Series | 5 |
| Puzzle | 5 |
| Syllogism | 5 |
| Inequality | 4 |
| Circular Table | 5 |
| Miscellaneous | 16 |
| Total | 50 |
Quantitative Aptitude
| Topic | Number of questions |
| Number Series | 5 |
| Approximation | 4 |
| Simplification | 10 |
| Data Interpretation | 10 |
| Data Sufficiency | 6 |
| Miscellaneous | 15 |
| Total | 50 |
LIC HFL Exam 2022: Shift 2
Given below is the exam analysis of shift 2 exam analysis in accordance to each subject:
English Language
| Topic | Number of questions |
| Cloze Test | 7 |
| Fillers | 6 |
| Error Detection | 5 |
| Para Jumbles | 5 |
| Antonym | 4 |
| Synonym | 3 |
| Reading Comprehension | 10 |
| Miscellaneous | 10 |
| Total | 50 |
General Awareness
| Topic | Number of questions |
| General Knowledge | 8-10 |
| Banking Awareness | 8 |
| Insurance Awareness | 8-6 |
| Current Affairs | 25-30 |
| Total | 50 |
Reasoning
| Topic | Number of questions |
| Coding-Decoding | 6 |
| Alphabetical Series | 5 |
| Number Series | 4 |
| Puzzle | 10 |
| Syllogism | 5 |
| Inequality | 6 |
| Circular Table | 0 |
| Miscellaneous | 14 |
| Total | 50 |
Quantitative Aptitude
| Topic | Number of questions |
| Number Series | 5 |
| Approximation | 5 |
| Simplification | 12 |
| Data Interpretation | 8 |
| Data Sufficiency | 5 |
| Miscellaneous | 15 |
| Total | 50 |
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LIC HFL Exam 2022: Subject-wise analysis
Subject-wise analysis of the LIC HFL 2022 given below will provide a comprehensive track on the accuracy level, difficulty level and possible attempt of questions:
- English Language
Under this section, the candidates had to answer based on two Reading Comprehension. The level of difficulty of this section for the exam was moderate. The possible attempt of questions by a candidate for this section is 31 to 36 questions. The total mark for these 50 MCQ-type questions is 50 marks.
- General Awareness
This section mainly focused on Current Affairs. The level of difficulty of this section for the exam was easy to moderate. The possible attempt of questions by a candidate for this section is 31 to 36 questions.
- Reasoning
Under this section, the candidates had to answer questions from coding-decoding, syllogism and puzzles. The level of difficulty of this section for the exam was easy to moderate. The possible attempt of questions by a candidate for this section is 33 to 40 questions.
- Quantitative Aptitude
This section mainly focused on data interpretation and number series. The level of difficulty of this section for the exam was moderate. The possible attempt of questions by a candidate for this section is 29-33 questions.
LIC HFL Exam 2022: Expected Cut-off
Depending on factors namely exam level, applicants and the number of vacancies, the cut-off marks may vary. Given below is the expected cut-off mark for each subject:
| Subject | Expected Cut-Off |
| English | 15-25 marks |
| General Awareness | 15-25 marks |
| Logical Reasoning | 15-25 marks |
| Quantitative Aptitude / Numerical Ability | 15-25 marks |
| Total | 60-100 marks |
The online examination, interview and medical examination are the steps involved in the selection procedure by the Life Insurance Corporation of India’s Housing Finance Limited department. Once the candidate clears the personal interview, they are qualified to appear for the medical examination. The candidates have to clear the minimum cut-off marks for both the online examination and personal interview.
LIC HFL 2022 is a major exam that will be a turning point in one’s career for those aspiring to secure positions in the Life Insurance Corporation of India. ENTRI APP is here to help you achieve all your aspirations as it is important that the candidates must never miss out on regular updates, learning with the right resources and gaining an analytical understanding of various such competitive examinations.
