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SBI Clerk Salary 2025: With starting pay of about ₹46,000, the SBI Clerk Salary 2025 delivers an alluring monthly package. This sum covers the base salary as well as a number of perks including the House Rent Allowance (HRA), Dearness Allowance (DA), and others. With extra advantages like health insurance and paid time off, the job guarantees financial security. Additionally, there is no time restriction on the SBI Clerk test 2025, making it a viable choice for anyone looking for a stable and fulfilling banking career.
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SBI Clerk In-hand Salary 2025
SBI Clerk Salary In-Hand will be approx. Rs. 46,000/- per month inclusive of DA and other allowances at the present rate and two extra increments for newly recruited junior associates. The salary pay scale for SBI Clerk is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (20 Years). Candidates can refer to this article to get complete information regarding their salary. Along with the basic salary, candidates also get various perks and allowances. The SBI Clerk salary structure may differ based on the place where candidates are posted.
SBI Clerk Salary 2025 (In-Hand) = (SBI Clerk Salary 2025 Basic Pay) + Allowances – Deductions
SBI Clerk Salary Deduction 2025
1: What does the acronym "ATM" stand for in banking?
There are various deductions including the Professional Tax, Ptax Deduction Carry Foreward, and NPS are deducted from the SBI Clerk Gross Pay. The deductions are mainly statutory and considered for income tax calculations. We have tabulated below the SBI Clerk Salary Deduction 2025, candidates can review it.
| Deductions | Amount |
| Professional Tax | Rs. 200.00 |
| Ptax Deduction Carry Forward | Rs. 200.00 |
| NPS | Rs. 3,273.00 |
| Total | Rs. 3,673.00 |
| Particulars | Amount (INR) |
|---|---|
| Basic Pay | INR 19,900/(Rs 17,900 + two advance increments given to graduates) |
| CCA | 0 |
| DA | INR 6,234 (26%) |
| Transport Allowance | INR 600/- |
| HRA | INR 2,091/- |
| Special Allowances | INR 3,263/- |
| Gross Salary | INR 32,088/- |
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Join Now!SBI Clerk Salary- Allowances
State Bank of India Clerk salary includes multiple allowances. These allowances include:
- Dearness Allowance
- House Rent Allowance
- Transport Allowance
- Special Allowance
- Furniture Allowance
- Newspaper Allowance
- Medical Allowance
- City Allowance
- Leave Travel Concession(LTC)
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List of salary allowances in SBI Clerk salary
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House Rent allowance |
Medical allowance |
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Transport allowance |
Newspaper allowance |
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Special allowance |
Furniture allowance |
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City allowance |
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SBI Clerk Salary 2025 Allowances (Detailed)
In a metro city like Mumbai, the total starting salary for Junior Associates is around Rs. 29,000 per month including DA and other allowances as per prevailing rate. In addition, newly hired junior employees will receive two additional salary increases. Earlier, the total starting salary for metro cities was Rs. 26,000. Refunds also depend on the place of posting. Applicants are entitled to compensation for various benefits, pension fund, pension under the new pension system (contribution), health, holiday travel, and other bank promotions.
| Category of Employees | Maintaining two or Four wheels (Petrol in liters) | Not Maintaining Vehicles (Amount in Rs) | Entertainment Expenses (Amount in Rs) |
| Chief Associate (Working as cash-in-charge) | 43 | 900 | 1140 |
| Chief Associate | 43 | 900 | 600 |
| Special Associate | 35 | 850 | 540 |
| Senior Associate | 25 | 700 | 420 |
| Associates/Junior Associates | 20 | 625 | 360 |
SBI Clerk Salary 2025 Provision Of Newspapers
The table provides a breakdown of the amounts allocated for providing newspapers to an SBI Junior Associate based on different categories.
| Category of Staff | Rupees Per Month |
| Chief Associates | 530 |
| Special Associates working as cash-in-charge/ATM/Locker-in-charge/Members of the outbound sales force | 530 |
| Other chief associates/special associates/senior associates/associates/junior associates | 450 |
| Subordinate Staff | 350 |
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Join Now!SBI Clerk Salary Increment 2025
Candidates posted to the post of SBI Junior Associate are also provided with a yearly increment, which keeps them motivated and boosts their confidence. The table given below contains an SBI Clerk Salary Increment 2025 based on your basic pay.
| Basic Pay | Increments | Period | Years of Service |
| ₹ 24,050 | 1340/- | For 3 years | 03 |
| ₹ 28,070 | 1650/- | For the next 3 years | 06 |
| ₹ 33,020 | 2000/- | For the next 4 years | 10 |
| ₹ 41,020 | 2340/- | For the next 7 years | 17 |
| ₹ 57,400 | 4400/- | For the next 1 year | 18 |
| ₹ 61,800 | 2680/- | For the next 1 year | 19 |
| ₹ 64,480 | — | — | — |
SBI Clerk Salary 2025 Medical Facilities
Below are some of the medical services provided to the SBI Clerk.
