NICL AO Eligibility Criteria 2025

The National Insurance Company Limited (NICL) conducts the NICL AO recruitment exam every year for the post of Administrative Officer. NICL is one of the leading public sector general insurance companies in India under the Ministry of Finance. The NICL AO exam is one of the most anticipated insurance sector exams in the country and receives lakhs of applications every year.

NICL AO 2025 is a great opportunity for candidates aspiring for a stable and rewarding career in the insurance industry. The post of Administrative Officer offers excellent salary packages, allowances, and career growth. To apply for the post, candidates must meet certain eligibility requirements specified in the official notification.

In this blog, we will discuss in detail the NICL AO Eligibility Criteria 2025, including age limit, educational qualification, nationality, and reservation for PwD candidates. Every aspirant is required to satisfy these criteria before applying for the NICL AO exam.

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NICL AO 2025 Notification: Overview

Here is a quick summary of NICL AO 2025 eligibility and recruitment details:

NICL AO Eligibility Criteria 2025

The eligibility criteria for NICL AO is broadly divided into four categories:

1. Nationality

2. Age Limit

3. Educational Qualification

4. PwD Reservation

Let us look at each of them in detail.

NICL AO Nationality

The candidate applying for the NICL AO 2025 exam must be one of the following:

• A citizen of India, OR

• A subject of Nepal, OR

• A subject of Bhutan, OR

• A Tibetan refugee who came to India before 1st January 1962 to permanently settle in India, OR

• A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries (Kenya, Uganda, Tanzania, Malawi, Zambia, Ethiopia, Zaire), and Vietnam with the intention of permanently settling in India.

👉 Candidates falling under categories other than Indian citizens must produce a certificate of eligibility issued by the Government of India.

NICL AO Age Limit 2025

The NICL AO age limit as per the 2025 notification is:

• Minimum Age: 21 years

• Maximum Age: 30 years

This means candidates must have been born not earlier than 2nd August 1995 and not later than 1st August 2004 (both dates inclusive).

NICL AO Age Relaxation

Certain categories of candidates are entitled to relaxation in the upper age limit. The details are as follows:

👉 Age relaxation benefits are only applicable upon submission of valid supporting documents at the time of verification.

NICL AO Educational Qualification 2025

Candidates must hold the required academic qualifications as tabulated below. The educational qualification depends on the discipline in which a candidate is applying:

👉 Final year students are not eligible unless their results are declared before the cut-off date.
👉 Candidates must ensure they meet the percentage requirements as NICL strictly follows eligibility criteria.

NICL AO Reservation for PwD Candidates

As per Government of India guidelines, NICL provides reservation to persons with benchmark disabilities (PwBD). The categories identified as suitable for NICL AO posts include:

1. Blindness & Low Vision (VI)

   • Blindness: Total absence of sight, or visual acuity less than 3/60.

   • Low Vision: Limitation of the field of vision up to 40 degrees.

2. Deaf & Hard of Hearing (HI)

   • Hearing loss of 60 decibels or more in the better ear.

3. Locomotor Disability (LD) including cerebral palsy, dwarfism, leprosy cured persons, acid attack victims.

4. Intellectual Disability (ID)

   • Specific learning disability, autism spectrum disorder, and mental illness.

👉 PwBD candidates must present a valid disability certificate issued by a competent authority as per RPWD Act, 2016.

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NICL AO Eligibility – Additional Points

• Language Proficiency: Candidates must be proficient in the regional language of the state/UT they are applying for.

• Computer Knowledge: Basic working knowledge of computers is desirable for Generalists and mandatory for IT Specialists.

• Multiple Applications: Candidates can apply for only one discipline. Multiple applications will be rejected.

NICL AO Apply Online 2025

Eligible candidates can apply online for NICL AO 2025 by following these steps:

1. Visit the official NICL website – www.nationalinsurance.nic.co.in.

2. Click on “Recruitment” and select “NICL AO 2025 Apply Online.”

3. Register as a new user with basic details like name, email ID, and phone number.

4. Fill in personal, educational, and professional details as required.

5. Upload scanned copies of photograph, signature, thumb impression, and handwritten declaration.

6. Pay the application fee online through debit card, credit card, net banking, or UPI.

7. Submit the application form and take a printout for future reference.

NICL AO Application Fee 2025

👉 Fees once paid will not be refunded under any circumstances.

The NICL AO exam is one of the most prestigious insurance sector recruitment processes in India. Candidates aspiring for this post must carefully go through the NICL AO Eligibility Criteria 2025 before applying. Nationality, age limit, educational qualification, and PwD reservations are crucial aspects of eligibility. Applications of candidates not meeting these requirements will be rejected.