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The State Bank of India (SBI) has announced the recruitment of 6 Specialist Cadre Officers under Advertisement No. CRPD/SCO/2026-27/30. The recruitment includes AI leadership, risk analytics, AI governance, data engineering and AI architect positions on a fixed-term employment basis. The annual Cost to Company (CTC) upper range is ₹90 lakh to ₹1.60 crore, depending on the post. Candidates can check the SBI SCO Salary Details 2026 below for the post-wise remuneration, fixed and variable pay, annual increments and other employment benefits.
SBI SCO Recruitment 2026: Overview
| Particulars | Details |
|---|---|
| Organisation | State Bank of India (SBI) |
| Post Name | Specialist Cadre Officers (SCO) |
| Advertisement Number | CRPD/SCO/2026-27/30 |
| Total Vacancies | 6 |
| Nature of Employment | Fixed-term employment |
| Contract Period | 3 years, extendable by up to 2 years |
| Annual CTC Upper Range | ₹90 lakh to ₹1.60 crore |
| Selection Process | Shortlisting, Interview and CTC Negotiation |
| Application Dates | 19 October to 9 November 2026 |
| Job Location | Mumbai or anywhere in India, depending on administrative requirements |
| Official Website | SBI Careers |
SBI SCO Salary Details 2026
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The SBI Specialist Cadre Officer Salary 2026 varies according to the post, professional experience and remuneration terms offered by the bank. Under Advertisement No. CRPD/SCO/2026-27/30, SBI has announced senior-level specialist positions with annual Cost to Company (CTC) packages of up to ₹1.60 crore.
The salary package includes fixed and variable components as prescribed for the respective position. Candidates should check the post-wise annual CTC details below.
| SBI SCO Post Name | Maximum Annual CTC |
|---|---|
| GM & Chief AI Officer | ₹1.60 crore |
| DGM (Risk and Operational Analytics) | ₹1.20 crore |
| DGM (AI Governance and Compliance) | ₹1.20 crore |
| DGM (Data Engineering, Model Application Development and AI Ops) | ₹1.20 crore |
| AI Solution Architect | ₹90 lakh |
| Enterprise AI Architect | ₹90 lakh |
The figures above represent the upper annual CTC limits, not guaranteed monthly take-home salaries. The actual remuneration offered may depend on the candidate’s qualifications, experience, current compensation and the bank’s CTC negotiation process.
To apply for this post, go through SBI SCO Application Procedure 2026
SBI SCO In-hand Salary 2026
The SBI SCO in-hand salary depends on the selected post, negotiated annual CTC, applicable deductions and variable pay. Under Advertisement No. CRPD/SCO/2026-27/30, the annual CTC upper range is ₹90 lakh for the architect positions, ₹1.20 crore for the Deputy General Manager positions and ₹1.60 crore for the GM and Chief AI Officer position.
The advertised CTC is divided into fixed pay and variable pay. The notification specifies a 90:10 ratio between fixed and variable pay. Variable compensation depends on the applicable performance conditions.
The actual monthly take-home salary may differ from the annual CTC divided by 12 because of taxes, deductions and the variable component. Therefore, candidates should not treat the maximum CTC as a guaranteed monthly salary.
SBI Salary Slip 2026
The SBI SCO salary slip provides a breakdown of the remuneration paid to a Specialist Cadre Officer. It may include fixed salary components, variable pay, applicable allowances and deductions, depending on the terms of employment.
The salary slip helps employees understand their monthly earnings, tax deductions and net salary credited to their accounts. Since the 2026 SCO recruitment covers contractual specialist positions, the salary structure may differ by post and individual employment agreement.
To calculate your score, check SBI SCO Answer Key 2026
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Join Now!SBI Post Wise Salary 2026
The SBI SCO Salary 2026 varies according to the position and the candidate’s experience and negotiated compensation. The annual CTC upper ranges for the six specialist posts are given below.
| Post Name | Annual CTC Upper Range |
|---|---|
| GM & Chief AI Officer | ₹1.60 crore |
| DGM (Risk and Operational Analytics) | ₹1.20 crore |
| DGM (AI Governance and Compliance) | ₹1.20 crore |
| DGM (Data Engineering, Model Application Development and AI Ops) | ₹1.20 crore |
| AI Solution Architect | ₹90 lakh |
| Enterprise AI Architect | ₹90 lakh |
The annual CTC comprises 90% fixed pay and 10% variable pay. The actual remuneration offered depends on the applicable recruitment terms and the bank’s CTC negotiation process.
SBI Allowances 2026
SBI Specialist Cadre Officers may receive benefits and employment-related facilities according to the terms of their appointment. The overall remuneration package depends on the selected post and the conditions specified in the employment agreement.
The key components to check in the SBI SCO compensation package are:
- Fixed Pay: Forms 90% of the annual CTC under the announced remuneration structure.
- Variable Pay: Accounts for 10% of the annual CTC and is subject to applicable performance conditions.
- Other Benefits: Any additional allowances, reimbursements, insurance coverage or employment-related benefits will depend on the terms applicable to the position.
Candidates should review the official recruitment advertisement and the terms offered during CTC negotiation to understand the benefits applicable to their selected post.
SBI SCO Career Growth 2026
The career growth of SBI Specialist Cadre Officers depends on their role, professional expertise, performance and employment terms. The 2026 recruitment includes senior positions in artificial intelligence, risk analytics, data engineering, AI governance and enterprise architecture.
These roles offer opportunities to work on specialised banking technology, risk management and digital transformation projects. Officers can strengthen their professional experience by contributing to large-scale projects and developing expertise in their respective fields.
However, the current recruitment is for fixed-term employment rather than the regular Assistant Manager career path. The initial contract is for three years and may be extended by up to two years, subject to the applicable terms. Permanent promotion through SBI’s regular officer hierarchy is not guaranteed under this contractual appointment.
Candidates should review the official advertisement for details about the contract period, performance expectations, remuneration and other employment conditions before applying.
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Join Now!Frequently Asked Questions
What is the SBI SCO Salary 2026?
The annual CTC upper range for SBI SCO posts under Advertisement No. CRPD/SCO/2026-27/30 is ₹90 lakh to ₹1.60 crore, depending on the position.
What is the highest salary offered for SBI SCO posts in 2026?
The GM and Chief AI Officer position has the highest advertised annual CTC upper range of ₹1.60 crore.
How much is the SBI SCO in-hand salary in 2026?
The exact in-hand salary depends on the selected post, negotiated compensation, applicable deductions and variable pay. The advertised annual CTC does not represent the monthly take-home salary.
What is the fixed and variable pay ratio for SBI SCO posts?
The remuneration structure specifies a 90:10 ratio between fixed and variable pay, subject to the applicable recruitment terms.
Are SBI SCO posts permanent in 2026?
The posts under this recruitment are offered on a fixed-term basis for three years, extendable by up to two years under the applicable terms. Permanent employment is not guaranteed.
