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The Indian Overseas Bank (IOB) has officially released the much-awaited notification for the Local Bank Officer Recruitment 2025. This is an excellent opportunity for aspiring banking professionals seeking a stable and rewarding career in one of India’s leading public sector banks. With a focus on hiring skilled individuals to strengthen its local branch network, IOB invites applications from eligible candidates to join as Local Bank Officers across various regions in the country. The recruitment drive offers a promising platform for candidates with a passion for customer service, banking operations, and community engagement. Read on to learn more about the eligibility criteria, selection process, application dates, and how to apply for IOB Local Bank Officer Recruitment 2025.
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IOB Local Bank Officer Recruitment 2025 Overview
| Particulars | Details |
| Conducting Body | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Total Vacancies | 400 |
| Grade | JMGS-I (Junior Management Grade Scale I) |
| Application Mode | Online |
| Application Window | 12th May to 31st May 2025 |
| Minimum Qualification | Bachelor’s Degree |
| Age Criteria | 20 to 30 years |
| Recruitment Stages | Online Test, Language Proficiency Test, and Personal Interview |
| Initial Pay | Rs. 48480 with periodic increments up to Rs. 85920 |
| Probation Duration | 2 Years |
| Participating States | Gujarat, Tamil Nadu, Odisha, Maharashtra, West Bengal, and Punjab |
| Official Website | www.iob.in |
IOB Local Bank Officer Notification PDF
1: What does the acronym "ATM" stand for in banking?
Indian Overseas Bank (IOB) has officially released the Local Bank Officer Recruitment 2025 Notification PDF, and it’s your one-stop guide to everything you need to know about this golden job opportunity.
Inside the PDF, you’ll find:
- Total number of vacancies
- Who can apply (eligibility criteria)
- Step-by-step application process
- Important dates you shouldn’t miss
- Selection procedure and more!
Whether you’re a fresh graduate or someone looking to step into the banking world, this notification has all the answers to your questions. It’s simple, clear, and designed to help you understand the process with ease.
IOB Local Bank Officer Notification PDF – Download Here!
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Join Now!IOB Local Bank Officer Recruitment 2025- Exam Date
If you’re planning to apply for the IOB Local Bank Officer position, staying updated with the key dates is a must. The Indian Overseas Bank has shared the important schedule for the recruitment process in the official notification. From the application start date to the exam date, everything is planned out – so you can prepare with confidence and avoid last-minute stress.
| Stages | Dates |
| Online Examination Date | To be announced |
| Language Proficiency Test (LPT) | To be announced |
| Personal Interview | To be announced |
IOB Local Bank Officer Vacancy 2025
Indian Overseas Bank (IOB) has announced a 400 vacancies for the post of Local Bank Officer across various states and union territories in India. This recruitment drive is aimed at strengthening the bank’s local presence and offering career opportunities to talented individuals who are passionate about customer service and banking operations.
| S. No | State | Mandatory Language | Total Vacancies | SC | ST | OBC | EWS | UR (GEN) |
| 1 | Tamil Nadu | Tamil | 260 | 39 | 19 | 70 | 26 | 106 |
| 2 | Odisha | Odia | 10 | 1 | 1 | 3 | 1 | 4 |
| 3 | Maharashtra | Marathi | 45 | 7 | 3 | 12 | 5 | 18 |
| 4 | Gujarat | Gujarati | 30 | 5 | 2 | 8 | 3 | 12 |
| 5 | West Bengal | Bengali | 34 | 5 | 3 | 9 | 3 | 14 |
| 6 | Punjab | Punjabi | 21 | 3 | 2 | 6 | 2 | 8 |
| — | Total | — | 400 | 60 | 30 | 108 | 40 | 162 |
IOB Local Bank Officer Recruitment Salary
The Indian Overseas Bank (IOB) Local Bank Officer (LBO) position is typically a contractual role aimed at strengthening the bank’s presence in local and rural areas. The salary for an LBO in 2025 is expected to be in the range of ₹30,000 to ₹35,000 per month as fixed pay. This role may include a travel or conveyance allowance, but generally does not offer Dearness Allowance (DA), House Rent Allowance (HRA), or pension benefits, given its contract-based nature. The job focuses on customer service, local outreach, and maintaining relationships within the assigned region. Eligibility often requires candidates to be local residents with a graduate degree and some relevant experience in banking or financial services. The contract is usually for one to three years, with possible renewal based on performance.
