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Home Articles

Daily Practice Quiz 109 – Free Mock Test 2022 For Bank Exam

by Famida
August 8, 2022
in Articles, Banking, Banking Quiz, Entri Daily Quiz Practice
Daily Practice Quiz 109 - Free Mock Test 2022 For Bank Exam
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Banking jobs are one of the prestigious jobs amongst youth in India. Job security and high status makes it popular and highly competitive. So, the candidate should start preparation right away to ensure success in the exam. In order to crack the exam, Aspirants should be well versed with latest exam pattern and trends. So Entri provides you Daily Practice quiz which will help you in preparation for IBPS, SBI, RBI, NABARD and other banking exams. Attempting daily Banking quiz will help the candidate to have an idea about the exam pattern and time taken to attempt the quiz.  So start practicing daily quiz right away to achieve success in the examination!

Daily Practice Quiz 109 – Free Mock Test 2022 for IBPS, SBI, RBI and Other Bank Exams

1. Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them, while answering some of the questions.
Brexit is an abbreviation for “British exit, ” which refers to the June 23, 2016, referendum whereby British citizens voted to exit the European Union. The referendum roiled global markets, including currencies, causing the British pound to fall to its lowest level in decades. Prime Minister David Cameron, who supported the United Kingdom remaining in the European Union, resigned on July 13 as a result. Home Secretary Theresa May, leader of the Conservative Party, became Prime Minister.
Supporters of Brexit based their opinions on a variety of factors, from the global competitiveness of British businesses to the European debt crisis to concerns about immigration. Britain had already opted out of the European Union’s monetary union – meaning that it uses the pound instead of the euro – and the Schengen Area, meaning that it does not share open borders with a number of other European nations. “Out” campaigners argued that Brussels’ bureaucracy is a drag on the British economy and that European Union laws and regulations threaten British sovereignty. At least one influential voice suggested that a British exit from the European Union (EU) could actually be good for the political bloc. For former Pimco executive and current economic adviser at Allianz, Mohamed El-Erian, a Brexit may be just what
the EU needs to stabilize and secure its future. In an article published in The Guardian, El-Erian proposed that Brexit could actually solve a fundamental problem currently plaguing the EU. That problem is a fundamental difference of opinion amongst EU member states as to what the purpose of the EU actually is supposed to be.
On the one side, the British view holds that the purpose of the EU is to exist as a “super free-trade zone,
” whereas the German-French view is that the political bloc exists to facilitate greater integration. The divergence is ultimately a roadblock that El-Erian argued could be removed if the U.K. simply left. If such a roadblock were removed, then it could actually have a number of positive economic and political
implications. Because the exit process could stretch over two years once Article 50 of the Lisbon
Treaty is invoked (and there is no deadline for invoking it), predictions about Brexit’s future impact on British citizens are mostly speculation; however, experts suggest that Brexit is likely to mean slower economic growth for the country. A slowdown in investments may also lead to fewer jobs, lower pay and higher unemployment rates. Britain relies on the EU for export far more than the EU depends on Britain.The absence of seamless access to European markets also may mean fewer exports and foreign investments. Additionally, consumers and employers reacting to “doom and gloom” news about Brexit’s potential fallout alone may contribute to an economic slowdown as companies hire fewer people and consumers spend less money. In particular, slowed growth in Britain would translate to contraction in Ireland, since exports of goods to the United Kingdom account for nearly onethird of Ireland’s total
output. The flow of Irish labor to the United Kingdom might be curbed, which would in turn exert pressure on Irish wages as more people compete for fewer jobs. Michael R. Bloomberg, former mayor of New York City and founder of Bloomberg News, pointed out the EU could penalize Britain, imposing harsh limitations, to deter other member states from following its example.Capital Economics, a research
consultancy, stated that Britain’s exit could result in “looser monetary conditions” around the world. According to the firm, Britain’s exit could prolong the ECB’s bond buying program and even increase its size. “The Bank of England is likely to keep interest rates low for longer and, if necessary, may even announce further policy easing, ” an analyst at the firm wrote in a note, adding that the European Central Bank (ECB)’s purchase program could potentially increase in size in the future. The pound could continue to take a pounding. If Britain can no longer rely on continental Europe for barrier-free trade and mobility, there is a strong chance that capital will leave the country to avoid getting stuck there. In other words, investors may sell pounds (or pound-denominated assets) to purchase those denominated in dollars, euros, or francs. A sharp fall could last for longer than anticipated as politicians and deal makers try to establish new trade agreements and economic pacts that can take many months or even years to ratify.
Furthermore, if the domestic economy of the U.K. does slip into recession, it will keep the Bank of England (BoE) from raising interest rates to protect the currency, further compounding the problem.
A. How does Brexit affect Ireland?
A. The flow of Irish labor to the United Kingdom might be curbed, which would in turn exert pressure on Irish wages as more people compete for fewer jobs.
B. The Irish investors would not invest in U.K.
C. Domestic economy of the Ireland would slip into recession, it would keep the Bank of Ireland (BoI) from raising interest rates to protect the currency, further compounding the problem.
D. Both (a) and (c)
E. None of these

