South Indian Bank Limited or SIB is a private sector bank headquartered at Thrissur in Kerala. With 924 branches, 4 service branches, 53 extension counters and 20 Regional Offices the SIB’s presence is spread across India. Every year the bank recruits hundreds of graduates to their service as probationary officers through the campus placements and through the Computer Based Tests. The last stage of recruitment screening is the personal interview. Usually, the interview panel have three to four officers of the General manager level whereas the questions can be varied from the self-introduction to the latest trade-war consequences. Here we have collected some of the South Indian Bank PO interview questions and answers points as well as the questions asked in the other PO interviews.
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South Indian Bank PO Interview Questions
Like any other interview, the South Indian Bank PO interview do start with personal questions, like name, education, and family background etc. So if you are preparing for the interview try to prepare a short introduction about yourself, to surpass the initial clinch. Along with this personal introduction, prepare yourself to answer questions related to your College projects as it’s one of the repeated South Indian Bank PO interview questions for fresher candidates. Some of the questions asked in the previous South Indian Bank PO interview’s are:
- Introduce yourself (name, education background, hometown, family details, etc)
Try to prepare a 2-3 minute answer for this question beforehand.
- What is the speciality of your state (or the home town)?. Try to read about the latest news about your place (if any)
- How many banks are in your village or town? Do you think that is necessary?
- About the graduation discipline, why did you choose the same, how your graduation stream will help you in the banking career
- If you are a non-commerce graduate, expect questions about why you want to pursue a banking career, why not your core background
- What attracts you to South Indian Bank?
- If you fail in this interview, what will be your future steps?
- Plans for your future: career and education
- Why should we hire you?
- If you are an experienced candidate expect a few questions regarding your work field
- Tell us about a time when you witnessed a colleague/ friend who was not completing their tasks or import duties? How did you approach the situation?
- Why was it important that the duties were completed before the deadline?
- How you are going to cope up with the work pressure?
- How do you justify that the sudden surge of non-commerce graduates in the banking field?
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Banking Awareness
- Questions from the current affairs (Make reading newspapers your habit, any news related to government, RBI announcements are important)
- About various Union governments schemes, (like Pradhan Mantri Jan Dhan Yojana, Kisan Credit Card, etc..)
- Different types of products and accounts offered in a bank
- How State Bank of India is different from banks like ESAF
- What is a nationalised bank?
- Comments about the latest trade wars, and their impact on the Indian economy
- How the Work From Home Culture is impacting the consumer economy
- Different types of cheques, accounts
- Role of RBI, SEBI, IRDA, etc in Indian Financial Sector
- Important banking terms like NEFT, RTGS their differences, transaction time
- The need for PAN, and AADHARD cards
- Income tax filing, latest issues in the income tax website
- Functions of banks other than taking deposits and giving out loans
- What are non-performing assets with examples?
- NPAs and money laundering
- AADHAAR Seeding Account, why seeding is required?
- Zero balance accounts
- Credit cards, debit cards, payment systems, EMIs
- Payment apps: BHIM, Google Pay, Paytm etc) – pros and cons over traditional banking
- Expect questions from the recent world affairs and economic reforms
- CIBIL Scores, e-KYC
- Stock Markets, Equity, Derivatives, and Hybrid Markets
- Opinion on bank merging (read about the recently nationalised banks merging)
- Terms like Repo rate, Reverse Repo rate, Marginal Standing Facility Rate, Bank rate, Policy Rate: learn the latest rates and their definitions. Prepare to explain it in layman language. Refer to the RBI official website for the latest rates.
- Difference between Cash reserve Ratio, and Statutory liquidity ratio.
- Fiscal deficit, monetary policy, and the budgets
- Currency Deterioration
- Why the US Dollar is considered as the base to calculate the value of any currency
- International Market Scenario
- Question related to GST, Cess, etc
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