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Home Articles

Bank PO vs IT Industry Jobs – Know the Difference

by Aryalakshmi
August 17, 2020
in Articles, Banking
Bank PO vs IT Industry Jobs - Know the Difference
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Table of Contents

  • Job security
  • Growth Prospects
  • Area of Interest
  • Salaries and Perks

All of us desires a job that is not only comfortable but keeps challenging us and hence gives us growth. Moreover, we aspire for a job that helps us utilize our full potential and give a sense of purpose. Here, we will understand the job profile of both of them in detail.  Know the Difference – Bank PO vs IT Industry Jobs. Remember, before analyzing these jobs, to examine yourself and your interests. One should make sure they suit in that place, which will help to perform better.

Bank vs IT Industry jobs - Know the difference

Take a free mock test for IBPS PO exam here

While Bank PO is the post of a Probationary Officer, one of the highest entry-level job profiles in the banking sector, the IT Industry is mostly led by Engineers but there are new career options coming up in this industry as well. Check out these in detail:

Job security

  • IT sector has it’s limitations, and job curtailment looms large over them. They need to attain targets and work for flexible hours, depending on the project they are working with. 
  • There are a vast number of opportunities opening up in IT firms, but they possess a risk of uncertainty in this sector compared to Bank PO jobs.
  • The banking sector, however, provides a promising future, even amid this pandemic.  Banking being the custodian of all the deposits and loans and going with the core principle: ”no matter what we do, money still needs to be in the banks” holds and is not bound to be disrupted anytime soon. The financial security, work-life balance it offers, and social status in our economy are perks of a banking career.

Growth Prospects

  • It takes around ten years of blood and sweat to reach a managerial position in an IT firm. Even then, your future might be at risk because the fluctuations in this sector are unpredictable.  IT industry is prone to market forces and any day can very well be your last day at the firm. This coupled with the automation revolution has rendered thousands if not millions of IT industry stewards useless. To improve bottom lines, companies are reducing the flab and are going agile, making mass firings a norm.
  • When you join as a probationary officer in Public Sector Banks(PSB), there is a high chance of getting promoted to the post of Branch Manager and even as Chairman if you are fortunate enough. Internal Exams and Interviews conducted at regular intervals of time give a much higher scope of growth compared to many other job sectors.

Area of Interest

  • Any job in the IT sector requires a primary interest in coding and keep learning the latest advancements happening in the IT sector. The more you are efficient in handling code and logic related to that, the higher you will be successful in this sector. Moreover, it might be difficult if you don’t have a base on the subject. Say, for example, in the case of B-tech students other than IT/CS, it might be a bit difficult to cope up with this fast-growing industry.
  • Whereas in the case of the banking sector, though there is an edge for candidates with a degree in commerce, any graduate can quickly get into this track within the probationary period.

Salaries and Perks

  • The main attraction in the Banking sector is the salary and other additional benefits offered by this job. The starting salary for PO is higher compared to many entry-level IT jobs. The Bank PO salary mostly ranges between Rs. 7 lacs to Rs. 10 lacs per annum for a Public Sector Bank and Rs.4 lacs to Rs.7 lacs per annum for a Private Sector Bank in the initial years. Apart from the salary, perks like HRA, Medical Allowance, Travel Expenses, Pensions, etc. are provided. 
  • Software engineers earn anywhere from ₹10,000 per month to ₹5 L per month, even more in some cases. The bonus depends on your efficiency or skills. 

Click here to know the Best Government jobs for 12th pass 

To sum up, this article gives you an idea about the job profile and perks in both these different career options. The Entri app is providing coaching for all the upcoming Bank PO/ Government exams. We have the best set of faculty, and the satisfaction and support of our students enrolled in various courses help us move forward to help you achieve your dreams.

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Aryalakshmi

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