Answer: A-The flow of Irish labor to the United Kingdom might be curbed, which would in turn exert pressure on Irish wages as more people compete for fewer jobs.

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B. Which of the following is TRUE in context of the passage?
(A)Britain had already opted out of the European Union’s monetary union – meaning that it uses the pound instead of the euro .

(B)Britain’s exit could result in “looser monetary conditions” around the world.
(C)Home Secretary Theresa May, leader of the Conservative Party, became Prime Minister of Britain after the resignation of David Cameron on July 3, 2016.
A. Only (A) is correct
B. Only (B) is correct
C. Both (B) and (C) are correct
D. Both (A) and (B) are correct
E. All are correct

Answer: D-Both (A) and (B) are correct

C. Which of the following words means nearly the same to the word PROLONG as used in the passage?
A. Abbreviate
B. Expedite
C. Halt
D. Advance
E. Protract

Answer: E-Protract

D. Which of the following sentences is NOT TRUE in the context of the passage?
A. The divergence is ultimately a roadblock that El-Erian argued could be removed if the U.K. simply left.
B. The flow of Irish labor to the United Kingdom might be curbed, which would in turn exert pressure on Irish wages as more people compete for fewer jobs.
C. Investors may sell pounds to purchase those denominated in dollars, euros, or francs.
D. The Bank of England is likely to keep interest rates low for longer and, if necessary, may even announce further policy easing.
E. All are true.

Answer: E-All are true.

E. What will be the future impact of Brexit on British citizens?
(A)There would be economic slowdown that might lead to fewer jobs, lower pays and higher unemployment rates.
(B) Fewer exports and foreign investments.
(C)It would lead to better monetary conditions around the country.
A. Only (A) is true
B. Only (B) is true
C. Both (B) and (C) are true
D. Both (A) and (B) are true
E. All are true.

Answer: D-Both (A) and (B) are true

F. What does the author mean by the phrase “doom and gloom” in the context of the passage?
A. Optimistic situation
B. A situation that is pessimistic or despondent
C. Vivacious situation
D. Both (a) and (c)
E. None of these

Answer: B-A situation that is pessimistic or despondent

Five statements are given below, labelled a, b, c, d and e. Among these, four statements are in logical order and form a coherent paragraph. From the given options, choose the option that does not fit into the
theme of the paragraph.
2. choose the option that does not fit into the theme of the paragraph.
A. The council, nominally the apex body that governs the new tax regime (where it is the Finance Minister who actually calls the shots), offered some more elements aimed at fine-tuning what was heralded as a “revolutionary” tax.
B. There was high drama as Modi summoned Bharatiya Janata Party president Amit Shah from his Kerala mission and went into a huddle with Finance Minister Arun Jaitley the previous day.
C. At its official launch some days after the announcement, 1.5 crore bank accounts were opened for people living below poverty line.
D. Naturally, expectations of a “big bang” announcement were heightened; many, chastened by the sudden announcement of demonetisation last November, were also nervous because of the “anything-is-possible” fear associated with policy making in the Modi era.
E. What actually came out of the council’s nine-hour-long deliberation could not have been more underwhelming.

