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Banking career is one of the most sought careers in now a day. There are lakhs of aspirants are waiting for the bank exam to perform well and to be recruited. Every Banking aspirant are following the blind shortcuts methods prescribed in the banking coaching books and supplements and none of them are bothered about the skills they need to enhance to be a good banker. Bank coaching may help you to crack the bank job from the lakhs pf aspirants waiting for it but developing your banking skills will help you to be the best in your career and a demanding banker in the sector. Let us look into skills that a banking career aspirant need to develop.
Speed and Time Management
This is the most required skill for a good banker. Banking career is all about speed. A Banker is not dealing his customer’s money but also the life work investment future and the time of their customers. After the demonetisation and digitalisation, a lot of customers are relying on the bank for their day-to-day transactions. A lot more customers may turn up to the bank with various needs and concerns. A good banker needs to discharge each need of the customers in a speedy manner without letting other customers wait for long. A bank which let their customers wait like pillars may end up in a decline pf customers a in a bad impression at the banker of the bank. Not only that a bank must close their all statements and transaction before the banking time ends. So, speed to attain the time management is an important skill that is to be developed by a good banker.
Precision and Accuracy
Precision and accuracy are the other skill that required by a good banker. Each customer in a bank will have unique account number named bank account number. They are arriving to discuss and dispose various concerns regarding their or others money. The money is identified by various numbers to indicate the denomination. These are all numbers which are highly prone to defect. Every bank transaction will have an electronic record which is to be entered by the banker itself in a bank. When he makes a defect in the account number or remitted or disposed money in the bank transaction of a customer, he is making a huge irreplaceable mistake in his career and others life. So a good banker need to develop that skill of precision and accuracy which enables him to type the letter and numbers in a speedy manner and without looking twice.
Banking sector may be one of the highly paying jobs in India and one of the most secured job in India and also one of the high-pressure jobs in India. Even if we say it is one of the high-pressure jobs in India don’t consider yourself as a pressure cooker for being a banker, but you need to acquire the skill of managing handling pressure smoothly. The pressure in the banking sector is caused by the very fluctuating economic conditions of our country. The economic conditions of our country will change rapidly, and banking regulations change according to that also. The central government decision of demonetisation took place in 8th November 2016 was a huge pressure cooker whistle to many of the bankers in our country and they were forced to work will 10 o clock at night as part of the policy. So, a good banker needs to develop the skill of pressure handling.
Decision Making and Analytical Skills
Decision making and analytical skills are other skills need to be acquired by a banking aspirant for being the best in the career. In most of the situation a banker may be thrown to the situation where he or she is supposed to take a decision that might affect a lot of lives. The required decision may be small or big, but it should be taken with caution. If someone arrives at you for a personal loan it is the duty of the banker to analyse the rules and procedure to check out whether he is eligible for loan or not. In some cases, even if the rules and procedures hinder for an action the discretionary power of the banker may permit to do the action at his own risk. In all that cases the decision-making skills of a banker should be utilised and the analytical skills of the banker.
A good banker is someone who could nicely interact with the customers. Banking is not like the it job where we are communicating the with the non-living machines in programming languages nor we are not just communicating with the clients in B2B communication as well. We are communicating with the common man addressing their common financial needs and concerns. So, a good banker needs to develop those good interpersonal skills as part of their career building. A smiling customer should be able to go from the bank with a smile after their banking affairs at the bank, that is to be accounted as the interpersonal skills of a good banker.
The economy surrounding us is changing rapidly so that a good banker needs to get updated with the economic affairs happening in our country. The bank acquisitions and bank mergers may affect the banking regulations. A good banker needs to adhere to the RBI notifications publications and regulations. The policy announcements proclaimed by the finance ministry are of greater importance for a good banker. All these economic affairs are meant to get updated for being the best in the career. No banker should bow their head before the customers when they enquire about the policy implementation of a financial matter that is announced by the ministry or RBI.
Computers are being a part of everyday profession. Not just banking jobs but also every profession needs to have the computers with them in this new electronic world. So being a good banker knowing the computer is also a required and a mandatory skill to be developed.
There is no guarantee that a fast calculator or a good mathematician can become a good banker. But a good banker needs to be a fast calculator and a good mathematician for being the best in his career.
The best skills for being the best banker in his career is not definite or not fluctuating. There are millions other skills that are t o be required by the banking aspirants. The skills will also get updated and changing with the changing needs and changing social scenario. Get Updated with the Entri and prepare for the bank exams with skills acquisition. Keep studying Keep winning!