South Indian Bank is one of the largest private sector banks in Kerala with 924 branches, and at least 80000 employees across India. If you like to kickstart your banking career then South Indian Bank is one of the first choices among the private banks since they are providing various allowances, and salary scales similar to that of its nationalized counterparts. If you are a graduate then you can also appear for the South Indian Bank’s Probationary Clerk positions. With only two stages of screening (computer-based test, and personal interview) any graduate can easily start their banking career with a South Indian bank. To help you in your preparations we have collected some of the previously asked South Indian bank clerk interview questions and answers. Let’s discuss some of the previously asked South Indian Bank clerk interview questions.
South India Bank Clerk Interview Tips 2021
The South Indian Bank Probationary Clerk recruitment has two stages of screening: the preliminary stage is the written examination and the personal interview stage. The South Indian bank then creates the final selection list based on the candidate’s performance in these two. Like any other interview, in the South Indian Bank Probationary Clerk interview also candidates can expect questions ranging from personal details to the latest World economic and trade updates. If you have previous work experience, then expect questions from that field too. Before appearing for the interview, arrange all your documents like graduation certificates, experience certificates, etc in a clean file. Have a copy of a well-written resume and handover to the team if required. While preparing any document, make sure that they don’t have any sort of spelling or grammar errors. On the interview day, reach the location at least 45 minutes before the scheduled time. Wear light coloured clothing, and maintain a neat look. While facing the board, maintain a pleasant appearance, avoid using strong perfumes and funky hairstyles.
Here we are trying to collect some of the previously asked interview questions in the South Indian Bank Probationary Clerk selection. Like any other interview, for the ice breaking the interview do start with personal questions like,
- Introduce yourself
- Why do you want to work in the banking sector?
- What do you know about the South Indian Bank?
- Why do you want to work in the South Indian Bank?
- How can your skills be useful to South Indian Bank since you are a non-commerce graduate?
- What are your greatest strengths and weaknesses?
- Tell me about your educational background, etc
One of the repeated SIB clerk interview questions for freshers is regarding their college projects, so make sure to prepare yourselves to answer them without any glitch. The interviewer may ask questions based on the candidate’s educational background, previous job profiles, etc
- What are the difference’s between Sales, and marketing?
- How many banks are in your village or town? Do you think they are enough to cater for the population?
- Other than this, what are your plans?
- What do you think about sustainable development planning?
- Expect questions related to government schemes such as Pradhan Mantri Jan Dhan Yojana, Kisan Credit, etc Card
- Where do you see yourselves in the next five years?
- How can you benefit the South Indian Bank if we select you?
- Role of various financial institutions like Reserve Bank of India, SEBI, IRDA, etc in Indian Financial Sector
- Important banking terms like NEFT, RTGS, DD, Overdraft their differences, transaction times, etc
- The need for PAN, and AADHARD cards, and try to read about the data privacy concerns regarding them
- Income tax filing (read about the latest income tax website issue)
- How will you address an angry customer?
- Read about Zero balance accounts, Credit cards, Loyalty Cards, Debit cards, payment systems, EMIs
- Payment apps: BHIM, Google Pay, Paytm etc) – pros and cons over traditional banking
- CIBIL Scores, e-KYC, Stock Markets, Equity, Derivatives, and Hybrid Markets
- Repo rate, Reverse Repo rate, Marginal Standing Facility Rate, Bank rate, Policy Rate: learn the latest rates and their definitions. Prepare to explain it in layman language. Check the Reserve Bank’s official website for the latest rates
- Difference between Statutory liquidity ratio, and Cash reserve Ratio
- Fiscal deficit, monetary policy, and the budgets, etc
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