| Scale / Grade | Scale of Pay (In Rupees) |
| Assistant Manager (Scale I) | Basic: Rs. 48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920 |
| DA, HRA, CCA, etc. | As per rules in force from time to time. |
| Probation Period | 2 years (active service) from the date of joining the Bank. |
| Bond Amount | Rs. 2,00,000/- (for a minimum service period of 3 years). |
| Leave & Travel Allowance | As per the Service Rules of the Bank applicable at the time of appointment. |
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Join Now!IOB Local Bank Officer Eligibility Criteria
If you’re aiming to apply for the Local Bank Officer (LBO) position at Indian Overseas Bank (IOB) in 2025, it’s essential to ensure you meet the specified eligibility criteria. Below is a concise overview of the requirements:
IOB LBO Age Limit (as on 01.05.2025)
| Post | Minimum Age | Maximum Age | Date of Birth Range |
| Local Bank Officers (LBO) – JMGS I | 20 years | 30 years | Born between 02.05.1995 and 01.05.2005 (inclusive) |
IOB LBO Age Relaxation
| Category | Age Relaxation |
| Scheduled Caste / Scheduled Tribe (SC/ST) | 5 years |
| Other Backward Classes (Non-Creamy Layer) (OBC) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-servicemen, ECOs, SSCOs with 5 years service and released under eligible conditions | 5 years |
IOB LBO Educational Qualification
| Post | Required Qualification |
| Local Bank Officers (LBO) – JMGS I | Graduation in any discipline from a recognized university. Candidates must have the degree/mark-sheet on or before the date of online registration and mention their marks while applying. |
IOB Local Bank Officer Recruitment Application Form
The Indian Overseas Bank (IOB) has officially released the application form for the Local Bank Officer Recruitment 2025. Eligible candidates can apply online through the official IOB website from May 12, 2025, to May 31, 2025.
IOB Local Bank Officer Recruitment 2025 Application Link
How to Apply for IOB Local Bank Officer Recruitment 2025
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Visit the Official Website: Navigate to www.iob.in.
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Access the Careers Section: Click on the ‘Careers’ tab to find the recruitment notifications.
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Locate the Recruitment Notification: Find the link titled “Recruitment of Local Bank Officer 2025-26” and click on it.
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Read the Notification: Carefully read the detailed advertisement to understand the eligibility criteria, selection process, and other important details.
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Click on ‘Apply Online’: This will redirect you to the online application form.
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Fill in the Application Form: Enter all the required details accurately.
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Upload Necessary Documents: Attach scanned copies of your photograph, signature, and other required documents as specified.
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Pay the Application Fee: Use the available online payment methods to pay the applicable fee.
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Submit the Application: Review all the entered information and submit the application form.
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Print the Confirmation: After submission, print the confirmation page or save it for future reference.
Application Fees 2025
Candidates applying for the Local Bank Officer (LBO) position at Indian Overseas Bank (IOB) are required to pay the application fee based on their category:
| Category | Application Fee (Inclusive of GST) |
| SC / ST / PwBD | ₹175/- (Only Intimation Charges) |
| GEN / EWS / OBC | ₹850/- |
Payment Method:
The application fee can be paid online through the following modes:
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Debit Card
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Credit Card
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Net Banking
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UPI
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IOB Local Bank Officer Recruitment Exam Pattern 2025
Candidates can find the detailed exam pattern for online examination given below. Here is the table mentioned below for each topic mentioning marks, questions, medium of exam and duration.
| Topic | Number of Questions | Maximum Marks | Medium of Exam | Duration |
| Reasoning and Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General / Economy / Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | — | 3 hours |
- The online examination will consist of 140 objective-type questions divided into 4 sections.
- The total duration of the test is 3 hours, with separate timing for each section..
- Negative marking: For each wrong answer, 0.25 marks will be deducted.
- No penalty for unattempted questions.
IOB Local Bank Officer Recruitment Selection Process
The selection process for the Indian Overseas Bank (IOB) Local Bank Officer (LBO) recruitment generally begins with the shortlisting of applications.
Online Examination
The first stage of the selection process is an online computer-based exam. It includes four sections: Reasoning & Computer Aptitude, General/Economy/Banking Awareness, Data Analysis & Interpretation, and English Language. There are 140 questions in total, carrying a maximum of 200 marks, and the entire test lasts 3 hours with specific time limits for each section. To qualify, candidates must meet the minimum cut-off scores—30% for those in reserved categories and 35% for unreserved categories—in every section. Additionally, a penalty of 0.25 marks is applied for each incorrect answer. Only those who pass this exam will proceed to the Language Proficiency Test.
Language Proficiency Test (LPT)
Candidates who pass the online examination must then take the Language Proficiency Test (LPT), where they’ll need to demonstrate their ability to read, write, and speak the local language of the state they’ve applied to. This stage is vital—failing the LPT will result in disqualification from the recruitment process. However, those who studied the local language in either Class 10 or 12 and can provide a valid certificate or marksheet as proof are exempt from taking the LPT.
Personal Interview
Candidates who successfully pass both the Online Examination and the Language Proficiency Test (LPT) will be called for the Personal Interview. This round is designed to evaluate the candidate’s communication skills, confidence, and understanding of relevant subjects. The minimum marks required to qualify in the interview will be set by the bank. Since the interview carries a weightage of 20% in the overall selection process, it plays a significant role in the final decision.
Final Selection
The final merit list will be created by combining scores from the Online Examination, which carries 80% weightage, and the Personal Interview, which accounts for 20%. Selection will be conducted on a state-wise and category-wise basis. Only the highest-ranking candidates in each segment will be appointed as Local Bank Officers. The bank will publish the results of every stage on its official website.
