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The Central Bank of India has announced the Credit Officer Recruitment 2025, and candidates preparing for the exam must be well-versed with the syllabus and exam pattern. This blog provides a detailed breakdown of the exam structure, subject-wise syllabus, and important preparation tips.
Central Bank of India Credit Officer 2025:- Key Highlights
Feature | Details |
---|---|
Total Vacancies | 1000 (Category-wise distribution available in the official notification) |
Post Name | Credit Officer (General Banking) |
Grade | Junior Management Grade Scale I (JMGS-I) |
Pay Scale | Rs. 48,480 – 85,920 (including increments and allowances) |
Application Mode | Online |
Official Website | Central Bank of India |
Central Bank of India Credit Officer: Important Dates
1: What does the acronym "ATM" stand for in banking?
Event | Date |
Online Application Start Date | January 30, 2025 |
Last Date to Apply | February 20, 2025 |
Online Exam Date | To be announced later |
Interview Date | To be informed later |
Central Bank of India Credit Officer: Exam Pattern
The selection process for the Credit Officer (General Banking) in Junior Management Grade Scale I (JMGS-I) consists of:
- Online Examination (Objective & Descriptive Test)
- Personal Interview
Structure of Online Examination
Section | No. of Questions | Marks | Time |
---|---|---|---|
English Language | 30 | 30 | 25 min |
Quantitative Aptitude | 30 | 30 | 25 min |
Reasoning Ability | 30 | 30 | 25 min |
General Awareness (Banking) | 30 | 30 | 15 min |
Descriptive (Letter Writing & Essay) | 2 | 30 | 30 min |
Total | 122 | 150 | 2 hours |
Note: There is no negative marking in the exam.
Central Bank of India Credit Officer: Syllabus
1. English Language
- Reading Comprehension
- Cloze Test
- Para Jumbles
- Sentence Correction
- Fill in the Blanks
- Synonyms & Antonyms
- Error Detection
2. Quantitative Aptitude
- Number Series
- Data Interpretation
- Simplification & Approximation
- Quadratic Equations
- Profit & Loss
- Time & Work
- Probability & Permutations
- Ratio & Proportion
3. Reasoning Ability
- Syllogism
- Seating Arrangement
- Puzzles
- Blood Relations
- Coding-Decoding
- Logical Reasoning
- Input-Output
- Data Sufficiency
4. General Awareness (Banking Focused)
- Banking Terminologies
- Current Affairs (Financial & Banking Sector)
- RBI Policies & Monetary Instruments
- Government Schemes Related to Banking
- Static Banking Awareness
- Budget & Economic Survey
5. Descriptive Test (English Writing Skills)
- Letter Writing (Formal & Informal)
- Essay Writing on Banking/Financial Topics
Central Bank of India Credit Officer: Syllabus PDF
Interview Round
Candidates who qualify the online examination will be called for a personal interview, which carries 50 marks. The minimum qualifying marks for the interview are:
- 50% for General/EWS candidates
- 45% for SC/ST/OBC/PWD candidates
Central Bank of India Credit Officer Vacancy 2025
Post Name: Credit Officer in Mainstream (General Banking)
Grade/Scale: Junior Management Grade Scale I (JMGS-I)
Category-wise Distribution of Vacancies:
Category | SC | ST | OBC | EWS | GEN | Total |
---|---|---|---|---|---|---|
Vacancies | 150 | 75 | 270 | 100 | 405 | 1000 |
Reservations for Persons with Benchmark Disabilities (PwBD):
- HI (Hearing Impaired): 10
- VI (Visually Impaired): 10
- OC (Orthopedically Challenged): 10
- ID (Intellectual Disability): 10
Central Bank of India Credit Officer: Eligibility Criteria
Educational Qualification
- A Graduation Degree in any discipline with at least 60% marks (55% for SC/ST/OBC/PWBD candidates) from a recognized university.
- Valid mark sheet and degree certificate at the time of application.
Age Limit (as of November 30, 2024)
- Minimum Age: 20 years
- Maximum Age: 30 years
- Age relaxation is applicable as per government norms for SC/ST/OBC/PWD candidates.
Nationality
Candidates must be:
- A citizen of India
- A subject of Nepal or Bhutan
- A Tibetan refugee (arrived before January 1, 1962)
- A person of Indian origin migrated from select countries (as mentioned in the official notification)
Click here to know more about the upcoming Bank exams!
Preparation Tips
- Understand the exam pattern: Familiarize yourself with the section-wise marking scheme.
- Practice mock tests: Attempt previous year papers and online quizzes to improve speed and accuracy.
- Stay updated with banking news: Read newspapers and financial news for current affairs.
- Focus on weak areas: Identify and work on sections where improvement is needed.
- Improve writing skills: Practice letter and essay writing for the descriptive test.
The Central Bank of India Credit Officer Exam 2025 requires thorough preparation and a strategic approach. A clear understanding of the syllabus and exam pattern will help candidates achieve success. Stay focused, practice consistently, and keep an eye on official notifications for updates.
Click here to know more about the upcoming Bank exams!