IBPS PO Salary 2025 – In-Hand Salary Structure, Perks and Allowances

Being there in the chair of a Probationary Officer (PO) in a public sector bank for handling the managing affairs is not just a job that can be carried out easily. The responsibilities and the power of the job are difficult and that’s why the salary and benefits are high. PO/MT is one of the exams conducted by IBPS, which has the highest remunerations in public sector banks. Are you an aspirant who is dreaming to crack the IBPS PO exam 2025? Institute of Banking Personnel (IBPS) is to publish notifications for the PO exam 2025 to various public sector banks. Here let us go through the IBPS PO Salary 2025 – PO Salary Structure and check the details accordingly. You must take into consideration checking out the details related to the IBPS PO exams date 2025 and start preparing for your entrance examination because there will be a tough competition for all of the people this year.

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IBPS PO Salary: Overview

The salary structure of IBPS PO is predetermined as per the 11 Bipartite settlement. The candidates can get a snapshot of IBPS PO Salary 2025.

IBPS PO 2025 Salary Structure

The probationary officer is one of the most demanding jobs among the candidates as it offers a great step to make a prestigious career growth.  It starts with the position of officer scale 1 with a good salary package. The basic pay of an IBPS PO is Rs 23,700/- and the gross income of a PO is about Rs 36, 570/- along with basic salary, a PO post salary includes other perks and benefits. IBPS PO salary in hand is always changing. IBPS PO in hand salary can be checked accordingly from the official website of the organization and then you can apply for the entrance examination by filling out the application form available at the official website. Given below we are sharing the IBPS PO starting salary and IBPS PO salary after 5 years. 

IBPS PO 2025 In hand Salary  

When you get hired as an IBPS Probationary Officer, your starting IBPS PO Salary 2025 package is between Rs. 52,000 to 55,000. This includes various components like dearness allowances, special allowances, house rent allowance (HRA), and other additional benefits. Your gross salary before any deductions is around Rs. 57,000. After taking out the necessary deductions, your actual in-hand salary will be around Rs. 52,000 to 55,000, which is the amount you’ll receive in your bank account.

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IBPS PO Salary in India after the Bipartite Settlement

The salaries of bank employees have been increased through a process called “wage revision.” This revision was approved and became effective in November 2017 under an agreement called the “11th bipartite settlement.” The revised salary structure will be in place for a period of five years until 2025 or until it is revised again by IBPS (Institute of Banking Personnel Selection).

Around 8.8 lakh bank employees have benefited from this approval of the 11th bipartite settlement, which means they will receive higher salaries during this period. Additionally, there is a provision for regular increments in the pay of IBPS Probationary Officers, ensuring their salaries increase over time.

IBPS PO Salary 2025 Perks & Allowances

Check the below table for quick overview of IBPS PO Salary 2025 Perks & Allowances:

IBPS PO House Rent Allowance (HRA): The HRA is a part of the IBPS PO Salary 2025 that varies depending on the city where the PO is posted. It can be 9.0%, 8.0%, or 7.0% of the basic salary, depending on whether it’s a metro city, a big city, or another location.

IBPS PO Dearness Allowance (DA): DA is an allowance given as a percentage of the basic salary. It is revised every three months based on the inflation rate, which is measured by the All India Consumer Price Index Data published by the Government of India.

IBPS PO Special Allowance (SA): Approximately 7.75% of the base pay is made up by this allowance, which was increased during the most recent wage adjustment. It became active in November 2017.

IBPS PO City Compensatory Allowance (CCA): CCA varies based on the type of city. It can be 0%, 3%, or 4% of the basic salary.

In addition to these allowances, an IBPS PO also enjoys other benefits like Learning Allowance, Travelling Allowance, Newspaper Reimbursement, Medical Aid, and benefits under the New Pension Scheme. When we add all these together, the total IBPS PO Salary 2025 may amount to around Rs. 52,000 or more.

IBPS PO Promotion Policy

The majority of public sector banks follow uniform guidelines supplied by the Ministry of Finance, Government of India, when it comes to promotion policy. Public sector banks have two alternatives for promotions: the standard channel and the merit channel. The following link will take you to the whole details:

Promotional Channels for PO in Public Sector Banks

An IBPS PO’s Professional Development Officer JMGS I (Junior Management Grade Scale I) or probationary officers in banks earn between Rs. 52,000 and Rs. 55,000.

For other Scale officers:

• MMGS II (Middle Management Grade Scale II)
• MMGS II (Middle Management Grade Scale III)
• SMGS IV (Senior Management Grade Scale IV)
• SMGS V (Senior Management Grade Scale V)

IBPS PO 2025 Promotions

The probation period, which is the time you’ll be a PO, is also called the training period. It’s like how in school you are forced to learn all subjects even if you won’t be using some of them later but it’s there to show you a little about it and show you the scope on that subject. Similarly, as a PO, you will learn the fundamentals (like life skills/value education in school) of the jobs of a bank office. It will also give you a taste of the different posts available. After your probationary period, you will be put through a screening process.

• Junior Management Grade – Scale I: Probationary Officer
• Middle Management Grade – Scale II: Manager
• Middle Management Grade – Scale III: Senior Manager
• Senior Management Grade – Scale IV: Chief Manager
• Senior Management Grade Scale V: Assistant General Manager
• Top Management Grade Scale VI: Deputy General Manager
• Top Management Grade Scale VII: General Manager
• Executive Director (ED)
• Chairman and Managing Director (CMD)

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Participating Bank For IBPS PO 2025

The banks that will be taking part in the IBPS PO 2025 are listed below. The list for Participating Banks will be updated whenever the notification is received.

Starting your career as PO is the best choice. It can surely give you highly respectful career growth. IBPS reported about 2917 vacancies in their participating banks for the year 2020. A probationary officer or rather we call it a PO officer is a highly sought job. The IBPS PO examination selection procedure 2025 will be tough due to the changing scenario of the society. Now we need equipped and skilled persons as PO in our banks since we expect a worst economic scenario in the near future. So, you have to prepare yourself according to the need of society and the future.  You can check out the eligibility criteria and exam dates for IBPS PO in order to prepare for yourself accordingly. Entri is a learning platform that has video lessons and craft courses for the people preparing for various entrance examinations across the country. Enroll now and you will be eligible to get a chance to serve this organization.