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The State Bank of India (SBI) has released the notification to appoint circle-based officers (CBOs) across India for the banking sector. The selected candidates will be appointed as officers in the SBI services. Graduates below 30 years with minimum 2 years’ officer banking experience and local language proficiency are eligible for this position. Interested candidates can submit their application towards SBI CBO 2025 through the SBI official website till May 29, 2025. Here we are discussing the SBI CBO eligibility criteria in detail.
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SBI Circle Based Officer Eligibility Criteria
While graduates below 30 years with minimum 2 years’ officer banking experience are generally eligible for the Circle Based Officer posts, some of them are exempt from the appointment. Candidates with a record of loan defaults or adverse CIBIL reports and/or against whose name negative reports from other banking sector agencies are available are ineligible for appointment. Candidates against whom there is an adverse report regarding character, antecedents, or moral turpitude are also not eligible for this post. Let’s have a look at the essential qualifications for the SBI CBO posts. Candidates should acquire the below-given eligibilities as on April 30, 2025.
SBI CBO Eligibility: Age Limit
Not below 21 years and not above 30 years as on 30.04.2025. The candidates must have been born not later than 31.04.2004 and not earlier than 01.05.1995 (both days inclusive).
| Category | Age Relaxation |
|---|---|
| Scheduled Caste/ Scheduled Tribe | 5 years |
| Other Backward Classes (OBC) (Non-Creamy Layer) | 3 years |
| General (PwD) | 10 years |
| OBC/ OBC(PWD) | 13 years |
| SC/ SC(PWD)/ ST/ ST(PWD) | 15 years |
| Ex-Servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalided. | 5 years |
SBI Circle Based Officers Education Qualification
- Graduation in any discipline from a recognized university.
- Minimum 2 years of experience (as on 30.04.2025) as an officer in any Scheduled Commercial Bank or Regional Rural Bank.
- Local language proficiency (reading, writing, speaking, understanding) is mandatory for the applied circle.
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SBI CBO Eligibility Criteria: For Persons with Disability
The Persons suffering from Hard of hearing and Deafness are also eligible for this post. The Visually Impaired (VI) persons who suffer from any one of the following conditions, after best correction, are eligible for the SBI CBO Position:
- Blindness:
i. A total absence of sight; OR
ii. Visual acuity less than 3/60 or less than 10/200 (Snellen) in the better eye with best possible
correction; OR
iii. Limitation of the field of vision subtending an angle of fewer than 10 degrees. OR - Low Vision:
i. Visual acuity not exceeding 6/18 or less than 20/60 up to 3/60 or up to 10/200 (Snellen) in the
better eye with best possible corrections; OR
ii. Limitation of the field of vision subtending an angle of fewer than 40 degrees up to 10 degrees.
Only persons with benchmark disabilities would be eligible for the PwD reservation. “Benchmark disability” means a person with not less than 40% of a specified disability where specified disability has not been defined in
measurable terms and includes the persons with a disability, where disability has been defined in measurable terms, as certified by the certifying authority.
A person who wants to avail the benefit of reservation will have to submit a disability certificate issued by a Competent Authority as per Government of India guidelines. Such certificate will be subject to verification/ re-verification as may be decided by the competent authority
SBI CBO 2025 Notification PDF
Click here to download your SBI Circle Based Officer (CBO) Recruitment 2025 official notification free pdf:
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SBI CBO Recruitment 2025: Application Fees
Candidates can check the application fees for all the categories for the SBI CBO Notification 2025.
| Category | Fees (excluding GST) |
|---|---|
| PwBD | ₹0 |
| SC/ST | ₹0 |
| General/OBC/EWS | ₹750 |
No refund under any circumstances.
SBI CBO 2025 Salary
1: What does the acronym "ATM" stand for in banking?
The starting basic pay for SBI CBO 2025 is ₹48,480 in the scale of JMGS-I (₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920). Eligible candidates with at least 2 years of prior officer experience get 2 advance increments. Along with the basic pay, employees receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other perks like medical benefits, pension, and travel concessions. The gross monthly salary is approximately ₹75,000, while the in-hand salary after deductions ranges between ₹65,000 to ₹70,000. Salary benefits are subject to periodic revisions as per SBI rules.
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Join Now!Frequently Asked Questions
What is the age limit for SBI CBO 2025 recruitment?
Candidates must be between 21 and 30 years as of April 31, 2025. The candidate should have been born between May 1, 1995, and April 31, 2004. Age relaxations are available for reserved categories as per government norms. SC/ST candidates get 5 years, and OBC candidates get 3 years of relaxation. PwBD and Ex-Servicemen also have specific relaxations.
What educational qualification is needed for SBI CBO 2025?
Applicants must have graduation in any discipline from a recognized university. In addition, minimum 2 years of experience as an officer in Scheduled Commercial Banks or Regional Rural Banks is mandatory. The experience must be as on April 30, 2025. Candidates should also have proficiency in the local language of their applied circle. Both educational and experience criteria are strictly followed.
Are candidates with disabilities eligible to apply for SBI CBO 2025?
Yes, Persons with Benchmark Disabilities (PwBD) are eligible for SBI CBO 2025. Candidates with visual impairment, low vision, hard of hearing, or deafness can apply. The disability should be at least 40% as certified by a competent authority. They must submit a valid disability certificate following Government of India guidelines. The certificate will undergo verification or re-verification if required.
Is there any probation period for SBI CBO 2025?
Yes, there is a 6-month probation period for selected SBI CBO candidates. During this time, the bank will conduct a continuous assessment process. This will evaluate the candidate’s suitability for confirmation in Junior Management Grade Scale-I (JMGS-I). Successful completion of the assessment will lead to confirmation as a permanent officer. Failing candidates may face termination from service.
What is the application fee for SBI CBO 2025?
The application fee for General, OBC, and EWS candidates is ₹750 (excluding GST). SC, ST, and PwBD candidates are exempted from paying the fee. The fee must be paid online only, through digital payment methods. Once paid, the fee is non-refundable under any circumstances. Candidates should retain the payment receipt for future reference.