Answer: C-At its official launch some days after the announcement, 1.5 crore bank accounts were opened for people living below poverty line.

Five statements are given below, labelled a, b, c, d and e. Among these,
four statements are in logical order and form a coherent paragraph.
From the given options, choose the option that does not fit into the
theme of the paragraph.
3. choose the option that does not fit into the theme of the paragraph.
A. It followed consecutive years of drought in India with production dipping to 16 million tonnes in 2015-16, the lowest in six years.
B. New Delhi has been trying to refashion its ties with Africa with its India Africa Summit outreach efforts with the first such event being held in New Delhi in 2008.
C. So much so that India seems unable to keep a commitment it made to Mozambique last year to import pigeon peas—a popular pulse variety locally known as arhar—prompting a visit by Mozambican officials to New Delhi to seek clarity on the matter.
D. The MoU or pact signed with Mozambique to buy arhar grown there was seen as the centrepiece of Prime Minister Narendra Modi’s visit to the East African country in last July.
E. A bumper crop should ordinarily mean good news but a record harvest of pulses in India last year has led to a problem of plenty.

Answer: B-New Delhi has been trying to refashion its ties with Africa with its IndiaAfrica Summit outreach efforts with the first such event being held in New Delhi in 2008.

Five statements are given below, labelled a, b, c, d and e. Among these, four statements are in logical order and form a coherent paragraph.From the given options, choose the option that does not fit into the
theme of the paragraph.
4. choose the option that does not fit into the theme of the paragraph.
A That would have created a huge accounting mess.
B. The Reserve Bank of India (RBI) has finally released numbers that show how most of the currency notes that were cancelled were deposited in banks.
C. The minor relief is that the value of notes returned was not greater than the value of currency printed by the Indian central bank.
D. The press release by the Union finance ministry after the new currency data was made public similarly tries to broaden the set of benefits from demonetisation.
E. The airy hopes that the Indian central bank would be able to extinguish a substantial chunk of its liabilities—and some mistakenly also argued that this would provide a fiscal bonanza that the government could use to recapitalize the banking system—have been believed.

Answer: D-The press release by the Union finance ministry after the new currency data was made public similarly tries to broaden the set of benefits from demonetisation.

Five statements are given below, labelled a, b, c, d and e. Among these, four statements are in logical order and form a coherent paragraph.From the given options, choose the option that does not fit into the
theme of the paragraph.
5. choose the option that does not fit into the theme of the paragraph.
A. There are two possible reasons for this, First, the impact on broad money was far less severe than the effect on base money thanks to the growth in bank deposits.
B. Every policy has a stated goal as well as secondary consequences, some of which are unintended.
C. The main negative economic consequence of demonetisation has been the disruption of unorganized supply chains that are dependent on cash transactions; it is still not clear how smoothly they were being rebuilt as the economy was remonetized.
D. Second, informal contracts to settle financial transactions could have kept economic exchange going during the worst weeks of the cash crunch.
E. However, it is also true that the Indian economy did not collapse because of the disruption of the monetary base, as some economists had predicted.

Answer: B-Every policy has a stated goal as well as secondary consequences, some of which are unintended.

Free Bank Mock Test PDF 2022

Click the below link to download Free Bank Mock Test PDF Online!

Download Free Bank Mock Test PDF with Solution

 You will be able to score high in the examination if you practice quizzes and mock test regularly.  Attending daily quiz will help you in improving accuracy, speed and confidence-level. After attempting the quiz, you will be able to identify the weak areas and Entri will help you improve on that section. Stay tuned with us to attain your dream job!

 

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