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The Central Bank of India, a leading public sector bank, has officially announced its recruitment drive for the post of Credit Officer (Junior Management Grade Scale I) for 2025. This is a golden opportunity for aspiring candidates looking to build a career in the banking sector. With 1000 vacancies announced, it is a great opportunity for interested and eligible candidates. The application link for the Central Bank Credit Officer Recruitment 2025 has been activated on 30 January 2025 and candidates will be able to submit the application forms by 20 February 2025.
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Central Bank of India Credit Officer Recruitment 2025:- Key Highlights
Feature | Details |
---|---|
Total Vacancies | 1000 (Category-wise distribution available in the official notification) |
Post Name | Credit Officer (General Banking) |
Grade | Junior Management Grade Scale I (JMGS-I) |
Pay Scale | Rs. 48,480 – 85,920 (including increments and allowances) |
Application Mode | Online |
Official Website | Central Bank of India |
Central Bank of India Credit Officer: Important Dates
1: What does the acronym "ATM" stand for in banking?
Event | Date |
Online Application Start Date | January 30, 2025 |
Last Date to Apply | February 20, 2025 |
Online Exam Date | To be announced later |
Interview Date | To be informed later |
Central Bank Credit Officer Recruitment 2025 Notification PDF
Central Bank Credit Officer Recruitment 2025 is for the post of Credit Officer in the Mainstream (General Banking). Candidates having a Graduation Degree in any discipline and are in the age group of 20-30 Years are eligible for the recruitment. The selection will be based on the performance in the online exam including the Descriptive Test and Personal Interview. In the given section, we have provided the direct link to download the Central Bank of India Credit Officer Recruitment 2025 Notification PDF.
How to Apply for Central Bank of India Credit Officer Post
Application Process:
- Visit the Official Website
- Go to the Central Bank of India website:
https://centralbankofindia.co.in/en - Click on the “Recruitment” tab and select “CLICK HERE TO APPLY ONLINE FOR CREDIT OFFICERS-PGDBF CENTRAL BANK OF INDIA”
- This will open the online application form:
https://ibpsonline.ibps.in/cbicojan25
- Go to the Central Bank of India website:
- New Registration
- Click on “CLICK HERE FOR NEW REGISTRATION”
- Enter basic details to generate a Provisional Registration Number and Password
- This information will be sent via Email & SMS
- Upload Documents
Candidates need to upload the following:- Photograph
- Signature
- Left thumb impression
- Handwritten declaration (as per format)
- Disability certificate (if applicable)
- Fill the Application Form
- Carefully enter personal, educational, and professional details
- Verify all details using the “Save and Next” option before submission
- No changes will be allowed after final submission
- Payment of Application Fees
- Fees must be paid online via Debit Card, Credit Card, Internet Banking, UPI, or Mobile Wallets
- Application Fees:
- ₹150 + GST (for SC/ST/PwBD/Women candidates)
- ₹750 + GST (for General & OBC candidates)
- Take a printout of the payment receipt
- Final Submission
- Click on “Complete Registration”
- Take a printout of the submitted application form for future reference
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Join Now!Central Bank of India Credit Officer Vacancy 2025
Post Name: Credit Officer in Mainstream (General Banking)
Grade/Scale: Junior Management Grade Scale I (JMGS-I)
Category-wise Distribution of Vacancies:
Category | SC | ST | OBC | EWS | GEN | Total |
---|---|---|---|---|---|---|
Vacancies | 150 | 75 | 270 | 100 | 405 | 1000 |
Reservations for Persons with Benchmark Disabilities (PwBD):
- HI (Hearing Impaired): 10
- VI (Visually Impaired): 10
- OC (Orthopedically Challenged): 10
- ID (Intellectual Disability): 10
Central Bank of India Credit Officer: Eligibility Criteria
Educational Qualification
- A Graduation Degree in any discipline with at least 60% marks (55% for SC/ST/OBC/PWBD candidates) from a recognized university.
- Valid mark sheet and degree certificate at the time of application.
Age Limit (as of November 30, 2024)
- Minimum Age: 20 years
- Maximum Age: 30 years
- Age relaxation is applicable as per government norms for SC/ST/OBC/PWD candidates.
Nationality
Candidates must be:
- A citizen of India
- A subject of Nepal or Bhutan
- A Tibetan refugee (arrived before January 1, 1962)
- A person of Indian origin migrated from select countries (as mentioned in the official notification)
Central Bank of India Credit Officer: Selection Process
The recruitment process consists of:
- Online Examination: Objective & Descriptive test (Total 150 marks)
- Personal Interview: 50 marks (Minimum qualifying marks: 50% for General, 45% for SC/ST/OBC/PWD)
Exam Pattern
Section | No. of Questions | Marks | Time |
English Language | 30 | 30 | 25 min |
Quantitative Aptitude | 30 | 30 | 25 min |
Reasoning Ability | 30 | 30 | 25 min |
General Awareness (Banking) | 30 | 30 | 15 min |
Descriptive (Letter Writing & Essay) | 2 | 30 | 30 min |
Total | 122 | 150 | 2 hours |
Note: No negative marking in the exam.
