Interviews are usually nerve-wracking. Mounted tensions, and anxiety on what to expect, and how to act make them nightmares for most of us. Secured jobs are the dreams of many, so while facing an interview board for grabbing that dream nervousness is unsurprising. The interview is the last hurdle for the aspirants before the Probationary Officer job in the State Bank of India (SBI). The SBI PO interview questions are predictable to a large extend. This same predictability makes it tough too. Rather than the knowledge, candidates spontaneity will be the on check. The questions can vary from your the story behind your name to the recent trade war. So be prepared, at least to answer some of them. While facing the interview board try to be calm and composed. Avoid random wild guesses, and petty jokes the board may not entertain them and you may lose your opportunity. These simple things will take a toll on your marks, and your winning probability.
SBI PO Interview Questions
The interview is the last hurdle for the candidates. Like the IBPS PO interview, the SBI PO interview also has two categories of questions. One can expect questions from all sorts, from your personal life to international monetary policies. Try to be familiar with world affairs especially the market news. While the first category is all about you, its to break the ice, and to assess your communication strength. This section is repetitive in nature, and with little much effort, you can crack this shell. The self-introduction and details about the native town will be asked to relax the candidates. You can easily frame good responses for these questions with 5 -7 sentences. Try no to have long responses, crisp and clear should be your aim. Here we are bringing you a list of questions faced by the previous batches. Don’t just rely on them, but make sure that you know at least this much. Nobody is perfect, and no one can answer all the questions. Be calm, and respond as you know. If you don’t know how to answer any question, convey it to the board, the same goes for the unclear questions. Don’t jump on to fire without understanding what they are asking.
SBI PO Interview: Personal Questions
- Introduce yourself
- What is the speciality of your state(or town)?
- Questions about your family background
- About the graduation discipline
- If you are a non-commerce graduate, you can expect questions about why you want to pursue a banking career?
- Plans for your future, like in a career and education
- Why we hire you?
- Why do you want to work in a bank?
- Questions about your experiences, if any.
- Comments on Flexible work hours, and fixed working hours
- How you are going to cope up with the work pressure?
- How do you justify that a non-commerce graduate(if you are one) is pursuing a banking career?
- Expect some questions from the current affairs (Make reading newspapers your habit)
- About different schemes of the government, try to read about them( like Pradhan Mantri Jan Dhan Yojana, Kisan Credit Card, etc..)
- Different types of products offered in a bank
- How SBI is different from banks like ESAF
- Opinion on bank merging
- Terms like Repo rate, Reverse Repo rate, Marginal Standing Facility Rate, Bank rate, Policy Rate: learn the latest rates, and what they are. You can refer the RBI official website for the latest rates.
- Difference between Cash reserve Ratio, and Statutory liquidity ratio.
- Fiscal deficit, monetary policy, and the budget
- Currency Deterioration
- Why the US Dollar is considered as the base to calculate the value of any currency
- International Market Scenario
- USA- China Trace War, and its impact on other economies
- Different types of cheques, accounts
- Role of RBI, SEBI, IRDA, etc
- Important banking terms like NEFT, RTGS their differences
- The need for PAN card
- Income tax filing
- Functions of banks other than taking deposits and giving out loans
- Opinion about the NPAs and money laundering
- AADHAAR Seeding Account, why the seeding is required?
- Zero balance accounts
- Credit cards, debit cards, payment systems
- Payment apps (BHIM, Google Pay, Paytm etc) – pros and cons over traditional banking
- Banking Charges for the transactions
- Expect questions from the recent world affairs and economic reforms
- CIBIL Scores, e-KYC
- Stock Markets, Equity, Derivatives, and Hybrid Markets
Apart from this, you can expect some random General questions like:
- Why is the government not able to bring tribals to the mainstream in Andaman islands?
- Views on Bharatratns for Vir Savarkar?
- Goorkhaland agitation, Jatt agitation, and its impact on the Indian economy?
- Why India has a huge gap between its import-export trade bills?
- Opinion on population control.
- Suggestions for curbing inflation.
Entri wishes you all the best for your upcoming examinations. Start your Preparation today itself. Entri will help you with thousands of questions. Attempt mock tests, analyze yourselves to improve your success rate.