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IOB Local Bank Officer Recruitment Exam Centres
| State/UT | Online Examination Centres |
|---|---|
| Andaman & Nicobar | Port Blair |
| Andhra Pradesh | Guntur, Vijayawada, Kurnool, Vishakhapatnam |
| Arunachal Pradesh | Naharlagun |
| Assam | Guwahati, Jorhat, Silchar, Dibrugarh |
| Bihar | Arrah, Patna, Muzzafarpur, Gaya |
| Chandigarh | Chandigarh, Mohali |
| Chhattisgarh | Raipur, Bhilai Nagar |
| Delhi – NCR | New Delhi / NCR |
| Goa | Panaji |
| Gujarat | Ahmedabad/Gandhinagar, Anand/Vadodara, Surat, Mehsana, Bhavnagar, Rajkot |
| Haryana | Ambala, Hissar, Faridabad, Gurugram |
| Himachal Pradesh | Shimla, Solan, Bilaspur (HP) |
| Jammu & Kashmir | Jammu, Srinagar, Samba |
| Jharkhand | Jamshedpur, Ranchi, Dhanbad |
| Karnataka | Bengaluru, Hubli-Dharwad, Mysuru |
| Kerala | Kochi, Thiruvananthapuram, Kozhikode, Alappuzha, Kottayam |
| Ladakh | Leh, Kargil |
| Lakshadweep | Kavarrati |
| Madhya Pradesh | Bhopal, Indore, Ujjain, Jabalpur |
| Maharashtra | Chhatrapati Sambhaji Nagar (Aurangabad), Nagpur, Pune, Mumbai/Thane/Navi Mumbai/MMR, Amaravati, Latur, Nanded, Jalgaon, Dhule, Akola, Ahilya Nagar, Nashik, Kolhapur, Satara, Sangli, Solapur, Ratnagiri, Jalna |
| Manipur | Imphal |
| Meghalaya | Shillong |
| Mizoram | Aizawal |
| Nagaland | Kohima |
| Odisha | Bhubaneswar, Cuttack, Balasore, Berhampur-Ganjam, Dhenkanal, Rourkela, Sambalpur |
| Puducherry | Puducherry |
| Punjab | Bhatinda, Jalandhar, Ludhiana, Amritsar, Patiala, Phagwara |
| Rajasthan | Jaipur, Jodhpur, Udaipur, Kota |
| Sikkim | Gangtok |
| Tamil Nadu | Chennai, Madurai, Tirunelveli, Salem, Coimbatore, Tiruchirappalli, Vellore, Namakkal, Erode, Tirupur, Virudhunagar, Kanyakumari, Thanjavur, Karur, Cuddalore, Dindigul, Ramanathapuram |
| Telangana | Hyderabad, Karimnagar, Warangal |
| Tripura | Agartala |
| Uttar Pradesh | Agra, Prayagraj (Allahabad), Ghaziabad, Noida/Greater Noida, Kanpur, Lucknow, Meerut, Varanasi |
| Uttarakhand | Dehradun, Haldwani |
| West Bengal | Hooghly, Kalyani, Kolkata, Siliguri, Howrah, Burdwan, Durgapur, Asansol |
IOB Local Bank Officer Recruitment Admit Card 2025
The Indian Overseas Bank (IOB) is expected to release the Admit Card for the Local Bank Officer Recruitment 2025 on its official website, www.iob.in. Candidates who have successfully registered for the recruitment process will be able to download their admit cards by entering their registration number and date of birth or password once the link is activated. The admit card is a crucial document that contains important details such as the exam date, time, venue, and instructions for the examination day. Applicants must regularly check the official website for updates and ensure they carry a printed copy of the admit card along with a valid photo ID proof to the examination center. Failure to do so may result in disqualification from appearing in the exam.
IOB Local Bank Officer Recruitment Cutoff 2025
As of now, the Indian Overseas Bank (IOB) has not officially released the cutoff marks for the Local Bank Officer Recruitment 2025. The cutoff marks will be announced after the examination and result declaration, and they will depend on several key factors, including:
Factors Influencing IOB Cutoff 2025:
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Number of candidates appearing
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Difficulty level of the exam
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Total number of vacancies
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Category-wise performance of candidates
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Join Now!Frequently Asked Questions
What is the eligibility criteria for IOB Local Bank Officer Recruitment 2025?
Candidates must typically have a Bachelor’s Degree in any discipline from a recognized university. Some posts may require relevant experience or specific qualifications. Age limits and category relaxations will apply as per government norms.
How can I apply for the IOB Local Bank Officer exam?
You can apply online through the official Indian Overseas Bank website: https://www.iob.in under the Careers section when the recruitment notification is active.
When will the admit card be released?
The admit card is usually released 10–15 days before the exam date. You must download it from the official website by logging in with your registration details.
What is the selection process for the recruitment?
The selection process generally includes:
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Written Examination (Online)
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Interview
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Document Verification
Can I choose my exam centre?
Yes, candidates can choose their preferred exam centre while filling out the application form. However, final allotment depends on availability.