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Join Now!Training & Bond Period
- Candidates must complete a 1-year Post-Graduate Diploma in Banking & Finance (PGDBF) before being inducted.
- Training includes 9 months of classroom training and 3 months of on-the-job training.
- Course fee (Rs. 3-4 lakhs) can be self-funded or taken as an education loan from Central Bank of India.
- Candidates must serve a minimum 5-year bond period or pay back training expenses if they resign early.
Final Selection & Job Location
- Based on combined scores of Online Test & Interview.
- Selected candidates will be placed anywhere in India.
- Initial probation period: 2 years.
Click here to know more about the upcoming Bank exams!
Exam Pattern for Central Bank of India Credit Officer Post
The selection process consists of two stages:
- Online Examination (Objective + Descriptive Test)
- Personal Interview
Structure of Online Examination:
The exam will be conducted online and consists of five sections:
Sr. No. | Name of Test | No. of Questions | Maximum Marks | Medium of Exam | Time Allotted |
---|---|---|---|---|---|
1. | English Language | 30 | 30 | English | 25 minutes |
2. | Quantitative Aptitude | 30 | 30 | English & Hindi | 25 minutes |
3. | Reasoning Ability | 30 | 30 | English & Hindi | 25 minutes |
4. | General Awareness (Banking Industry) | 30 | 30 | English & Hindi | 15 minutes |
Total (Objective) | 120 | 120 | Total: 90 minutes | ||
5. | Descriptive Paper (Letter Writing & Essay) | 2 | 30 | English | 30 minutes |
Grand Total | 122 | 150 | Total: 120 minutes |
- There is no negative marking for incorrect answers.
- Descriptive Paper (Letter Writing & Essay) may be evaluated using an automated scoring mechanism.
- The cut-off score for each section will be determined by the bank based on the number of vacancies.
Central Bank of India Credit Officer Syllabus
1. English Language:
- Reading Comprehension
- Cloze Test
- Para Jumbles
- Error Spotting
- Sentence Improvement
- Fill in the Blanks
- Synonyms & Antonyms
- Sentence Rearrangement
- Essay Writing
- Letter Writing (Formal & Informal)
2. Quantitative Aptitude:
- Simplification & Approximation
- Data Interpretation (Pie Charts, Line Graphs, Bar Graphs, Tables)
- Number Series
- Quadratic Equations
- Profit & Loss
- Time & Work
- Speed, Time & Distance
- Ratio & Proportion
- Percentage & Average
- Simple & Compound Interest
- Probability & Permutation Combination
- Mixture & Allegations
3. Reasoning Ability:
- Puzzle & Seating Arrangement
- Syllogism
- Blood Relations
- Direction Sense
- Coding-Decoding
- Inequalities
- Statement & Assumptions
- Logical Reasoning
- Data Sufficiency
4. General Awareness (Banking Industry):
- Banking Terms & Concepts
- RBI Functions & Monetary Policy
- Indian Financial System
- Current Affairs (Last 6 Months)
- Government Schemes Related to Banking
- Important Banking Acts (RBI Act, Banking Regulation Act)
- Budget & Economic Survey
- International Organizations (IMF, World Bank, etc.)
5. Descriptive Test (Letter Writing & Essay):
- Letter Writing (Formal & Informal)
- Essay Topics (Related to Banking, Economy, Financial Inclusion, Digital Banking, etc.)
Interview Process
- Total Marks for Interview: 50
- Qualifying Marks:
- 50% for General/EWS
- 45% for SC/ST/OBC/PwBD
- Candidates shortlisted from the online test will be called for Personal Interview.
The Central Bank of India Credit Officer Recruitment 2025 presents an excellent career opportunity for graduates aspiring to work in the banking sector. Interested candidates should start their preparation early and apply within the given timeline. Stay updated with the official website for any latest notifications.
Enroll in Kerala's Top-rated Bank Coaching Program!
Are you ready to take your banking career aspirations to new heights? Join Entri App's Bank Exam Coaching program to kickstart your preparations!
Join Now!Frequently Asked Questions
1. What is the last date to apply for the Central Bank of India Credit Officer 2025?
Ans: The last date to apply online is 20th February 2025.
2. How many vacancies are available for the Credit Officer post?
Ans: There are 1000 vacancies for Credit Officer in Junior Management Grade Scale I.
3. What is the eligibility criteria for this recruitment?
Ans: Candidates must have a graduation degree with 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university.
4. What is the age limit for applying?
Ans: Candidates must be between 20 to 30 years as of 30th November 2024. Age relaxation applies as per government rules.