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Held annually, the Indian Bank PO examination is conducted at the national level by the Indian Bank. Candidates looking for opportunities in the banking industry make an attempt through these competitive examinations to secure a stable job. To fill up the vacancies for the Indian Bank Probationary Officer position, candidates who have cleared the selection process will be placed at different branches of the bank. The number of vacancies for the position will be soon published on the official website.
Candidates applying for the examination must have a 60% aggregate degree (55% for reserved category) from a recognized university/institute in any stream. Once the candidate qualify the recruitment test, he/she will have to undergo the one-year PGDBF program at Indian Bank, Manipal School of Banking.
Indian Bank PO Exam: Overview
An overview of the Indian Bank PO Examination 2022 is given below:
|Name of Examination||Indian Bank PO Examination|
|Date of Application Release||To Be Announced|
|Last Date of Application Submission||To Be Announced|
|Date of Examination||To Be Announced|
|Answer Key||To Be Announced|
|Result Announcement||To Be Announced|
Candidates will receive their admit cards once they register online after the release of the official notification.
Indian Bank PO Exam: Selection Process
The Indian Bank PO selection process consists of 3 stages which includes preliminary examination, mains examination and interview. Candidates must qualify each stage to proceed to gaining the position. Given below are the important stages to clear the recruitment process:
•Preliminary Examination (Online):
Candidates qualifying the preliminary examination from each category are shortlisted for the next stage.
•Mains Examination (Online):
For the mains examination, candidates must meet the overall and sectional cutoff to be eligible.
The interview round will be conducted by the Indian Bank for candidates who have qualified the main examination.
•Final Result and Provisional Allotment:
Based on the combined performance of candidate’s in the mains examination and interview round, the final result is declared. Following the result declaration, the provisional allotment will be released on the official website.
Indian Bank PO Exam: Interview
Once the candidates clear the written examinations (prelims and mains), he/she will be qualified to attend the interview round. Part of the selection process, the interview is an important step as it determines the candidate’s possibility of being selected for the Indian Bank PO position. Hence, it is necessary for candidates to perform well during the interview round. Candidates must be able and confident to answer both personal, educational and job-related questions. Given below are few important questions to be referred by the candidates for the Indian Bank PO interview round.
- Tell us something about yourself.
- Tell us something about your family and hometown.
- Other than your area of study/career, what are your other areas of interest?
- What are your skills and what skills do you wish to improve?
- Mention five of your strengths and weaknesses.
- How do you handle work pressure or pressure in general?
- On a scale of one to ten, rate your leadership skills.
- Are you a team player? If so, share a teamwork experience you have had before.
- Who is your role model?
Educational Background related questions
- Tell us about your educational background.
- How will your educational background support your career progression?
- How is your previous study related to the field you have chosen?
- What is your motive behind choosing the banking industry?
- Are you planning for higher studies?
- What are the different ways of operating a bank account?
a) Mobile Banking
b) Internet Banking
c) Automated Teller Machine (ATM)
d) Branch or Over the counter service.
- Name any 12 type of loans offered by banks in India?
a) Personal Loan
b) Home Loan
c) Small Business Loan
d) Cash Advances
e) Auto Loan (Car Loan, Two-wheeler Loan)
f) Credit Card Loan
g) Payday Loan
h) Agriculture Loan
i) Home Renovation Loan
j) Education Loan
k) Gold Loan
l) Consumer Durable Loan
- What method would you use to calculate the debt to income ratio of an applicant?
Answer: To calculate the debt to income ratio, the division method can be used by dividing the total debt by the gross income of the applicant.
- What do you mean by overdraft protection?
Answer: Overdraft protection is a banking service provided to to account holders of the respective banks wherein customers are allowed to transfer money across different countries in order to avoid payment failures, check-bounce etc. The service also allows customers to transfer money to savings account from current account and vice-versa.
- Expand CRR and SLR.
CRR: Cash Reserve Ratio
SLR: Statutory Liquidity Ratio
Aiming for high marks and saving time can be achieved once the candidate takes up the right study material for their exam preparation. ENTRI APP provides mock tests, learning tools, study materials and quizzes that will guide you through a thorough comprehension of the relevant topics as well as to help you become confident in scoring well for your examination.