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Daily Practice Quiz 56 – Free Mock Test 2022 for Bank Exam

by Entri
April 14, 2022
in Articles, Banking, Banking Quiz, Entri Daily Quiz Practice
Daily practice quiz 56 bank 2022
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Banking jobs are one of the prestigious jobs amongst youth in India. Job security and high status makes it popular and highly competitive. So, the candidate should start preparation right away to ensure success in the exam. In order to crack the exam, Aspirants should be well versed with latest exam pattern and trends. So Entri provides you Daily Practice quiz which will help you in preparation for IBPS, SBI, RBI, NABARD and other banking exams. Attempting daily Banking quiz will help the candidate to have an idea about the exam pattern and time taken to attempt the quiz.  So start practicing daily quiz right away to achieve success in the examination!

Daily Practice Quiz 56 – Free Mock Test 2022 for IBPS, SBI, RBI and Other Bank Exams

1. Read the given passage carefully and answer the questions that follow:

When Panagiotis Korfoksyliotis set up a business in Athens in 2011, ferrying tourists around by car, he hoped to do his bit to help Greece emerge from its deep recession. He says he paid his staff a decent wage and declared all his earnings. Unfortunately, the taxman did not repay the kindness. Sharp increases in business taxes have
prompted Mr Korfoksyliotis to pack his bags and move his company and his life to Bulgaria. Now he employs drivers to take foreign visitors around that country’s tourist spots instead. He is part of a growing trend. In recent years Greek governments desperate for cash have sought to squeeze it from companies, despite evidence that this is driving them away to places like Bulgaria, Cyprus and Albania. The combination of a deep recession and rising taxation has meant that by some estimates more than 200,000 businesses have closed or in some cases left Greece since then. Between 2009 and 2014 the taxable profits declared by the country’s businesses fell by more than €5 billion ($5.6 billion) to €10 billion. Precise figures are hard to find, but accountants, lawyers and businesspeople reckon that perhaps as many as 10,000 Greek-owned firms have moved abroad. In a recent survey of 300 firms, Endeavor Greece, a non-profit organisation that helps entrepreneurs, found that more than a third had either left or were thinking about going. Venetis, a bakery chain, recently said that, because of high taxes and capital controls, it will focus more on opening shops abroad than in Greece. Even if they have kept their Greek operations going, some multinationals have moved their headquarters. Fage International, a dairy firm, said in 2012 when taxes started to rise, that it would move its base to Luxembourg. That year Coca-Cola Hellenic, which distributes the American giant’s soft drinks in 28 mostly European countries, moved its base from
Athens to Zug in Switzerland. In 2013 Viohalco, a metal-processor moved its head office to Brussels. The latter two firms say that the main reason was to improve their access to capital. But Greece’s sharp tax rises were hardly an inducement to stay. Other euro-crisis countries, such as Portugal and Ireland, cut business taxes or kept them low, to encourage investment and growth. (Portugal’s corporation-tax revenues are only slightly below where they were, as a share of GDP, before the global financial crisis.) But Greece has raised its corporation-tax rate from 20% in 2012 to 29% in 2015, even though international lenders such as the IMF will surely have advised against this. Greece’s tax rise makes Bulgaria’s rate of just 10% even more alluring; likewise Cyprus’s 12.5% rate and Albania’s 15%. The country’s neighbours are delighted that it is sending business their way. Panagiotis Pantelis, an accountant in Athens, says he has been busy in recent weeks meeting officials from neighbouring countries on behalf of clients looking to move out. Alexandros Ziniatis of Viva Trust, a firm that advises businesses seeking to relocate within Europe, reports similarly brisk interest from Greek companies. The new leader of Greece’s conservative opposition, Kyriakos Mitsotakis, has condemned the tax rises on business as counterproductive. But the left-wing ruling coalition is not listening. It is now proposing a 20% rise in a levy on companies’ profits that goes toward pensions. Carry on in this vein, and there will not be many businesses or much profit, left to tax.

A. Which of the following have been the consequences of the recession in Greece?

I. Despite having their businesses running in Greece, many countries moved their headquarters to foreign countries.
II. A large number of companies closed because they were unable to pay the exorbitant taxes.
III. Behind the excuse of accessing finance smoothly in foreign countries, many companies moved their headquarters to other countries in order to escape high taxations in Greece.
IV. The Greek government, in order to encourage investment and growth, levied unbearable amounts of taxes on companies.

A. I and IV
B. I and II
C. II, III and IV
D. I, II and III
E. All of these

Answer: D-I, II and III

B. With reference to the passage, what does the movement of Mr Korfoksyliotis’ company and his life to Bulgaria convey?

A. Greece is no more business-friendly as the government is arbitrarily imposing inordinate taxes.
B. Mr Korfoksyliotis will get better opportunities for investment in Bulgaria than in Greece.
C. Given that Bulgaria has not been badly affected by the European crisis, it has become a one- stop destination for the business companies from various countries that have been hit by the crisis.
D. The tax agencies in Greece tricked Mr Korfoksyliotis into paying an unreasonable amount of taxes.
E. The recession in Greece threatened the profits of businessmen like Mr Korfoksyliotis, who were left with no other alternative but migration.