- SBI Clerk candidates can avail of medical benefits annually to take care of their health needs. They also get medical assistance for their family.
- Hospitalization cost-related expenses are also handled by SBI if ever needed.
- Extended medical plan packages are also available for severe illnesses.
- Other medical perks like vaccinations and scheduled checkups are included with the medical benefits an SBI Clerk can avail of.
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SBI Clerk 2025 Allowances
The additional perks and benefits are a bonus to the already appealing job profile salary package of SBI clerks. As per the instructions of the Bank, as may be issued from time to time, SBI employees will be eligible for reimbursement of various perquisites, provident fund, pension under the New Pension Scheme (Defined Contribution Benefit), medical leave-fare and other features. Some other perks of the SBI Clerks are job stability and financial security. The allowances that come with the handsome salary package of the SBI Clerk are listed below.
- City Allowance
- House Rent Allowance
- Furniture Allowance
- House Maintenance Allowance
- Reimbursement of phone and telephone bills
- Special Allowance
- Dearness Allowance
- Newspaper Allowance
- Furniture Allowance
- Transport Allowance
- Medical Allowance
- Magazine and Books Allowance
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SBI Clerk 2025 Promotions
A candidate will have to go through a six-month probationary period before they are made permanent employees. Junior Associates who have just been hired will need to finish the bank’s required e-lessons during their probationary period in order to be confirmed in the bank; otherwise, their probation will be extended until they do so. Additionally, the performance of recently hired employees will be assessed before the probationary period is up, and those applicants who fall short of the bank’s standards will need to retake the entire course. This is because SBI Clerk work is very important and requires careful execution. Once you complete the probation, a wonderful world of opportunities, career growths, salary increments and promotions are waiting for you.
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Working as an SBI Clerk is flexible and provides a lot of opportunities. You will have many opportunities to advance your position once you work as an SBI clerk. To be eligible for promotion to Officer, all applicants who wish to move from the position of Clerk to that of Officer must apply for the promotion test, show up for the exam and they also have to complete at least two years of service to be considered for promotion. There are three different types of promotions for SBI Clerks:
| No. | Type of Promotion | Description |
| 1 | In-Cadre Promotions for SBI Clerk | · In addition to the base salary, a special allowance of Rs 1800 is given. The assistant advances to Senior Assistant after serving for ten years. (This Allowance is not taken into account when determining the basic pay.)
· After twenty years of service, an assistant will be promoted to the higher job position named Special Assistant. There is a special allowance of Rs. 2500/- for this position (This Allowance is taken into account for the calculation of basic pay). · After thirty years of service, an assistant becomes a Senior Special Assistant. There is a special allowance of Rs. 3500/- for this position (This Allowance is taken into account for the calculation of basic pay). |
| 2 | Promotions of SBI Clerk to the position of Officer Cadre to Trainee officer | After passing a written exam and interview, a candidate who has served as a clerk for three years can advance to the position of trainee officer. For the first two years of their appointment as Trainee Officers, such clerks are kept on probation. The trainee officer will either be hired into the Middle Management Grade Scale-II (MMGS-II) cadre or demoted back to the clerical cadre depending on performance after the probationary period. |
| 3 | Direct promotion to JMGS-I | A clerk can become a Junior Manager Grade Scale (JMGS-I) officer after completing a written test and interview and a six years long service under a fast track promotion channel, or after completing a twelve years long service under a normal promotion channel. Age restrictions do apply to this promotion. |
SBI Clerk Previous Year Question Papers
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Previous Year Question Papers |
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All essential details coming under the topic of SBI Clerk Salary 2025: The salary structure, allowances and benefits are discussed in this article. Download the Entri app to help you prepare for and score high marks in the bank recruitment exams of 2025.
