SBI SCO Job profile 2026

The State Bank of India (SBI) recruits Specialist Cadre Officers (SCOs) to handle specialised functions that require professional knowledge and experience. Under Advertisement No. CRPD/SCO/2026-27/30, SBI is engaging six officers on a fixed-term employment basis for roles related to Artificial Intelligence (AI), risk and operational analytics, AI governance, data engineering and AI architecture.

The SBI SCO job profile varies according to the position. The officers will be responsible for developing AI strategies, managing analytics initiatives, ensuring regulatory compliance, overseeing data and AI systems, and designing technology solutions for the bank.

The main areas of responsibility include:

• Developing and implementing AI and analytics strategies.
• Managing risk analytics and operational analytics initiatives.
• Establishing AI governance, compliance and model risk management practices.
• Overseeing data engineering, AI application development and AI operations.
• Designing AI solutions and enterprise-level technology architectures.
• Supporting digital transformation and the adoption of AI across banking operations.

SBI SCO Job Profile Overview 2026

SBI SCO Roles and Responsibilities 2026

The roles and responsibilities of SBI Specialist Cadre Officers depend on their designation and area of expertise. Under the 2026 recruitment, the six positions focus on AI leadership, risk analytics, AI governance, data engineering and AI architecture.

1. GM & Chief AI Officer

The GM & Chief AI Officer will lead the bank’s overall AI strategy and implementation. The main responsibilities include:

• Developing the bank’s AI and machine learning strategy.
• Leading the implementation of Generative AI and Agentic AI solutions.
• Overseeing enterprise AI platforms and large-scale AI initiatives.
• Ensuring that AI solutions support business objectives and digital transformation.
• Monitoring AI performance, governance and deployment across the organisation.

2. DGM (Risk and Operational Analytics)

This officer will oversee analytics initiatives related to risk management and banking operations. Key responsibilities include:

• Developing and monitoring risk analytics models.
• Supporting credit risk assessment and fraud detection.
• Building early-warning systems to identify potential risks.
• Using data analytics to improve collections and recovery.
• Monitoring model performance and supporting model risk management.

3. DGM (AI Governance and Compliance)

The DGM responsible for AI Governance and Compliance will ensure that AI systems are developed and used responsibly. The main duties include:

• Establishing AI governance policies and procedures.
• Monitoring AI model validation and risk management.
• Ensuring compliance with applicable regulatory requirements.
• Addressing data privacy, information security and responsible AI concerns.
• Supporting the safe and transparent use of AI across banking operations.

4. DGM (Data Engineering, Model Application Development and AI Ops)

This officer will manage the data infrastructure and systems required to develop and deploy AI applications. The responsibilities include:

• Managing data engineering processes and data pipelines.
• Overseeing AI and machine learning application development.
• Managing model deployment, monitoring and operational performance.
• Integrating AI solutions with existing banking systems.
• Supporting automation, system reliability and scalable AI operations.

5. AI Solution Architect

The AI Solution Architect will design AI-based solutions according to the bank’s business and technical requirements. The key responsibilities include:

• Understanding business requirements and identifying suitable AI solutions.
• Preparing technical designs and solution blueprints.
• Supporting the development of Generative AI and other AI applications.
• Coordinating with business teams, developers and other stakeholders.
• Considering scalability, security and responsible AI practices when designing solutions.

6. Enterprise AI Architect

The Enterprise AI Architect will focus on the bank’s wider AI architecture, infrastructure and technology ecosystem. The main responsibilities include:

• Designing enterprise-level AI architecture.
• Supporting the deployment and management of large language models (LLMs).
• Overseeing AI infrastructure, including GPU-based computing environments.
• Supporting the integration of AI platforms and applications.
• Ensuring that enterprise AI systems are scalable, secure and maintainable.

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SBI SCO Career Growth 2026

The SBI SCO career growth opportunities depend on the position, professional experience and terms of engagement. The 2026 recruitment includes senior-level positions in Artificial Intelligence, risk analytics, AI governance, data engineering and AI architecture.

Selected candidates will work on specialised banking projects and contribute to technology development, risk management and digital transformation. These roles can provide opportunities to strengthen leadership skills, gain experience in enterprise-level projects and develop expertise in advanced banking technologies.

The current recruitment is offered on a fixed-term employment basis for an initial period of three years, which may be extended by up to two additional years at the bank’s discretion, subject to the terms of the notification. Candidates should refer to the prescribed employment conditions for details about tenure and renewal.

SBI SCO Salary 2026

The SBI SCO Salary 2026 depends on the position, professional experience and agreed Cost to Company (CTC). Under Advertisement No. CRPD/SCO/2026-27/30, SBI offers annual CTC packages of up to ₹1.60 crore for the GM & Chief AI Officer post.

SBI SCO Post-Wise Salary 2026

The figures above represent the upper annual CTC offered for each position, not a guaranteed in-hand salary. The final remuneration will depend on the terms of engagement and the CTC agreed upon during the selection process.

SBI SCO Remuneration Structure 2026

The remuneration structure includes fixed and variable components, depending on the post and the applicable terms.

• Fixed Pay: The fixed component forms the main part of the annual remuneration.
• Variable Pay: A performance-linked component may be included as prescribed for the position.
• Annual Increment: Increments are governed by the applicable terms and performance conditions.
• CTC Negotiation: The final package is determined through the bank’s prescribed CTC negotiation process.

Candidates should refer to the official recruitment advertisement for the specific remuneration conditions applicable to their chosen post.

SBI SCO In-hand Salary 2026

The SBI SCO in-hand salary depends on the selected post, the agreed annual Cost to Company (CTC), and the applicable remuneration terms. The advertised annual CTC is an overall compensation package and should not be treated as the monthly take-home salary.

The annual CTC offered for the six posts ranges from ₹90 lakh to ₹1.60 crore. The final fixed and variable pay components will depend on the position and the terms agreed upon during CTC negotiation.

Candidates should review the remuneration details in the official SBI SCO notification to understand the applicable pay structure before accepting an offer.

SBI Salary Slip 2026

The SBI SCO salary slip provides details of the remuneration paid to the selected Specialist Cadre Officer. It helps employees understand their earnings, applicable deductions and net salary.

For the 2026 recruitment, remuneration is based on the annual Cost to Company (CTC) agreed upon for the selected post. The salary slip may include the applicable fixed pay, variable pay and deductions, depending on the terms of employment.

Candidates should refer to their appointment terms and salary documents for the exact breakup of remuneration.

SBI Allowances 2026

The SBI SCO remuneration package for 2026 is based on the annual Cost to Company (CTC) offered for the selected position. The package includes fixed and variable pay components as specified in the recruitment advertisement.

The remuneration details are as follows:

The fixed and variable pay components form part of the annual CTC. Candidates should review the official advertisement to understand the applicable remuneration conditions for their selected post.

The SBI SCO Job Profile 2026 offers opportunities for professionals to work in specialised areas such as Artificial Intelligence, risk analytics, AI governance, data engineering and AI architecture. Candidates should understand the responsibilities of their preferred post and review the official recruitment notification for details about remuneration, eligibility and employment conditions. Start your SBI SCO preparation with Entri’s video classes, mock tests and other learning resources. So start Your Preparation Today with Entri.