Answer: A-Greece is no more business-friendly as the government is arbitrarily imposing inordinate taxes. 

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C. Which of the following describes the author’s opinion on the crisis being faced by Greece?

A. The recession is temporary, and given the measures being taken by the Greek government, it wouldn’t last long.
B. Among all the European countries which have been engulfed by the economic crises, Greece would be the last one to come out of it.
C. With the hysteric tax imposition on the business companies, it would not take much time before Greece runs out of such companies.
D. The Greek government must call for financial aids from the neighbouring countries, which are flourishing with business companies that have abandoned Greece.
E. The author will not agree with any of the given options.

Answer: C-With the hysteric tax imposition on the business companies, it would not take much time before Greece runs out of such companies.

D. Which of the following is the central idea of the passage?

A. By 2018, the taxable profits of Greece’s businesses will fall by more than €20 billion, if the government does not control taxation.
B. The only ray of hope for the economically falling Greece is the election of the Conservative Party
C. The reckless tax imposition on businesses has marred the economy of an already recession-hit Greece.
D. It is time that businesses leave Greece and settles in the neighbouring countries if they have to survive.
E. The European crisis is the major cause behind the recession in Greece, and given the unfavourable conditions, the steps that are being taken by the government do not have any alternatives.

Answer: C-The reckless tax imposition on businesses has marred the economy of an already recession-hit Greece.

E. Which of the following is true in the context of the passage? 

A. The Greek government levied unjustifiable amounts of business tax on companies in the face of acute cash crunch in the country due to the ongoing recession in the country.
B. Despite the imposition of excessive tax by the government on business companies, not a single company migrated to other countries.
C. Greece, unlike any other European country, has been a victim of the European Crises.
D. As a consequence of the withdrawal of many companies, the Greek government is busy formulating plans to get the company back.
E. None of the given options is true in the context of the passage.

Answer: A-The Greek government levied unjustifiable amounts of business tax on companies in the face of acute cash crunch in the country due to the ongoing recession in the country.

2. In the given question four statements are given in the options. One idiom or phrase is used in all of the statements; pick up the statement in which the idiom/phrase has been used correctly. If the usage is
incorrect in all the statements, then your answer as option ‘E’ i.e., ‘None of these’.

A. Maya did not prepare the lesson and kept on grasping at straws when the teacher asked her a question.
B. The detective is grasping at straws because through surprisingly enough, there’s practically no evidence at the crime scene.
C. Grasping at straws is an activity which is mostly liked by children at playschool.
D. When the boat toppled over, David used the row in order to grasp at straws and save himself from drowning
E. None of these.

Answer: B-The detective is grasping at straws because through surprisingly enough, there’s practically no evidence at the crime scene. 

3. In the given question four statements are given in the options. One idiom or phrase is used in all of the statements; pick up the statement in which the idiom/phrase has been used correctly. If the usage is
incorrect in all the statements, then your answer as option ‘5’ i.e., ‘None of these’

A. Aryan is quite untrustworthy, he leaves you holding the baby while you assume that he has gone to fetch medicines.
B. Exhausted from the hectic schedule, Rohan early from the office, leaving me holding the baby.
C. Pooja left me holding the baby as she had to accomplish some urgent task at her workplace.
D. When the customer started complaining about the deterioration of the quality of the product, my senior vanished and left me holding the baby.
E. None of these

Answer: D-When the customer started complaining about the deterioration of the quality of the product, my senior vanished and left me holding the baby.

4. In the given question four statements are given in the options. One idiom or phrase is used in all of the statements; pick up the statement in which the idiom/phrase has been used correctly. If the usage is
incorrect in all the statements, then your answer as option ‘5’ i.e., ‘None of these’

A. The outcome of the contest was completely unpredictable, so we decided to play it by ear.
B. Parul is a connoisseur of Indian classical music and a fabulous singer, and she also well- rehearsed in playing it by ear.
C. Playing it by ear has become a routine of Priyansh while dealing with his clients, a habit which can land him into jail.
D. At the dinner function organised at my friend’s house, the orchestra played it by ear and mesmerised the whole audience.
E. None of these.
Answer: A-The outcome of the contest was completely unpredictable, so we decided to play it by ear.

5. Study the given information carefully :

In the given question, three phrases are given below the question statement. Choose the phrase(s) that can be placed in the given blank so as to make a meaningful and grammatically correct sentence.

A. ——- running for a fifth term, which few people expect her to seek.
I. She brushed aside a question as to whether she would rule out the idea of
II. She categorically chose not to answer questions on the possibility of
III. She entertained quite a few questions on her plans to participate in the election amidst the rumours that she would not be

A. Only II
B. Only III
C. Both II and III
D. Both I and III
E. All of these
Answer: E-All of these

Free Bank Mock Test PDF 2022

Click the below link to download Free Bank Mock Test PDF Online!

Download Free Bank Mock Test PDF with Solution

 You will be able to score high in the examination if you practice quizzes and mock test regularly.  Attending daily quiz will help you in improving accuracy, speed and confidence-level. After attempting the quiz, you will be able to identify the weak areas and Entri will help you improve on that section. Stay tuned with us to attain your dream job!

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